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Baby steps to mortgage freedom for beanielou.

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Comments

  • beanielou
    beanielou Posts: 100,749 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Now having gin with my strawberries!!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 13 months left.
  • Sun_Addict
    Sun_Addict Posts: 25,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ooh that sounds lovely. I buy frozen strawberries to put in my gin (if it’s a berry type one) as they act as ice cubes too, although fresh ones are nicer taste wise.
    I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪
  • beanielou
    beanielou Posts: 100,749 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Rose petals & strawberries cant be bad!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 13 months left.
  • beanielou
    beanielou Posts: 100,749 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    edited 22 June 2021 at 8:43PM
    One of my friends is at Hampden  :grin:

    & it's 1 all   :smiley:   :smiley:   :smiley:  
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 13 months left.
  • Sun_Addict
    Sun_Addict Posts: 25,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Fabulous, still in with a chance 🤞
    I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪
  • beanielou
    beanielou Posts: 100,749 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Now 3-1 :(   :(  :(
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 13 months left.
  • beanielou
    beanielou Posts: 100,749 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    So.
    This is a true story.
    Some of you may get it & some of you may not.

    I am increasingly unhappy with my appearence & my weight.
    Now, I am not totally dim.
    I know that I am the only person that can do something about it.
    The rub is that the more upset/stressed I get about it the more I eat.
    Mmmmm.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 13 months left.
  • milann
    milann Posts: 11,835 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Beanie- I could have written that post. I have a good day and think I’ve got it then totally blow it. I daren’t add up the money I’ve paid out at SW……not MSE in any way shape or form 😏 
    I’ve started a food diary again and writing everything down. If you find the magic answer please share 👍
    January spends - £587.58
  • Suffolk_lass
    Suffolk_lass Posts: 11,281 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    milann said:
    Beanie- I could have written that post. I have a good day and think I’ve got it then totally blow it. I daren’t add up the money I’ve paid out at SW……not MSE in any way shape or form 😏 
    I’ve started a food diary again and writing everything down. If you find the magic answer please share 👍
    I refer to this as my "smug filter". It stops every weightloss after between 2-3 stone. I seem to find out exactly how much I can cheat to stay where I am until I don't, and then it creeps back. I am currently just over 2 stone better than my worst weight (but still 2 stone from where I want to be). I have been here-abouts for the last four or is it five years. 

    The only thing that seems to work is a very very low calorie, low carb diet, but even the low blood sugar diet didn't really do it for me last time. I fell off the wagon in March and desperately trying not to gain now.

    I really feel for us.
    Save £12k in 2026 #2 I have banked £9004.48 so far, against a £10k target The 2026 Save £12k in 2026 thread is here
    OS Grocery Challenge in 2026 I am sticking with a £3000 annual budget for 2026 - currently £1111.79 and most of my May purchasing made
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
    My keep within our budget diary is here
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