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Baby steps to mortgage freedom for beanielou.

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Comments

  • Sun_Addict
    Sun_Addict Posts: 24,133 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Stay safe Beanie 🙏 Wind is awful it causes so much damage. 

    I have a work colleague supposed to be flying home from Belfast to Glasgow from a work meeting today - looks like she’ll be extending her stay. 

    As for the bus company 🤬 Glad your maw stayed away. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • beanielou
    beanielou Posts: 95,751 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    How daft of a bus company wanting to run a tour on a day like today . I hope your mum and friends complain . The wind has been very breezy here but seems to have calmed down a lot now. Stay safe with your furry friends . 
    They were going today & coming back Sunday. 
    Absolutely madness. 
    They have been very vocal in their complaints! 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 95,751 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hello Beanie

    Glad you are safe and hopefully still got power….

    really feel for your Mum…. I wonder if an email to the council trading standard or a rant on Facebook ( although I steer clear of this media now)  - local company do they really want bad publicity… so cross I can see loads of your MSE friends wanting to march on them and tell them what’s what… better still set ML on them ! 
    They are all of an age to not rant on the socials. 

    Been very lucky and still have power.  
    Have eaten junk all day. 
    Cats have been unsettled. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 95,751 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Stay safe Beanie 🙏 Wind is awful it causes so much damage. 

    I have a work colleague supposed to be flying home from Belfast to Glasgow from a work meeting today - looks like she’ll be extending her stay. 

    As for the bus company 🤬 Glad your maw stayed away. 
    I would not want to be your colleague. 
    Hope they get home safely. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 95,751 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I am glad you are safe and sound BeanieXX
    jwil said:
    That's ridiculous about the bus company.  I'm glad you've made it through ok.
    Thank you.  
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • lucielle
    lucielle Posts: 11,520 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope the bus company sees sense and gives out refunds. 
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • savingholmes
    savingholmes Posts: 28,997 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad you both stayed safe.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • milann
    milann Posts: 11,424 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Pleased you stayed safe 😁
    I was thinking about you when I watched on tv. We were on the edges of the amber warning and it was very windy here. A couple of trees have come down round and about. I was a tad worried about the scaffolding but it’s still very secure. It was suppose to be taken down on Friday but definitely not safe to do so.
    January spends - £587.58
  • CrazyBee787
    CrazyBee787 Posts: 998 Forumite
    500 Posts Name Dropper Photogenic
    Good for you for being sensible, enjoy friYay when it comes around!!XX
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