Stop Press - View On Oft/bank Announcement

jdavanport

chipbeck wrote: »

How big hearted of them!
Hmmm should I reconsider the 70% offer from Barclays? I need the money but I hate them that much that I'd sooner risk all to get the lot back. I'm bad with money always have been but have never had any help from them they just stick the knife in further. Accepting their offers to me would be seen as a victory for them. Keep the faith and we may just win.

I suppose you could look at the fact you are 70% richer than you were last week, its still money you thought you would never see again.

jdavanport

jonesys wrote: »

can you please tell me were you found this quote. As i would like to read it bfore making any coment.thanks sara

Hi sara, i went to the FSA website and read the ruling.
John

jdavanport

borgbaiter wrote: »

dont think scrapped is anything youll find quoted anyplace

my terminology, not theirs

jak

I have just reveived a reply to my first letter. Do I continue and take to court as this is the next step? Or wait? If I do take to court will I be liable for court fees?

millow

Hi Martin, Good job with our defence, she did not have a clue on what to say. I do have a question i have a claim going through MCOL against Natwest, they never acknowledged a defence within the 14 days so i pressed for a judgement to be issued, when i went online to the MCOL it said that my claim for a judgement to be issued was accepted and was issued on the 26th July 07, does this affect my claim as i am so near to issuing a warrent. They owe me with interest just over £5k.

kahluagirl

its prob not a caes of her not knowing what to say:she's keeping her mouth firmily SHUT(for the moment).i wonder if its gonna be an individuals' case?or is the case gonna be the banks defending there costs?

Guitar_Man_4

asharon wrote: »

carry on and if it gets to the court stage then it is delayed for a while.

Thanks......I will

,hills

Can't believe the timing.

I have the following going on :

Letter received yesterday morning from my local Court, Small Claims Court hearing against Abbey National set for August 28th (£6,000). - is it worth preparing the Court bundle/will it be stayed????

Letter received Thursday morning from NatWest offering me £654 against a claim of £3,900. Was going to do a letter this weekend accepting as part payment other wise going to do MCOL. - Can I word a letter getting the £654 knowing they will mess about after that and is it worth paying MCOL the £250 thereafter (as with interest the claim will be nearer £5,900).

Claiming against Natonwide for £1,300, and their LBA ran out this week and was going to go on MCOL this weekend to start this claim. Again is it worth it ?

Any help appreciated.

Thanks

hibees1875_2

If you read the OFT AND FSA statements on their websites, people will see that 1) it is up to the courts to decide on an individual basis whether to proceed with claims. This means you could take a bank to court still. or the court may decide to wait until the outcome of this test action.
2) the fsa/fos will not be investigating complaints re unfair bank charges until out come of test case is resolved.
This does not neccessarily mean people should stop claiming through court process. But it may mean once you file your particulars of claim that nothing much else happens for now.
Also, this does not affect credit cards claims as the action specifies bank charges and overdraft fee's and the OFT have already done a report on c/cards
. This does not affect SAR's requests as has been noted this falls under data protection laws. Also, if the bank you want to claim against is not one of the group involved in this action you can still claim. However, again the courts may potentially decide to postpone doing much until this test is resolved.

Just trying to condense the situation into a brief summary. I would suggest if you cant afford to take the chance on paying the mcol fee, then hang fire for now.

longlashes247

I made a claim to my bank for my charges they wrote back to me saying they would get back to me in 6-7 weeks which would of been the 12th July from the date i recieved the letter. I never heard anything from the bank and trying to contact them was useless. Now they have gone to court and all claims have been stopped til they have reached a decision. Im fed up as the bank was supposed to give me a decision before they went to court does anybody know where i stand with this as i feel the banks just fobbed us off knowing they was going to court and would'nt have to be paying back any claims until they had a decision.