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The "Save 12k in 2015' Thread!

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  • lalman wrote: »


    From the age of 21- 26 I had an eventful life but did my best to save… what I find these early years taught me was how difficult money is to earn and save… and how easy it is to spend and not have. I think the fact you’re a conscientious person, who at the age of 22 has an idea what you want in life puts you miles a head of anyone else… and the general direction your heading is building blocks towards your personal dreams.


    Incidentally the company that I have just left just paid me a nice chunk of money (3.85k cash, 500 to my pension and 400 off my student loan). So this months reporting figures should be good, especially as I should get paid from my new job too!

    Thanks for that, it's good to know I have the right mindset! Wow that's awesome man, you gonna save most of it? Keep it up man!
    Goal is to Retire before I'm 40 (currently 30yo) 
  • Pay day saving deposit of £500.00 - hopefully if I am frugal in March I can add another £75 and have a nice tidy £1000 by the end of the month - my personal challenge in feb to not buy breakfast or lunch at work has saved me about £100 this month, so definitely going to be continuing with that, dinner leftovers for me.
    £10 a day 2015 Oct £131.38/£310
    Challenge - Save £6,000 in 2015 - £4034.44/£6000
    House deposit saving - £4034.44/£20,000
  • lalman
    lalman Posts: 279 Forumite
    I will be saving most of it thebunting – i will have a lot of expenses the back end of this year and next so prefer to borrow as little as possible.
    My Goal: From 1st of Jan 2015 to 31st of December 2015 is to save 30000.

    48.78% towards 2015 target.

    105.3% towards 2014 target. :j
  • I've updated the form a couple of times this month and it seems to only add the last figures when updated.

    Should I be adding just once a month with the total figure? Or if I add a few times I need to add the total saved not the new figure?
    Competition Wins

    2015-Apple iPad Air in December
  • Banked £50 in my savings account today. Will be able to save a lot more per month once I've paid off a CC - outstanding balance £733 - from May.

    DL
    :staradmin Star from Sue-UU


    3 - 6 Emergency fund #24 £2273. Target £3,000
    SPC15 #57 [SPC14 £195.50, SPC13 £114.08, SPC12 £215, SPC11 £183, SPC10 £209]



  • System
    System Posts: 178,361 Community Admin
    10,000 Posts Photogenic Name Dropper
    Number 206

    Transferred £56.72 into my savings account today, taking total savings to £300.00. Not much but we've cleared our credit cards so any savings was a bonus!!

    Please could you amend my target to £1K, there's no way I can save £11K in a year :rotfl:
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • mattdeeks wrote: »
    I've updated the form a couple of times this month and it seems to only add the last figures when updated.

    Should I be adding just once a month with the total figure? Or if I add a few times I need to add the total saved not the new figure?

    Yes, just do the update form once with your total for the month. You can declare any savings bit by bit on the thread but only do the actual update form with totals once. Hope that helps.
  • £1000 for February for me. Straight into house move deposit account.
    Save 12k in 2014 member 056
    £0.00/£7000
  • February payday and manage to shovel away £1,800 in total! £1,300 into the account which is now frequently called the 'kitchen fund' £250 into my Regular Saver, £125 into my ISA and £125 into my mountain bike fund.

    This months salary included a bonus due from performance in 2014 so I wont be able to save as much next month onwards but pretty happy with how 2015 is going so far.
    Millionaire in Training
    Mortgage: £27,535 (49% paid) Aim £25,000 by December 2015
    New House Mortgage £197,836 (4% Paid) Aim £194,000 by December 2015

    #153 Save 12k in 2015 Challenge: £15,697£12,000
  • £2300 saved in February! Thanks inland revenue for my valentine's day tax refund! Best post I've ever received on February 14th..
    Mortgage overpayments 2018: £4602, 2019: £7870
    Mortgage overpayments 2020: £4620
    Mortgage 2017 £145K, June 2020 £112.6k:o
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