Three choices in life; Give up, Give in or Give all you've got!!

millionaire_in_training

That £2750 definitely seems doable. We'll all just be skint together x

Sun_Addict

Hi Lucky glad you had a nice time last night and happily a seizure free one for Mr Lucky. You've come a long way, never forget that. You're on the home stretch now. Go Lucky!

beanielou

Hoping 2015 is your year dear lucky xx

please-let-me-be-lucky

Thanks everyone, you always know just what to say :A.

Today has been a NSD, easy to do on New Years Day when you haven't been across the door! I hope it is the first of many this month though. MiT, I know you are going for 18 which seems really hard, but I'll try for 10. I'm bad for top-up shops or only doing enough shopping for a few days at a time, so I'm going to try really hard to curb that or at least buy more at a time so I shop less overall. I like to go to all the different supermarkets to get all the bargains, but I probably spend more by doing that. I can still get the bargains but maybe shop all on one day so no extra 'treats' find their way in across the week.

DH and I have been talking about knuckling down in January, both weight/exercise wise and money wise. We spent a lot of time and money shopping/eating out/socialising etc in December and the run up to Christmas, and that all needs to stop. We will be hitting the gym, going for walks and doing as much as we can to clean, declutter and improve the house, whilst saving money to pay off debt. How very boring .

I am going to go back to doing surveys to earn vouchers and entering competitions as a hobby too. Haven't won anything for ages, but that's hardly surprising when I've hardly entered anything for ages either! I WILL pay off this debt, I will, I will, I will! Xx

Sun_Addict

I love all the positive vibes in the diaries today. Long may it continue

beanielou

If you enjoy surveys thats fine.
Other than that I think the time far outweighs the rewards.
Maybe that is just me.

cazzyd

Hello PLMBL, I have just come across this diary and I wanted to wish you all the best, I am going to subscribe, and follow your journey, if you are going to become debt free in 2015, then I am going to get at least half way if not even better towards saving for a mortgage! Good Luck!

millionaire_in_training

I hate surveys !!! I would rather stab pins in my eyes

liltdiddylilt

I am with you on the surveys MiT but will sit and watch video's with the sound off until I fall asleep;) I made a LOT of money doing surveys etc on my maternity leave. Really silly stuff..

I too am loving the vibe. Good luck with the getting fit, staying in and counting pennies Lucky. My exercise this evening is bouncing back and forth into Jellys room telling her to go to bed! First time in forever she just does not want to go to sleep at all. Little monkey.

x

please-let-me-be-lucky

Heh heh, I agree surveys are not the most exciting things, but sticking pins in my eyes won't reduce the debt and doing surveys might :rotfl:. I don't mind the YouG0v ones, though it's a long way to the £50 payout, and I've had about £6 sat in my Valued Opini0ns account for ages so I have to at least get that to payout once more. I'm not a fan of T0luna because your points expire and the surveys take an age. The best ones are P1necone, but I had to withdraw membership because my laptop broke and I couldn't do the surveys on my phone. I should see if I can get back in there as they pay £3 per survey and guarantee acceptance if they invite you to partake in it.

I am also part of The Och@rd at Tesc0, whereby they send me vouchers to try products for free if I review them and Ne1lsen h0mescan where you get points for scanning your shopping and I usually cash out for cinema vouchers with them.

Cazzy, welcome to my diary! I'm afraid it's not all about debt reducing as I use it to let of steam about DH and our life since his severe brain injury. Good luck with saving for a mortgage . I'm thrilled to have reduced so much debt and look forward to turning my attention to the mortgage when it's gone. We had a policy on our mortgage which should have cleared it after DH's accident, but the insurance company managed to wangle their way out of paying some of it. They paid £88k off our £110k mortgage, so we are left paying the rest. I realise I'm very lucky to have had anything paid off my mortgage, but I'd way rather be putting my money into a savings account than into the mortgage. Wouldn't we all?!?!