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Baby steps to mortgage freedom for beanielou.

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Comments

  • skint_spice
    skint_spice Posts: 13,528 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Me too with the soup, what flavour did you go for?

    Hope the bank card turns up soon🙏
    Mortgage OP 2025 £7050/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £34,965

    Money making challenge £58/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • teapot2
    teapot2 Posts: 3,575 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Same here, sun is out but its freezing 🥶🥶🥶 
  • sashybo
    sashybo Posts: 4,598 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Glad to hear you’re going ahead with the kitchen despite the higher than expected quote. It’s about your quality of life, not just a whim or wanting a fancy new kitchen.

    It was minus 3 overnight here and I don’t like it. 🥶 On early shift later this week, I’ll be scraping the windscreen at half 5 in the morning, NOT looking forward to that! 😱 
    Success is not final, failure is not fatal: it is the courage to continue that counts. Car loan 1 £10,546, Car loan CC 0% BT £5200. Debt Free Diary to try & keep spending in check.
  • beanielou
    beanielou Posts: 96,574 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    sashybo said:
    Glad to hear you’re going ahead with the kitchen despite the higher than expected quote. It’s about your quality of life, not just a whim or wanting a fancy new kitchen.

    It was minus 3 overnight here and I don’t like it. 🥶 On early shift later this week, I’ll be scraping the windscreen at half 5 in the morning, NOT looking forward to that! 😱 
    Thank you.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • milann
    milann Posts: 11,500 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Stay warm Beanie. It’s bitter here so can’t imagine how cold it is near you.
    January spends - £587.58
  • hope you're doing okay Beanie, am just checking in....it's freezing here too. The snow hasn't melted and my fire has been on since this morning :blush:
    Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34
    Total- £1783.67
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- £442.41/500
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