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Giant piggy bank

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  • egoode
    egoode Posts: 605 Forumite
    Eighth Anniversary Combo Breaker
    I think my solicitor was glad to see the back of me when my sale finally completed although I think she felt sorry for me for how long it took! It was one of her longest cases.

    I didn't call them everyday like I hear some people do but when I knew something was expected I'd call to follow up with what was happening and what the next step would be. I think it's definitely worth calling them to make sure they are on top of things and to ensure nothings holding up the sale. I also found if there was a delay on the vendors side giving the EA a call would sometimes help push things along or they could give me an update on when to expect the paperwork from them. As you are buying the flat the delays can also come from the freeholder. The reason my sale took so long in the end was solely due to the freeholder taking a long time to respond to anything. As the freeholder for my place was the local council I got my councillor involved to move things along. Unfortunately there's lots of different people involved in the transaction which means things are unlikely to go completely smoothly but you will find once everything is ready it will move forward really quickly.

    Good luck and I hope it is completed soon for you :)
    Starting Mortgage Balance: £264,800 (8th Aug 2014)
    Current Mortgage Balance: £269,750 (18th April 2016)
  • coldcazzie
    coldcazzie Posts: 1,407 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I agree, sometimes they need chasing! You're right, they have lots of clients but things can drag out to a ridiculous level if you don't follow things up.
    Rule 7: If you're not changing it, you're choosing it.
    MFW 2020: 1 Jan £92903.90 ~ OP £536.80/£500
    MFW 2021: 1 Jan £89281.21 ~ OP £404.62/£500
    MFW 2022: 1 Jan £85579.20 ~ OPs on hold.
  • They'll get another call on Friday, I wouldn't mind if they said its taking so long because of X, Y, Z but the constant replies of "it's with the conveyancer, there's a lot to look over" are wearing thin.
    Mortgage started 02/2015 opening balance -£183,349
    Due to end 02/2045
    Current balance 14/12/15 -£178,000
    MFW #48 £2395.25/£5000
  • Well after my moan, I've just checked my email and they've sent me 3 reports and said the rest will be in the post in a few days for me to look over and sign

    PROGRESS!!!!
    Mortgage started 02/2015 opening balance -£183,349
    Due to end 02/2045
    Current balance 14/12/15 -£178,000
    MFW #48 £2395.25/£5000
  • Oh my god! The paperwork all just crashed through my door. Wish I hadn't been in such a rush this is all crazy, I've only had a quick flick through it and I feel dizzy.
    Mortgage started 02/2015 opening balance -£183,349
    Due to end 02/2045
    Current balance 14/12/15 -£178,000
    MFW #48 £2395.25/£5000
  • Chase them every day. I takes a stupid amount of time anyway. Don't let other little delays get built in.

    Double check every document. Estate agaent screwed someone name up on one document and set me back a week.
  • Yeah, I've already found a mistake, only a small one but one that needs checking. Hoping to get a few hours tomo and Sunday before work to have a proper look through everything and try and make some sense of it
    Mortgage started 02/2015 opening balance -£183,349
    Due to end 02/2045
    Current balance 14/12/15 -£178,000
    MFW #48 £2395.25/£5000
  • All the paperwork got sent off on Friday so hoping things will really start moving now
    Well I'm praying it will as I moved back to my parents on Friday and things are already a little tense
    Mortgage started 02/2015 opening balance -£183,349
    Due to end 02/2045
    Current balance 14/12/15 -£178,000
    MFW #48 £2395.25/£5000
  • egoode
    egoode Posts: 605 Forumite
    Eighth Anniversary Combo Breaker
    Good luck I hope it's all completed soon, has your solicitor given you an expected exchange date yet?
    Starting Mortgage Balance: £264,800 (8th Aug 2014)
    Current Mortgage Balance: £269,750 (18th April 2016)
  • Nothing yet, hoping to get a date in the next few days though, fingers still firmly crossed for before Xmas
    Mortgage started 02/2015 opening balance -£183,349
    Due to end 02/2045
    Current balance 14/12/15 -£178,000
    MFW #48 £2395.25/£5000
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