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Baby steps to mortgage freedom for beanielou.

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  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 17 February 2021 at 9:13PM
    I've sent you a PM by the way, thank you so much, you know what for :)
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • beanielou
    beanielou Posts: 95,639 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Beanie so sorry to hear about your fall and black eye . Great to hear you are having your vaccine tomorrow. I don't seem to have suffered any after affects yet , I wish you the same . 
    Thank you Sunshine :) 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Excellent news on the vaccine, at least, I'm really glad to hear it.  I've had a few minor side effects, which I've always had at one-off vaccinations, completely normal-for-me.  Hope it's an easy trip to get there.
    2023: the year I get to buy a car
  • Suffolk_lass
    Suffolk_lass Posts: 10,302 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    milann said:
    Funny you should say about bobbly stuff from M&S. Dh got a jumper for his birthday in November didn’t wear it until Christmas Day and it’s gone really fluffy....even before it was washed 😲 My cardigans I had for my birthday- one the button fell off leaving a hole on its the 2nd wear and I hadn’t been out of the house or washed and the other one is just a mass of bobbles. The quality is no where near the same. Annnd don’t get me going on bras....I’ve worn the same styles for years - tried to find them on line to order some annnnnndddddd they’ve discontinued them 😲😲😲😲 I’m in shock 😂😂😂😂😂 I can’t order more without trying them on - so I’m waiting until the shops open. Can’t be doing with the faff of sending them back if they don’t do the job 😉 Plus the wires seem to come out so easily. Nearly speared myself a while ago 😲😲😲
    Good result for you though not having to send it back and getting the refund 👍👍
    I had the same thing with the bra I have bought for years - I bought this one instead which I bought in two cup sizes - the double letter sizes came with four hooks (what am I, an octopus!?) but the single letter cup works for me (needs to be generous to meet the needs of my err, build) and it fits well - the one I used to wear was Sarah - unpadded, full, wired, white, not a minimiser (under armpit storage of over the shoulder boulder holder)!
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sorry to hear about the falls, hope you are ok.  Great news about the jab though :)

    HHD - I got a text from my gp with a link to book mine.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil said:
    Sorry to hear about the falls, hope you are ok.  Great news about the jab though :)

    HHD - I got a text from my gp with a link to book mine.
    Thanks Jwil 🙂
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • milann
    milann Posts: 11,408 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Suffolk Lass that is the style I was looking at - closest to the old style I had.....but mine would be a different size ☺️ 
    Hope you are feeling ok after your fall and not too sore and that the vaccine has gone ok with no side effects 🤞 take care 👍
    January spends - £587.58
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