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Baby steps to mortgage freedom for beanielou.
Comments
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Sun_Addict wrote: »I'm hating the darker nights - and mornings
Dread the thought of another winter, hopefully another mild one but who knows 
Here's hoping for a mild one
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Bubblesmum wrote: »Isn’t that interesting I love them, as I can shut the world out and not feel I have to be up and doing !
Having said that i hate bad weather so I agree let’s hope for a mild winter x
I hear you twin:A xxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Currently feeling rather mean

Was asked to contribute to present & hair as well as meal for the birthday girl.
Declined present & hair.
I had already bought a present.
Is it me?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
No it's not you. I really don't get all this paying for everything for the 'main person'. I read about what people are asked to contribute to for brides and I just think when did all this become the norm?
I'd be more than happy that people were prepared to spend their money on a night out to celebrate with me. I certainly wouldn't expect anybody to put towards my hair or even the meal - not even for a special '0' number :eek: xx1 -
It's not you thats crazy! It's you that's sane
Contribute to her *hair*? That's just odd. And as for contributing to her present, if they'd communicated better, you wouldn't have gone through the processes of finding and buying a present individually, you'd have let them take the strain (I hope
). Since they didn't tell you in time, you've bought your own.
I feel a little ... abrupt, I think, about that, sorry, it's a bit late to be expressing myself properly - main message, you have nothing to worry about! Sleep well xxx2023: the year I get to buy a car0 -
You're expected to contribute towards her hair? Jeez. Since when was this a thing?
Good job it wasn't me they asked, I'd have laughed in their face!
This is probably why I didn't have many friends (and because I'm seriously antisocial)."Start every day off with a smile and get it over with" - W. C. Field.0 -
Currently feeling rather mean

Was asked to contribute to present & hair as well as meal for the birthday girl.
Declined present & hair.
I had already bought a present.
Is it me?
No it’s not you - I’m horrified..... you’ve done the right thing
Next weekend we are going out with friends twice to celebrate as it’s a milestone one :eek: and we are paying for everyone....
What’s the book ?As a dear MSE friend says “keep plodding” or
What does the saying say.... When life hands you lemons, make lemonade
Or as my Mum would say, brush yourself down, tomorrow is another day or
Fake it, to you Make It
Please say hello my new diary: https://forums.moneysavingexpert.com/discussion/6578460/still-dancing-to-blow-the-debt-clouds-away0 -
No it's not you. I really don't get all this paying for everything for the 'main person'. I read about what people are asked to contribute to for brides and I just think when did all this become the norm?
I'd be more than happy that people were prepared to spend their money on a night out to celebrate with me. I certainly wouldn't expect anybody to put towards my hair or even the meal - not even for a special '0' number :eek: xxIt's not you thats crazy! It's you that's sane
Contribute to her *hair*? That's just odd. And as for contributing to her present, if they'd communicated better, you wouldn't have gone through the processes of finding and buying a present individually, you'd have let them take the strain (I hope
). Since they didn't tell you in time, you've bought your own.
I feel a little ... abrupt, I think, about that, sorry, it's a bit late to be expressing myself properly - main message, you have nothing to worry about! Sleep well xxx
Thank you both.
I do think it is OTT.
I know she is skint but to be blunt so am I.
The other people's financial circumstances are very diffent to mine:o xxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
You're expected to contribute towards her hair? Jeez. Since when was this a thing?
Good job it wasn't me they asked, I'd have laughed in their face!
This is probably why I didn't have many friends (and because I'm seriously antisocial).
This is an old friend of 26 years standing but really............
I had no idea hair was a thing
Luckily I was asked by messanger or I would have laughed.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Bubblesmum wrote: »No it’s not you - I’m horrified..... you’ve done the right thing
Next weekend we are going out with friends twice to celebrate as it’s a milestone one :eek: and we are paying for everyone....
What’s the book ?
The book is called 'What You Pay For' by Claire Askew.
Enjoying it. My usual crime
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1
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