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Baby steps to mortgage freedom for beanielou.
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So sorry you had another fall and feeling so down xx2025 Decluttering 10472⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
2024 Decluttering 11728⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️4 -
Just sending hugs xx"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3
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More hugs coming your way. Nothing to be embarrassed about though, although I understand why you feel that way.
Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway5 -
Nothing useful to add but feeling for you, wish there was something practical I could do to help xMortgage OP 2025 £6250/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,210
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)5 -
Absolutely exhausted. I haven’t been sleeping well & have had a lot to do.My main concern is where I am going to feed the cats and M boy as I know they will be discombobulated with the work happening.I am going back to bed shortly to hopefully have a snooze.Really can’t be bothered with going out tonight.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
Sorry to hear things aren't great at the moment. Could you keep the kitchen door closed and feed the cats in another room? Our cats went weird when we had the work done last year and at first they wouldn't go in the newly refurbished rooms, they are silly.
I hope you manage to get out tonight and enjoy it despite not feeling like it right now.
Sending hugs and hope you feel brighter soon xI get knocked down but I get up again (Chumbawamba, Tubthumping)5 -
Could y start feeding them in a different room or in the garden before the work and noise starts. How long will it take for them to do the kitchen? Focus on the end result not the chaos within. I stayed in my bedroom with the tv on and my crafts whilst they were doing ours.January spends - £587.583
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Hope you managed to have a snooze and get out tonight."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3
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Falls are absolutely 😡😡😡. I hope though as my mother would tell me, brush yourself down put that lipstick on and brave the outside world. Being with people I hope is a tonic…
love and hugs xAs a dear MSE friend says “keep plodding” or
What does the saying say.... When life hands you lemons, make lemonade
Or as my Mum would say, brush yourself down, tomorrow is another day or
Fake it, to you Make It
Please say hello my new diary: https://forums.moneysavingexpert.com/discussion/6578460/still-dancing-to-blow-the-debt-clouds-away4 -
Perhaps you could set up a feeding station in the conservatory and have a sacrificial carrier bag for carrying the bowls back to whichever sink you end up using to wash the bowls?
Could someone come round and help with the kitchen pack up - I assuming this is the main thing you have to do before Monday?KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 44 books of target 52 in 2025, as @ 21st August
Produce tracker: £339 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4
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