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Baby steps to mortgage freedom for beanielou.
Comments
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Scotland seem to have sorted it much better than England. There are still groups of teens gathering in parks nearby.....surely during a lockdown the police or better still parents should stop this 😏 And the shops that are open that I wouldn’t expect to be essential has totally baffled me. I went to the Range yesterday but because I knew I wanted some food I could get in there too, so i still only ventured in the one shop.January spends - £587.585
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Morning Beanie
Your list of financial achievements this year is admirable and paying the mortgage off in just a few months must feel fantastic.
I'm torn about being allowed to see people this Christmas. Personally, I'd forgo family get togethers if the trade off is being put back in lockdown in January, which is what's already being said, but I can understand people must be absolutely desperate to see family. Hope you have a good day. xx4 -
we stay in east ayrshire hubby has to travel through north ayrshire who are tier 3 to get to east ayrshire where he works so they can't police that lol very confusingNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.055
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abba1772 said:we stay in east ayrshire hubby has to travel through north ayrshire who are tier 3 to get to east ayrshire where he works so they can't police that lol very confusingSave £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here4 -
Hiya Beanie - hope you’re ok 👋👋January spends - £587.584
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milann said:Hiya Beanie - hope you’re ok 👋👋
The FB is busy busy & I always find it slightly more difficult in the cold weather.
I have lost my fingerless glovesI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Boo to loosing your gloves.
I bet the food bank is really busy. Does it run right until Christmas?January spends - £587.584 -
milann said:Boo to loosing your gloves.
I bet the food bank is really busy. Does it run right until Christmas?
We are really busy with Winter Warmers & then right into Christmas next week which is busy enough at the best of times.
4 weeks to go & then 2 weeks off & no doubt some emergency parcels thrown in!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
Morning Beanie
I'm intrigued. What are Winter Warmers? We've had a text from DS's school asking for donations so they can provide food and gifts for pupils at Christmas. In the 10 years both mine have been at the school that's never happened before. Sadly, a sign of the times and I think just the beginning of things to come. Have a lovely day. xx
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teafor2 said:Morning Beanie
I'm intrigued. What are Winter Warmers? We've had a text from DS's school asking for donations so they can provide food and gifts for pupils at Christmas. In the 10 years both mine have been at the school that's never happened before. Sadly, a sign of the times and I think just the beginning of things to come. Have a lovely day. xx
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4
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