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Baby steps to mortgage freedom for beanielou.
Comments
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Funny you should say about bobbly stuff from M&S. Dh got a jumper for his birthday in November didn’t wear it until Christmas Day and it’s gone really fluffy....even before it was washed 😲 My cardigans I had for my birthday- one the button fell off leaving a hole on its the 2nd wear and I hadn’t been out of the house or washed and the other one is just a mass of bobbles. The quality is no where near the same. Annnd don’t get me going on bras....I’ve worn the same styles for years - tried to find them on line to order some annnnnndddddd they’ve discontinued them 😲😲😲😲 I’m in shock 😂😂😂😂😂 I can’t order more without trying them on - so I’m waiting until the shops open. Can’t be doing with the faff of sending them back if they don’t do the job 😉 Plus the wires seem to come out so easily. Nearly speared myself a while ago 😲😲😲
Good result for you though not having to send it back and getting the refund 👍👍January spends - £587.585 -
Great result with the top!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3
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How lovely of someone to send you the smarties 🙂. I'm glad you got a credit for the top.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS4 -
Not the best of days.
Physio was grim, two tumbles & I now have a lovely black eye & a lot of scrapes on my face which are blooming stingy.
Better news is that jab is tomorrow having been bumped into group 6.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
milann said:Funny you should say about bobbly stuff from M&S. Dh got a jumper for his birthday in November didn’t wear it until Christmas Day and it’s gone really fluffy....even before it was washed 😲 My cardigans I had for my birthday- one the button fell off leaving a hole on its the 2nd wear and I hadn’t been out of the house or washed and the other one is just a mass of bobbles. The quality is no where near the same. Annnd don’t get me going on bras....I’ve worn the same styles for years - tried to find them on line to order some annnnnndddddd they’ve discontinued them 😲😲😲😲 I’m in shock 😂😂😂😂😂 I can’t order more without trying them on - so I’m waiting until the shops open. Can’t be doing with the faff of sending them back if they don’t do the job 😉 Plus the wires seem to come out so easily. Nearly speared myself a while ago 😲😲😲
Good result for you though not having to send it back and getting the refund 👍👍
I have stopped wearing bras in the house to preserve the ones I have ~~sssssh!!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
jwil said:Great result with the top!HairyHandofDartmoor said:How lovely of someone to send you the smarties 🙂. I'm glad you got a credit for the top.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
No bra in the house and a black eye 😂😂😂 are you sure you fell over Beanie 😂😂😂
Seriously though hope you are ok and not too sore. Take care my lovely friend 👍January spends - £587.586 -
Boo to the falls and black eye 👎👎 But great news you’re getting your jab 🥳👍I get knocked down but I get up again (Chumbawamba, Tubthumping)6
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milann said:No bra in the house and a black eye 😂😂😂 are you sure you fell over Beanie 😂😂😂
Seriously though hope you are ok and not too sore. Take care my lovely friend 👍Sun_Addict said:Boo to the falls and black eye 👎👎 But great news you’re getting your jab 🥳👍I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
I'm sorry you fell over and got a black eye, what a shame 😥.
It's good news about getting your jab tomorrow though 👏👏👏. I'm really pleased you've been added to group six now 😀. Did you get a letter about the jab or a phone call?Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS3
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