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Baby steps to mortgage freedom for beanielou.
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Me two. Such a happy dance.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.0
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No further plan re that tooth.
A very local to me winner of the Grand National today :j :j
Unfortunatly as a good MSE'er I did not put on a bet
he was a worthy winner and I confess I was a bad MSE'er as I did and lost! :rotfl::rotfl::rotfl:As a dear MSE friend says “keep plodding” or
What does the saying say.... When life hands you lemons, make lemonade
Or as my Mum would say, brush yourself down, tomorrow is another day or
Fake it, to you Make It
Please say hello my new diary: https://forums.moneysavingexpert.com/discussion/6578460/still-dancing-to-blow-the-debt-clouds-away0 -
Hope the mouth and gums are feeling better
HugsAs a dear MSE friend says “keep plodding” or
What does the saying say.... When life hands you lemons, make lemonade
Or as my Mum would say, brush yourself down, tomorrow is another day or
Fake it, to you Make It
Please say hello my new diary: https://forums.moneysavingexpert.com/discussion/6578460/still-dancing-to-blow-the-debt-clouds-away0 -
For the lodger - bubbly/cupcakes, can't go wrong.
Well done on the overpayment.
Hope your mouth is feeling better xxI get knocked down but I get up again (Chumbawamba, Tubthumping)0 -
Sorry about the tooth. The dentist is one of those things that we pay a lot for and hate every minute of. I really do feel that dentistry should be free on the NHS, with the exception of fancy cosmetic stuff. It is not as if we will be rushing there to make the most of it being free......Paid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
Still thrifty though, after all these years:D0 -
You've not posted for a while beanielou. Hoping all is okay and the treatment on your teeth is all over.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
I am plodding on.
Not at my best TBH.
In a almost contant state of anxiety which is not great.
I am constantly tired & feeling under par.
Finances not at their best.
Struggling to adjust to new lodger.
Apart from that all is okish.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Sorry to hear you are not doing so well. Hopefully once you get used to the new lodger and finances improve and as a result things will begin to look up a little. I hate feeling anxious and out of sorts too but it will pass. Take care and keep plodding .
DIA xIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
Sorry you're not feeling good at the moment. Sending love and gentle hugs from Smilie and I
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:grouphug:
Give yourself a little time Beanie - it takes a while to adjust to that sort of change.
Fortune xhttps://forums.moneysavingexpert.com/discussion/6623005/happy-days-in-our-golden-years/p1?new=1
Working at Living0
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