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Baby steps to mortgage freedom for beanielou.
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I love Snoopy 😁. The duvet set sounds lovely.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS5 -
Glad to hear you've had your jab! Hope your face isn't too painful. xFinally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”6 -
Love the idea of a snoopy duvet 😊"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee5
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Seasidegal58 said:Glad to hear you've had your jab! Hope your face isn't too painful. x
x
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
jwil said:Love the idea of a snoopy duvet 😊I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
So. I am toying with the idea of getting my bedroom painted.
It is currently blue on the top & pink under the dado rail.
I think I may well have another blue on the top but I would welcome suggestions.
The carpet is purple & wont be replaced.
Bring on your suggestionsI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.6 -
Oh blooming ‘eck now you’re asking. Just one shade of blue both sides of the dado rail? Maybe pale grey would go with the purple carpet? 🤔I get knocked down but I get up again (Chumbawamba, Tubthumping)6
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Sun_Addict said:Oh blooming ‘eck now you’re asking. Just one shade of blue both sides of the dado rail? Maybe pale grey would go with the purple carpet? 🤔I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
I love pale greys beanie but can understand you don't want it everywhere. A pale lilac would go well with a purple carpet.I'm sorry to hear you've been in the wars again and hope your face is healing. So glad you've had your first jab. Youngest had hers last Saturday. Mine had to be cancelled twice as I've been flaring badly. Had a call from the Drs today to say they'll phone next week to see if I'm ok to have it then.I've had sleepless nights over th last few weeks. I was trying to find if there was any sign of a new Rebus book online and came across a tweet from Ian Rankin on International Angelman day supporting the need to vaccinate those with learning disabilities in care homes.. I haven't folowed his twitter feed for a while and was surprised he's now 65 and Kit is 26. Where do the years go?I trawled back through a few months and there were lovely pics of Edinburgh in the snow including a snow angel. Greyfriars kirk , the Oxford bar and the one place I willnever walk though again The Cowgate.There's a lovely pic of a very smiley Kit who they managed to bring home for Christmas day.I thought of you and wondered if you ever read the Laidlaw books by William McLivanny. Ian is due to hand his book from the uncompleted McLivanny book about Laidlaws early days to the publishers. I never knew he based Rebus on Laidlaw.I've ordered the first in the trilogy for youngest to try and keep her going until the next and probably last Rebus. Obviously. Laidlaw is set in Glasgow in the 70s. She knows Glasgow quite well but is more familiar with Edinburgh so I wonder if you've read them and what you thought.of them.Any progress on the car? Hopefully when you and mum have had the second jab things should improve for you both. As long as they take lifting lockdown in a better way than before and whatever BJ says I think Wee Nicola will take things steady .Take care lovepollyxIt is better to light a single candle than to curse the darkness.
There but for fortune go you and I.5 -
Aubergine (brinjal if you were looking at Farrow and Ball) or plum goes well with purple and darker blue or turquoise. It depends on shades really - I rather like cream too but I thought these options were rather tastefulSave £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here5
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