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Baby steps to mortgage freedom for beanielou.

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Comments

  • Sun_Addict
    Sun_Addict Posts: 26,349
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite
    Exactly how I felt this morning walking to work. I hate being cold. This time of year I’d happily stay home until spring. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪
  • Ditto on the hibernation. And we got lots of snow all at once but nothing since (still very white everywhere that hasn't been trodden on, like my garden).

    Emergency Fund - £1000  
    Groceries October £ 407.02/500

    Debts- 
    CC 316
    CC 3058.17
    Kitchen loan 3857  

  • skint_spice
    skint_spice Posts: 13,816
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite
    We had a bit of snow this evening but didn’t come to much thankfully! I would like to join in with hibernation!
    Mortgage OP 2026 £1940/2000
    Mortgage balance: £29,366

    Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May £30, Jun £120, Jul £0, Aug £45, Sept £0, Oct £5



  • beanielou
    beanielou Posts: 101,559
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ambassador
    It’s currently -3.  Brrrr. 🥶🥶🥶
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan.[/b] [11 months left.[/b]
  • milann
    milann Posts: 11,871
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Forumite
    Can I join the hibernation…..I can bring mulled wine to warm us 😄
    January spends - £587.58
  • beanielou
    beanielou Posts: 101,559
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ambassador
    milann said:
    Can I join the hibernation…..I can bring mulled wine to warm us 😄
    You are in 🤗
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan.[/b] [11 months left.[/b]
  • Can anyone join I will bring mince pies 🥧🥧🥧🥧🥧🥧🥧🥧🥧🥧🥧🥧
  • jwil
    jwil Posts: 24,025
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite
    beanielou said:
    It’s the ‘Let’s Hibernate Club’.  🥰🤗
    I'm in! 😍😁
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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