NOT BUYING IT! 2015 - A consumer holiday

eandjsmum

Afternoon all


3 NSDs but have made up for it to-day at Asda. DD is still ill she was given the wrong antibiotics by the hospital after her op . As it was a teeth op managed to get an emergency dental appointment last night and hopefully they have sorted her out with the correct ones, they even suggested using a certain well known sugar filled drink to aid recovery.


Hope to get out into the Garden this weekend but it is much colder this weekend and I think that I am going down with a cold.


This week I managed to borrow a book from the library, before I would just have brought it and It would have ended up sitting on the book shelves.
I have also taken some more clothes out of wardrobe and bagged them up for CS.

Busymumofthreeplusdog

GreyQueen wrote: »

Morning all. The sun has come out after a grey start and I'm about to hit the street and pedal off the allotment. Just thought some of you might enjoy reading this blog post from the MrMoneyMustache blog;

http://www.mrmoneymustache.com/2015/03/12/when-ridiculousness-is-ubiquitious/

Have a good one, folks. GQ xx

Blushing while reading! Although I swtch my engine off and I drop and pick up on my commute to work but still on my day off we could cycle...

117pauline

I live about 100 yards from a primary school and everyday I marvel at the stupidity and bad manners shown by parents who must drop their children off as near to the door as possible.

Recently a police officer has had to come to control the process of collecting children from school as it has become so dangerous - this has to be a real first world problem. What a waste of an officer's time.

People park on double yellows, zigzags or double park because they have no patience or manners. I accept many parents are in a hurry to get to work yet I am sad at the lessons they are teaching their children. Daily I hear hated arguments and bad language - I hate it!

Am I the only person who dreads all the "dress up" days for school where parents are forced into buying costumes as a special purchase and then discarded. I think this just shows how strong my NBI intentions are now - I really feel for these parents who may well not be able to afford a fancy costume or £10 charity donation etc etc. Charity - great however it now seems to have become a ridiculously big business and somewhere some companies are definitely rubbing their hands with glee.

Rant over - back to the calm of the garden
Pauline

Tink_04

Hiya shipmates!

I'm struggling with my spends and was after a bit advice - am I best to draw out the cash supply for the month and leave it labelled for stuff (kids dancing, swimming, activities) stuff I need cash for? I'm finding myself constantly needing to get cash out - dancing lesson £11 had to take £20 out as didn't have £1 - stamps the other day - £10 to buy cards £4 as shop doesn't take card! I'm looking for a better way to do this - we always need blue milk 2 kids go through loads and fruit too x

WeeMidgie

Hello NBI chums, I realised this morning that the money I took out on 27 December to last me a month has lasted me to date! With a few pounds left, I will probably need to go to the bank on Monday. This is because on Tuesday I will be taking my aged aunt for a Toby Carvery lunch, (my Mum, her sister is no longer alive, so I take her out instead close to Mothering Sunday), and those few pounds I have left won't stretch that far.

I could never have lasted as long without being with my shipmates on the good ship NBI, and I'm truly grateful. I haven't done without, and I haven't felt deprived, and I have eaten well, but every decision to open my purse has been a conscious one. Reading of everyone's NBI efforts has been great fun and very inspiring.

As a result, with some of the money saved, I'm able to go off to my favourite place up north with two friends in May. And still will have substantial savings. My friends are frugal souls too, so we will have good self-catered meals, and take DVDs, go for walks, read, relax and chill out. Something truly lovely to look forward to.

Isn't life great on the good ship NoBuy?!

boultdj

Tink_04 wrote: »

Hiya shipmates!

I'm struggling with my spends and was after a bit advice - am I best to draw out the cash supply for the month and leave it labelled for stuff (kids dancing, swimming, activities) stuff I need cash for? I'm finding myself constantly needing to get cash out - dancing lesson £11 had to take £20 out as didn't have £1 - stamps the other day - £10 to buy cards £4 as shop doesn't take card! I'm looking for a better way to do this - we always need blue milk 2 kids go through loads and fruit too x

Have you got a freezer? Have you got an empty draw in said freezer? If so, go to your normal shop and get double the usual amount of milk and put half of it in the freezer, you just need to shake it well when you take it out.


Cards- how many do you have to buy a year? Can you get all of them in 1 go, write 'em, and then paperclip them to the calander on each month they need sending.


Will the dance class be willing to give you a discount if you pay upfront for the month?, that way you can take advantage of your payday and cut down on trips to the cash point.


Stamp's, I just buy 4 book's of 12 once a year, normaly 2nd class and put them with the birthday/xmas card's so I know where to find them yes I know it's a lot, but mum was from a big family and I'v only lost her and 1 aunt on that side, plus I'v got friends in the forces.


Hope it helps rather than confusing.










p.s. Not having kiddies, and me being at school before they started this dressing up lark, can anyone tell me what kind of reaction they would get if someone turned round and told them to live in the real world?, heating and food come before costumes and 'charity begins at home', and the reason I ask is because I'm nosy, and the young 'un's at work are saying kiddies school's are always asking for this,that and the other but they seem to think it's normal to constantly pay out for stuff which, to me, seem's to have nothing at all to do with learning.

oldtractor

ok have spent today. microwavbe broke and has been replaced. bought 3 mugs and a couple of things for the grandson at the local church coffee morning. total outlay for these£5. the mugs have pretty flowers on them and I a, pleased. there are 3 or 4 plain mugs pending out so at least am not adding more stuff into the house. DGS will also be taking some stuff home so even more will be leaving.

Karmacat

GreyQueen wrote: »

Morning all. The sun has come out after a grey start and I'm about to hit the street and pedal off the allotment. Just thought some of you might enjoy reading this blog post from the MrMoneyMustache blog;

http://www.mrmoneymustache.com/2015/03/12/when-ridiculousness-is-ubiquitious/

Have a good one, folks. GQ xx

I love MrMoneyMustache! I went to his Complete List of Posts, and I'm reading 3 or 4 from each month, from the beginning. I'm up to January 2013 at the moment

GreyQueen

Karmacat wrote: »

I love MrMoneyMustache! I went to his Complete List of Posts, and I'm reading 3 or 4 from each month, from the beginning. I'm up to January 2013 at the moment

He's a tonic, isn't he? I love the idea of basassity. Glad it's being enjoyed, I think I've read the whole blog since I found it about 9 months ago, it's a pleasure.

Tink, I deal cash-only for everyday spends, it drives me nuts getting stuck behind folk in shops having to do card transactions for every little thing, it's so inefficient. Unless you would have a compulsion to spend any cash in your wallet all at once, I'd take out the maximum your bank will allow, probably £300, put aside what you're committed to like the kids' lessons, and spend cash-only.

I'm a non-parent but am, of course, surrounded by parents and am often flabberghasted at the impositions which are placed on them by the schools. There seems to be no clue that very many people are scraping along and don't have the ability to harvest cash from the magic money tree to feed the insatiable school caterpillar.

I did my edukashun in the sixties and seventies, in very working-class environment with the schools on the same council estate where we lived. We used to do things like collect milk bottle tops for the guide dogs (think it was the guide dogs) but I can't recall being asked to take money into school. That would have gone down well at the homestead (not!), with Mum not able to buy food until Dad brought his paypacket home on a Friday and us always struggling to afford shoes.

I do know there were periodic upsets when the school handed out leaflets for Outward Bound courses, and we'd read them excitedly and take them home and had to have our hopes dashed by our loving parents. Never knew of anyone whose parents could afford to let them do an OB course and, in retrospect, think that it was nothing but cruelty to dangle such temptations in front of children whose parents worked hard for not-a-lot in the local factories.

**********
I've spent £3.60 today and for it got a carrier bag of fruit and veg, a pair of D@m@rt pjs and a pair of Mountain Haus yoga pants. I virtually live in yoga pants so wasn't going to pass by an immaculate pair at £1.60.

Overall, haven't spent very much this month, apart from paying my annual phone line rental up front, £20 for 2 archery lessons and under a tenner for food.

Tink_04

Thanks for the suggestions

I'm going to try Cash living - I never normally carry cash so this will be strange!! I'll put aside for -

• Breakfast club twice a week (I work)
• Dancing is the only way we can pay is per lesson
• Cards it was mother's day cards that got me but my stock of birthday cards has run low
• will get some stamps - I lost 2 books before and I've not bought books since but will do this again
• the milk firstly I font have any freezer space - we go through 8 litres every 3 days for the kids, milk drinks, cereal and porridge are a constant, plus what we drink!
• there is 2 kids birthday parties this month too
• nappies and wipes for the month

The school thing bugs me as they always need £1 or a few £££ every week for something too.

Think I need a system or I'm going to go bust! We are saving up for a house move but I'm forever at the shops for something paint / bread / milk / presents / cleaning stuff

The good thing is as our house is up for sale all the de cluttering as mostly done and it's just 'living for cheaper ' I need to master!