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Baby steps to mortgage freedom for beanielou.

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Comments

  • beanielou
    beanielou Posts: 96,772 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Right that's me finally going to bed now.
    Sweet dreams lovely friends :) xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Seasidegal58
    Seasidegal58 Posts: 6,137 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hi beanie - belated happy birthday wishes and excellent news on the scooter!:T

    Re the hair business - I totally agree with everyone here. I've never heard of such a thing! Call me old fashioned but a card and gift is enough. Things are getting ridiculous these days what with people getting in debt re hen weekends and weddings! A new theme seems to be a reveal party according to my friend who has informed me that her granddaughter has just had one. This is a party to announce the gender of your unborn child!:eek:
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • beanielou
    beanielou Posts: 96,772 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Thanks Seaside girl. :)

    Oh yes the good old baby shower.
    Another import from America ~~ & not for the better.
    So now some people buy two baby gifts!!
    I am getting auld!!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 96,772 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Absolutely tipping it down here & none too blooming warm.
    Master J is curled up beside me.
    I will be having a snooze before the day is out.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Seasidegal58
    Seasidegal58 Posts: 6,137 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    beanielou wrote: »
    Thanks Seaside girl. :)

    Oh yes the good old baby shower.
    Another import from America ~~ & not for the better.
    So now some people buy two baby gifts!!
    I am getting auld!!

    Apparently the reveal party is extra to the baby shower beanie.......:eek:
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • beanielou
    beanielou Posts: 96,772 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Apparently the reveal party is extra to the baby shower beanie.......:eek:
    Blimey. That’s dire :eek:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • sashybo
    sashybo Posts: 4,600 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Enjoy your afternoon with the cats, :) my favourite way to spend a rainy afternoon - cats, blanket & a book. :)

    I don't like this baby shower & gender reveal stuff. :eek: I never had a baby shower with DS or my current pregnancy as don't see the point and we decided not to find out the gender either time before the birth, so no gender reveal party, which is also pointless in my opinion. A lot of people just seem to do it because they see other people doing it! :cool:
    Success is not final, failure is not fatal: it is the courage to continue that counts. Car loan 1 £10,345, Car loan CC 0% BT £4900. Debt Free Diary to try & keep spending in check.
  • Just catching up. Hope you enjoyed your birthday other than the run in with the jobsworths at the Council Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • Sun_Addict
    Sun_Addict Posts: 24,454 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    That's a ridiculous idea about contributing towards the hair and meal as well as a present :( It's getting too much as everyone says with baby showers and reveal parties. Where will it end :eek:
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    My cousin had her gender reveal at her wedding reception... 2 birds I suppose :rotfl:

    I'm not looking forward to winter as I don't like the cold and I get SAD :(

    I'm glad you stood your ground with the birthday hair/present. I personally think it's ridiculous that that is expected.
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
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