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Baby steps to mortgage freedom for beanielou.
Comments
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Well done on getting it posted. I hope you had something nice to focus on afterwards.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/254 -
well done on completing it ... it was some task to do, hopefully wont be long till its sorted xxx5
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Hope you get an answer soon Beanie.
Miss S surely loves ya if she bringing you the present she was so proud of 😍😂👍January spends - £587.586 -
Fingers crossed the PIP is accepted and processed quickly, no reason why it shouldn’t be.Naughty Miss S 🙀 I live next door to a church and they run a nursery in the week. Yesterday the children and minders were exclaiming how many feathers there were in the churchyard and decided to make a game of collecting said feathers. I cringed to think it was probably something to do with my younger cat 🤦♀️I get knocked down but I get up again (Chumbawamba, Tubthumping)7
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Well done on the application.Mortgage OP 2025 £6250/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,210
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)6 -
Jealous I think as my maw's cat is here!milann said:Hope you get an answer soon Beanie.
Miss S surely loves ya if she bringing you the present she was so proud of 😍😂👍I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
Oh dear SA!
I have managed to set up my new phone the other day, only took me 2 hours!!
Today I have managed to pair my watch with it.
Other than that I have no clue how to do anything on it at all.
Why oh why does nothing come with instructions these days???I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
Is she getting on with your maw’s cat? 😬I get knocked down but I get up again (Chumbawamba, Tubthumping)4
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They are in seperate rooms SA as my maws cat cant go out.
Summer would want to play but not M.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
I love watching cat politics, no matter what's going on, it cheers me up no end - I just love them 😺❤2023: the year I get to buy a car5
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