Stop Press - View On Oft/bank Announcement

spacey2930

has anyone else had letters from their courts saying that the bank they are fighting have to enter a proper defence or pay up.

i have and HSBC have to clarify how they reach their charge figures

i think the judge ruling is getting peeved at the banks not turning up

smartcookie_3

Having originally placed my claim for a refund of bank charges in March, I eventually was offered a gesture of goodwill in May, however I felt that the bank could have done better and considering they had added further charges to my account I wrote to them in April to inform them that I intended furthering the matter in Court, as the offer was not sufficient. I then instigated the matter with Money claim, nearly 2 weeks' ago and Following the announcement on Thursday evening I contacted Money Claim on Friday morning to find out my position with the claim, and was told that my claim would be going ahead irrispective of current affair's. Would you believe it I recieved a letter in the post that day from the bank informing me that they had now recieved my letter and was investigating the matter further! Bit late dont you think.

Strangley enough due to a recent oversight from my bank,(NOT BANK CHARGE'S WOULD YOU BELIEVE) where some money was accidentally debited from my account, and I complained , It was put to me in a roundabout way that I would have no problem having the amount re-credited to my account, should I decide to place the matter with the ombudsman, it would be in the bank's interest to re-credit my account otherwise they would incur a £ 500 fee. Quite interesting if you know what I mean.


Ill let you know this week if the bank decide's to place a defence or
not.

impoverished_2

I would firstly like to say Martin I thought you restrained yourself very well on the TV when you must have been absolutely seething along with millions of consumers in this country. I signed up on the website only last week, posted that my case was going to court, I have now clarified that the HSBC have (or had given the anouncement) until the 8 August (I thought the hearing was in Northampton on 24 July) - I like many others who started the litigation ball rolling are in limbo or is it likely that the county courts with claims already lodged prior to the announcement will proceed? Any word on the status of these cases yet? Dame Rennie Fritchie made a marvellous statement a number of years ago (completely unrelated to the world of finance) which I think sums up where the consumer lies in the scheme of things irrespective of the goods or services they receive:

"When people who are not used to speaking are heard by those not used to listening, that is when real change takes place"

Fingers crossed that in this instance, the turning up of the volume of the individuals has resulted in the collective mother of all conversations! Conor, keep you ear plugs in and your gag on.

Stokey125

spacey2930 wrote: »

has anyone else had letters from their courts saying that the bank they are fighting have to enter a proper defence or pay up.

i have and HSBC have to clarify how they reach their charge figures

i think the judge ruling is getting peeved at the banks not turning up

Another poster has posted a copy of the order from a court on another thread and it does read like the Court is very peeved off. Make sure you comply with all the orders from the court

markandcath_2

Well I apply for judgment by default on Wednesday and from what i have read I will get it.

My only concern is the banks have enough influence to get the Lord Chief Justice to order a stay. The courts have had enough and from the phone calls I and others have made they won't be staying anything, serves the banks right for wasting all their time on so many previous occassions.

I have a friend who has had DD's bounced and had been charged thousands over the years. As the OFT case only addresses excess O/D charges he is still going to file against the Abbey, should be interesting.

natweststaffmember

He should file anyway and DD's and SO's ARE covered by the OFT case. See above on this page where I have quoted their own press release.

stevieb55

Martin thanks for all the info and hard work, have you any idea how long it may take to get a ruling ?

manchester_2

Hi Martin,
Well done for your fantastic support on channel four. We already had sent the letters from your website re bank charges. The bank had their final letter from us and was due to reply on Tue 24th July at the latest. We did not hear from them, and now we know that on the 26th July they suspended the claims. As we already had our final letter in well before that date, do you know if we have any right as this all happened before the suspended date.?
Thanks Martin.

anneevon

Hi,Could anyone give me any advice?
I have got as far as giving the halifax 14 days notice before going to court,and their time is now up(I was asking for £1690 but offering to take 1300 for quick settlement),and now not sure what to do.Have just seen a reply enquiring about hardship cases and also read Daily mail articles about only paying out when customers are dying.
Don't want to sound gloomy on a Sunday morning but I am,as I have terminal cancer,and don't know that I will be around to see any test case,and as my illness has caused financial hardship,would they possibly be sympathetic? I have mentioned this in my letters to them, but so far have only received the standard refusal.
Any suggestions folks?
Thanks
Anne:rolleyes:

katecheshire

"All customers who have made a written complaint on unauthorised overdraft charges but who have not yet had their complaint resolved will receive a letter to explain the position with respect to their complaint." from the Nationwide statement (same as other banks I believe).
What do they mean by resolved, I wonder? If they have sent the second letter saying no and you have not yet taken out court proceedings or FO, do they think that is resolved?