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Baby steps to mortgage freedom for beanielou.
Comments
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Oh no to £2000 more than you’d hoped. 🤞🤞🤞fingers crossed that you’ll find a way forward as it sounds ideal for you.Glad you met friends even though you were tired. Rest up this weekend my friend….wish we were closer so we could have a cuppa together ☕️🍪 will just have to have a virtual one instead 😁 ☕️ cheers ☕️. I had considered a virtual 🥂 but I’m freezing cold and need something hot inside me 🥶🥶January spends - £587.585
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Thanks milann.I have done nothing today apart from make a wee pot of soup.I have mislaid my bank card. Very frustrating.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.7 -
Me too with the soup, what flavour did you go for?
Hope the bank card turns up soon🙏Mortgage OP 2025 £6250/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,210
Money making challenge £58/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)4 -
Courgette & potato with a solitary carrot chucked in!skint_spice said:Me too with the soup, what flavour did you go for?
Hope the bank card turns up soon🙏I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.7 -
Baltic here today. Just Baltic.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
Same here, sun is out but its freezing 🥶🥶🥶3
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Glad to hear you’re going ahead with the kitchen despite the higher than expected quote. It’s about your quality of life, not just a whim or wanting a fancy new kitchen.
It was minus 3 overnight here and I don’t like it. 🥶 On early shift later this week, I’ll be scraping the windscreen at half 5 in the morning, NOT looking forward to that! 😱Success is not final, failure is not fatal: it is the courage to continue that counts. Car loan 1 £11,174, Car loan 2 £5,532, CC 0% BT £780. Debt Free Diary to try & keep spending in check.4 -
Thank you.sashybo said:Glad to hear you’re going ahead with the kitchen despite the higher than expected quote. It’s about your quality of life, not just a whim or wanting a fancy new kitchen.
It was minus 3 overnight here and I don’t like it. 🥶 On early shift later this week, I’ll be scraping the windscreen at half 5 in the morning, NOT looking forward to that! 😱
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Stay warm Beanie. It’s bitter here so can’t imagine how cold it is near you.January spends - £587.584
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hope you're doing okay Beanie, am just checking in....it's freezing here too. The snow hasn't melted and my fire has been on since this morning
MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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