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Baby steps to mortgage freedom for beanielou.
Comments
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            You know I just feel being disabled costs so much.
 Extra money on this & that & now this.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
 Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
 "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
 ***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
 One debt remaining. Home improvement loan.0
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            I think that's true, beanie. There are a few things in life with hidden extra costs, like being single, but with being disabled, not only are there hidden costs, there are huge, visible extra costs, like what you're going through now It really does seem like an obstacle course It really does seem like an obstacle course 2023: the year I get to buy a car0 2023: the year I get to buy a car0
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 It really does sadly 🥵I think that's true, beanie. There are a few things in life with hidden extra costs, like being single, but with being disabled, not only are there hidden costs, there are huge, visible extra costs, like what you're going through now It really does seem like an obstacle course It really does seem like an obstacle course I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert. I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
 Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
 "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
 ***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
 One debt remaining. Home improvement loan.0
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            You've had a few rotten things happen recently. You'll be turning the corner soon into some good stuff, I just know it xxMortgage at 12/07/2022 = £175,000
 Mortgage today = £161,690.76
 300 271 payments to go.House buyout fund £21,000/£40,000
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            girlatplay wrote: »You've had a few rotten things happen recently. You'll be turning the corner soon into some good stuff, I just know it xx
 I hope so Thanks Thanks xx                        I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert. xx                        I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
 Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
 "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
 ***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
 One debt remaining. Home improvement loan.0
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            We had to swap cars mid lease to get a hoist fitted - we explained that we needed it due to DHs condition worsening and that I could no longer lift the scooter in and out because of the damage it was doing to my elbows and they waived the contract termination fee and the hoist only cost us £100 in the new car. Phone again and ask what they can do to help."Start every day off with a smile and get it over with" - W. C. Field.0
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            Hi Beanie It does sound like you're up against it with things at the minute It does sound like you're up against it with things at the minute Pooky's suggestion sounds good, although I imagine you're fed up to the back teeth of trying to sort things out aren't you. xx                        0 Pooky's suggestion sounds good, although I imagine you're fed up to the back teeth of trying to sort things out aren't you. xx                        0
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            Hi Beanie It does sound like you're up against it with things at the minute It does sound like you're up against it with things at the minute Pooky's suggestion sounds good, although I imagine you're fed up to the back teeth of trying to sort things out aren't you. xx Pooky's suggestion sounds good, although I imagine you're fed up to the back teeth of trying to sort things out aren't you. xx
 I am so scunnnered I can't tell you.
 I just feel I can't keep all the balls in the air at the moment & I am feeling tearful xxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
 Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
 "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
 ***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
 One debt remaining. Home improvement loan.0
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            We had to swap cars mid lease to get a hoist fitted - we explained that we needed it due to DHs condition worsening and that I could no longer lift the scooter in and out because of the damage it was doing to my elbows and they waived the contract termination fee and the hoist only cost us £100 in the new car. Phone again and ask what they can do to help.
 Yes, they will waive the early termination fee because I cannot lift the scooter in & out but I certainly got the impression from what they said that a hoist would be at least 500 quid which at the moment I just cannot afford.
 I am exhausted with it all.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
 Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
 "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
 ***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
 One debt remaining. Home improvement loan.0
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            Is it worth just taking a breather from it all for a few days. It's not as though you've just been dealing with this - a few things have happened recently that I don't doubt have really affected you. Trying to sort the practicalities and financials of a scooter, car, hoist etc. might just be too much at the moment. Trying to sort the practicalities and financials of a scooter, car, hoist etc. might just be too much at the moment.
 I'm not saying totally forget about it, just give yourself a rest from thinking about it until you're feeling more on an even keel.
 Having said that have you heard anything from the shop about the scooter? xx0
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