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Baby steps to mortgage freedom for beanielou.
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Well done on the boiler service. He discovered a leak on mine last time he came even though it was a relatively new one. Shows how important safety checks are. Wouldn't fancy it at 8am though... and dentist all on the same day... Eek...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/253 -
Was just getting up when he came sh!
I am not a pretty sight when I am just up!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
The last in the series of Shetland.
Have had yet another wee greet.
It's been some week.
The PIP form is nearly done.
Hard going.
Will be glad to see the back of the blooming thing.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
I think it’s really hard filling forms in that involve health issues. We try to stay positive and look on the positive side of life and make the most of what we’ve got BUT we need to report the worse case scenarios and it’s downright depressing. Hang on in there 👍January spends - £587.583
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I enjoyed Shetland too.
PIP forms are so hard but hopefully worth it in the end."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Best of luck with the form Beanie.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/253 -
I hate when they say the full day delivery options, some of them start from 7! I set my alarm really early, get dressed and then generally end back asleep on the sofa because of course they don't turn up for hours and not all of them actually call in advance. Drives me bonkers.Debt free May 2016... DFW#2 in progress
Campervan paid off summer '21... MFW progress tbc5 -
I always regret booking my Mr M delivery for 6am on the day but obviously think it’s a good idea at the time of booking. I also have a boiler service between 8 and 1 next Tuesday but will be up and dressed as I’m working from home that day.I remember filling in Mr SA’s PIP form a few years ago and it was a pain but worth it in the end.I get knocked down but I get up again (Chumbawamba, Tubthumping)5
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Hope that form's done soon Beanie, and that it gets you the help you need xx4
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Thank you Cheery xxCheery_Daff said:Hope that form's done soon Beanie, and that it gets you the help you need xx
Just waiting for a couple of more pieces of medical evidence & then will do a final check.
It needs to go next Tuesday.
Think am going to send special delivery.
Not going to lie it pushes my buttons to keep resubmitting much the same medical evidence which wastes the medical professionals time
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.6
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