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Baby steps to mortgage freedom for beanielou.

19729739759779782506

Comments

  • beanielou
    beanielou Posts: 97,835 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Sun_Addict wrote: »
    I'm hating the darker nights - and mornings :( Dread the thought of another winter, hopefully another mild one but who knows :(

    Here's hoping for a mild one :(
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 97,835 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Bubblesmum wrote: »
    Isn’t that interesting I love them, as I can shut the world out and not feel I have to be up and doing !

    Having said that i hate bad weather so I agree let’s hope for a mild winter x

    I hear you twin:A xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 97,835 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Currently feeling rather mean :o
    Was asked to contribute to present & hair as well as meal for the birthday girl.
    Declined present & hair.
    I had already bought a present.
    Is it me?
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    No it's not you. I really don't get all this paying for everything for the 'main person'. I read about what people are asked to contribute to for brides and I just think when did all this become the norm?

    I'd be more than happy that people were prepared to spend their money on a night out to celebrate with me. I certainly wouldn't expect anybody to put towards my hair or even the meal - not even for a special '0' number :eek: xx
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    It's not you thats crazy! It's you that's sane :) Contribute to her *hair*? That's just odd. And as for contributing to her present, if they'd communicated better, you wouldn't have gone through the processes of finding and buying a present individually, you'd have let them take the strain (I hope :) ). Since they didn't tell you in time, you've bought your own.



    I feel a little ... abrupt, I think, about that, sorry, it's a bit late to be expressing myself properly - main message, you have nothing to worry about! Sleep well xxx
    2023: the year I get to buy a car
  • Pooky
    Pooky Posts: 7,023 Forumite
    1,000 Posts Combo Breaker
    You're expected to contribute towards her hair? Jeez. Since when was this a thing?

    Good job it wasn't me they asked, I'd have laughed in their face!

    This is probably why I didn't have many friends (and because I'm seriously antisocial).
    "Start every day off with a smile and get it over with" - W. C. Field.
  • Bubblesmum
    Bubblesmum Posts: 1,778 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    beanielou wrote: »
    Currently feeling rather mean :o
    Was asked to contribute to present & hair as well as meal for the birthday girl.
    Declined present & hair.
    I had already bought a present.
    Is it me?

    No it’s not you - I’m horrified..... you’ve done the right thing

    Next weekend we are going out with friends twice to celebrate as it’s a milestone one :eek: and we are paying for everyone....

    What’s the book ?
    As a dear MSE friend says “keep plodding” or
    What does the saying say.... When life hands you lemons, make lemonade
    Or as my Mum would say, brush yourself down, tomorrow is another day or
    Fake it, to you Make It

    Please say hello my new diary: https://forums.moneysavingexpert.com/discussion/6578460/still-dancing-to-blow-the-debt-clouds-away
  • beanielou
    beanielou Posts: 97,835 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    teafor2 wrote: »
    No it's not you. I really don't get all this paying for everything for the 'main person'. I read about what people are asked to contribute to for brides and I just think when did all this become the norm?

    I'd be more than happy that people were prepared to spend their money on a night out to celebrate with me. I certainly wouldn't expect anybody to put towards my hair or even the meal - not even for a special '0' number :eek: xx
    Karmacat wrote: »
    It's not you thats crazy! It's you that's sane :) Contribute to her *hair*? That's just odd. And as for contributing to her present, if they'd communicated better, you wouldn't have gone through the processes of finding and buying a present individually, you'd have let them take the strain (I hope :) ). Since they didn't tell you in time, you've bought your own.



    I feel a little ... abrupt, I think, about that, sorry, it's a bit late to be expressing myself properly - main message, you have nothing to worry about! Sleep well xxx

    Thank you both.
    I do think it is OTT.
    I know she is skint but to be blunt so am I.
    The other people's financial circumstances are very diffent to mine:o xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 97,835 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Pooky wrote: »
    You're expected to contribute towards her hair? Jeez. Since when was this a thing?

    Good job it wasn't me they asked, I'd have laughed in their face!

    This is probably why I didn't have many friends (and because I'm seriously antisocial).

    This is an old friend of 26 years standing but really............
    I had no idea hair was a thing :o
    Luckily I was asked by messanger or I would have laughed.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 97,835 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Bubblesmum wrote: »
    No it’s not you - I’m horrified..... you’ve done the right thing

    Next weekend we are going out with friends twice to celebrate as it’s a milestone one :eek: and we are paying for everyone....

    What’s the book ?

    The book is called 'What You Pay For' by Claire Askew.
    Enjoying it. My usual crime :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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