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Baby steps to mortgage freedom for beanielou.
Comments
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I press the Symbol that’s the coloured rings then scroll down but I liked that I could see at a glance before and it told we when I got to 10k steps…can’t have everything I guess 🤷♀️beanielou said:
I can't even manage to see how many or few steps I have done on the watch.Crazycatlady2 said:I also have the watch with this feature…I got it for my 40fh. Biggest annoyance is needs charging more than my Fitbit did and I cant figure out how to be notified when I meet step count…I found instructions but I can’t remember how sorry
Need to look at my phone!!6 -
I found it a bit of a jump when I went from a Sh1tb1t to the Garmin - initially because it’s different you focus on the things it appears it doesn’t do I think, rather than those things it does well, or even better. Human nature perhaps! Delighted to hear that the fall detection has been proved to work well though - albeit obviously not great that you have already had cause to find this out.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her6 -
If this is a fruit based watch Beanie you can book to go to a class on the watch at the fruit shop if there is one near you, I got that watch for my birthday and am going to have to do that as I'm struggling to get the watch to go to night settings every night! OH complains he is woken by the light.6
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A class on the watch.
That will make my DS chortle.
SAw my DS today & think he liked the said watch.
He fiddled with it but could not see.
It's fine, I can check on my phone.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
The watch sounds brilliant but complicated Beanie. What a lovely present for you 👍January spends - £587.584
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Physio was MOST impressed about the story about the 'hard' fall & the alert.
I am thinking about buying a pre loved coat on vinted.
Will ponder further.
Has anyone had the £150 quid disability payment?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
To make you wonder~~ Last night in my sleep I walked 57 steps & there was blood on my sheet!!
No idea how or why!!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.6 -
😱 hope you're okbeanielou said:To make you wonder~~ Last night in my sleep I walked 57 steps & there was blood on my sheet!!
No idea how or why!!Mortgage at 12/07/2022 = £175,000
Mortgage today = £161,690.76
300 271 payments to go.House buyout fund £21,000/£40,000
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Bathroom trip?
Not had the payment yet.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/253 -
Mr SA got his disability payment just this morning.I get knocked down but I get up again (Chumbawamba, Tubthumping)5
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