NOT BUYING IT! 2015 - A consumer holiday

VJsmum

GreyQueen wrote: »

I consider that I live a life of luxury and really wouldn't know what to do with shedloads of money, thrifting is a favourite pastime and an entrenched habit.

I couldn't agree with this more. I was talking about just this with DD(18) earlier. I know that I could, in fact, spend more than I do - but I can't bring myself to do it. It isn't tight, so much as thrift. I will spend if I need to and we don't go without by any means - but designer clothes and handbags? No thanks. Not shopping in Alidi because, well, it's ALIDI where things are, you know, cheap? S0d that, I am happy to not pay more than I need to - and I do know a few people who ridicule us ALIDI shoppers. A FB friend proudly said this week that she had had a handbag cull, produced a bin bag full to go. So she had to buy a new bag :rotfl: WT actual F is that all about? She also said that she could no longer carry her branded, several hundred quids worth of bag anywhere because a particular "chavvy" (her words) celebrity had been photographed with the same one.

We are about to embark on a purchase of a seriously life changing kind. It is a property purchase, not actually that much in terms of what property can sell for - but life changing in that it will influence certain aspects of our lives, likely for ever. We can barely afford it, but feel it is exactly the right time to do it. In order to afford it, we have got to tighten the purse strings for the foreseeable future. But I have a freezer full of food, more clothes than I can wear, no gadgets, trinkets or large furniture purchases to facilitate at the moment. And certainly no need for design er handbags

boultdj

Butterfly_Brain wrote: »

Check to see if the greenhouse is covered on your house insurance.

It's not,the 'boy's' [70+ years old next door & next door but 2 neighbours] blagged me the greenhouse as a welcome to your new home [they use to work with Bro, and he told them I liked gardening] and it got put up after the insurance got took out, bless 'em, they found some spare glass for me, in return I'v done them a crumble each and some scones

Prudent

Just looking for a wee bit of help to try and have a no spend day tomorrow. I have lots of YS vegetables, so want to make soup. I also have two packs of YS applewood smoked cheddar. Does anyone know if I can cook with this as normal cheddar? I want to make cheese scones.

DawnW

Prudent wrote: »

Just looking for a wee bit of help to try and have a no spend day tomorrow. I have lots of YS vegetables, so want to make soup. I also have two packs of YS applewood smoked cheddar. Does anyone know if I can cook with this as normal cheddar? I want to make cheese scones.

I cook with all different kinds of cheese - the scones would be fine, but will taste of smoked cheese rather than just ordinary cheese, if that makes sense

BettiePage

BettiePage wrote: »

Wow, this thread doesn't hang about does it?!

Off to catch up, back shortly.......

Still reading, slow down peeps.

*puffs and pants way back to page 98*

pollys

I'm sure it would be ok. I expect it's just cheddar with a flavouring.

Polly

I_want_a_baby

Effyb4, well done on the cycling gear for DH, a thought out purchase, will save a decent amount of £s and not to mention the health benefits!

Heffi1 well done on the home baking! A superb win for 'not buying it'.

Prepared homegrown veg for tomorrow's lunch whilst cooking tea, the end of the sack of spuds are starting to sprout so will do a batch of jacket spuds for the week ahead, to eat either as is or as wedges.

Now to put the last load of washing on the airer and get the fire going so it dries.

Tomorrow morning we shall go out on the plot with mum in law and hubby and decide on a plan of where to dig over, what can go where and so on. Exciting times!

IWAB x

mummyroysof3

Love this thread and I'm learning a lot. I really need to put some of yourself helpful advice and tips into practice

[Deleted User]

Hi everyone :j
Just been reading and lurking. My life's not that busy at the moment.
Well I did my SOA suffice to say I'm not in debt and can't cut back anymore than I have. I had a nosey round the other boards on here. Wishing I could also be mortgage free etc (that won't happen unless I win/receive a large sum if money :rotfl:). But I'm starting to think about planning my future.
I'm single and on minimum wage at age of 50 the least I've tried to plan for is my mortgage will be paid off at least 3years before I retire (if they don't change the goalposts).
I'm trying to find a happy medium though. I've cut back and cut back but now feel I need to cut some slack for me to start enjoying life more. But trying to save on minimum wage and cut some slack seems 2 polar ends of the planet.
On another note I always do my breakdown via Clubcard Deals and counted up my yearly vouchers I keep, and there's substantially less now. I will be ok for this year and possibly next but cutting back shopping has had a roll on effect and Breakdown is something I NEED but can't afford... Will have to factor this in my monthly budget next year...
On a good note I fleabayd a few bits and got just over £10 which is the small amount I need each month to top up my wages. So I'm happy about that.
Right..delurking and de cluttering now bye all.... :grouphug::coffee::

bunbun2

I have been reading the thread regularly and taking all the advice and suggestions on board...I'm not very good at posting which I really must try and improve.

I can't believe how many of you have had bad work experiences some of them are really horrific. It seems that when some people become bosses and management they take on a whole bad personality. I am lucky that when I had my first son 16 years ago I left work and since then have taught French at a lunchtime/after school club and the lady I worked for and the one who has taken over are both great to work for. I only do 3 hours a week. I have also since September been working as a lunchtime supervisor. I am not a career woman:). My OH however is a teacher and has been off and left his job with stress.

I have spent the week decluttering and a few clothes have been bagged up. My main achievement was clearing out the boxes of contact lenses in the bathroom that I was keeping just in case. In reality I won't use them so they have gone. Only a small thing but they have been there for years .

I was in the charity shop today (OH suggested having a look) and saw a cardigan I liked and they had a half price sale. Then I thought of this thread and all the jumpers and cardigans I have hanging in my wardrobe so I didn't buy it. Although I did collect some boots I had ordered from the next sale but they are fur lined and will keep my feet warm when I am standing outside for an hour at work:)

Thank you for the amazon link...I am going to go through my books later

Like many I am not counting NSD but looking at essential spending....things like milk, cereal, bread,ham and cheese need to be replaced too often with two boys who take packed lunches to school.

I have however saved us a bit of money every month as I have cancelled the national trust subscription we weren't using, halved the price of my phone contract and changed electricity/gas supplier:j