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Baby steps to mortgage freedom for beanielou.
Comments
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Best money I have spent in a long while.girlatplay said:Wish I had an Oodie #tempted
DS's GF gave me a wee lecture about not buying a cheap one!
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
I have bought a cheap teddy bear type jacket thing to wear in the conservatory. It is not warm and moults.........;)beanielou said:
Best money I have spent in a long while.girlatplay said:Wish I had an Oodie #tempted
DS's GF gave me a wee lecture about not buying a cheap one!Nevertheless she persisted.5 -
🤣 I don't know what to sayBuffythedebtslayer said:
I have bought a cheap teddy bear type jacket thing to wear in the conservatory. It is not warm and moults.........;)beanielou said:
Best money I have spent in a long while.girlatplay said:Wish I had an Oodie #tempted
DS's GF gave me a wee lecture about not buying a cheap one!Mortgage at 12/07/2022 = £175,000
Mortgage today = £161,690.76
300 271 payments to go.House buyout fund £21,000/£40,000
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girlatplay said:
🤣 I don't know what to sayBuffythedebtslayer said:
I have bought a cheap teddy bear type jacket thing to wear in the conservatory. It is not warm and moults.........;)beanielou said:
Best money I have spent in a long while.girlatplay said:Wish I had an Oodie #tempted
DS's GF gave me a wee lecture about not buying a cheap one! I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.6 -
What’s an oodie……..🤔🤔January spends - £587.584
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I have renewed the house insurance.
Last year I paid in full but not this year.
But it is done.
Such a big frog but done.
Everything else seems to ticking along.
I am very conscious about lack of money.
I need to get the boiler serviced & I have to pay that in cash.
It will be done next month.
I am so so conscious of not wanting to go back into any level of debt but my income is much restristed & there is no way to increase it. On paper I live in poverty.
My MH is still not the best.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.7 -
I am sending you love Beanie. Snuggle up in your Oddle and think of me covered in synthetic fur. Just hang on, something will come up XXXX It has so far right? XXXXNevertheless she persisted.7
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Thanks Buffster xxxBuffythedebtslayer said:I am sending you love Beanie. Snuggle up in your Oddle and think of me covered in synthetic fur. Just hang on, something will come up XXXX It has so far right? XXXXI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.7 -
Hugs, purrs and doggy cuddles from here. Cat is eying your Oodie and has been told she will have to put up with our enormous selection of blankets for now!
Debt free May 2016... DFW#2 in progress
Campervan paid off summer '21... MFW progress tbc6 -
It's a sort of giant oversized hoodie - meant that it can be wrapped round you to snuggle up in.milann said:What’s an oodie……..🤔🤔
Beanie you can only do what is right for you and your cashflow at the time, and if that is paying things monthly, then so be it.
🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her5
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