The "Save 12k in 2015' Thread!

enthusiasticsaver

TheBunting wrote: »

Very nice!
I went for medium risk. I could go for higher because I'm young and will have longer to wait for it to perform but could switch to something more suiting when I have learned more about S&S isas.

I am very impressed you are into stocks and shares investing at 22 Bunting. It has taken me to the ripe old age of 55 before I got up the nerve to start investing in stock markets. Have you been doing lots of research and do you mind me asking which fund you went for?

Wentthedaywell?

enthusiasticsaver wrote: »

I know what you mean by paralysed by choice. It is a real minefield for those of us who are novices, which I am. I have spent years being frightened of investing and have made a real effort to read everything I can about risk but only just touched the surface . Good idea on the AVC. How far away from retirement are you?

2 years (till 60) ES, but I will probably stay on for an extra 18 months or 2 years to get a bit more savings and marginally better pension deal. I won't get my state pension till 66, but no way am I hanging on till then!

I just got in before the changes to the AVCs, so should be able to take it all as a tax free lump sum. Then I will have the investment dilemma all over again about where to put it! (assuming I don't lose it all in a crash :eek: )

AlexLK

Finally, another £100 to add to the savings, hopefully the first of a few.

mrssjs

Currently at £267 for March, waiting for Tesco interest tomorrow of around £14.


Then if I can juggle some figures, I'm looking to find a further £250, (I've got around £100 sat in my Paypal after a good go at eBay the past few weeks) which will mean a grand total of £1000 saved for the first quarter of 2015

mrssjs

Just realised I have a Halifax regular saver due to mature, it was only a small funded account of £25 per month, so not due much, but I won't be adding to my pot until the interest is in, as I like round figures haha!

TheBunting

enthusiasticsaver wrote: »

I am very impressed you are into stocks and shares investing at 22 Bunting. It has taken me to the ripe old age of 55 before I got up the nerve to start investing in stock markets. Have you been doing lots of research and do you mind me asking which fund you went for?

It was SL with my pension and went for medium risk. Yeah it's a ready made portfolio thing. I'm not very knowledgable on it so this is just a tester before I start putting major money into it.

black_taxi_2

fund manager invested today


£600 vanguard/ £240 cash isa(£840)


thx SF

mrssjs

I should definitely be able to make my £1k for the first quarter after juggling my figures. I should be getting my annual bonus next month, so I'm hopeful I can save £1k of that too.

secondtoughest

£800 for March for me please, #65.

Lomcevak

Lomcevak wrote: »

Declaring £1393.55 for February - although it's my 'worst' monthly total for a couple of years, it's a couple of hundred quid higher than I expected at the start of the month thanks to some ebay, cashback, and rummaging behind the sofa, so quite happy with that.

Somewhat embarrassingly I forgot that I setup a £400 regular saver in January, and so that's missing from both my Jan and Feb figures :doh:

Updated figures are £2163.32 for Jan and £1793.55 for Feb, which now isn't my 'worst' month at all will update via the form shortly