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Baby steps to mortgage freedom for beanielou.

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Comments

  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Morning Beanie :) Your list of financial achievements this year is admirable and paying the mortgage off in just a few months must feel fantastic.

    I'm torn about being allowed to see people this Christmas. Personally, I'd forgo family get togethers if the trade off is being put back in lockdown in January, which is what's already being said, but I can understand people must be absolutely desperate to see family. Hope you have a good day. xx
  • Suffolk_lass
    Suffolk_lass Posts: 10,331 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    abba1772 said:
    we stay in east ayrshire hubby has to travel through north ayrshire who are tier 3 to get to east ayrshire where he works so they can't police that lol very confusing 
    And I know East Ayrshire is in tier 4 now because my Mum is there. Fortunately so is my Sister, who is her carer, but probably further away than your hubby commutes (neither wants to move). I suppose they must draw the lines somewhere and administration districts at least means they know who lives where from council tax and electoral role work in the council and tracing STDs in the local NHS. There are cases in the small town where my Mum is, because one of her friend/acquaintances has recently died from it. I think she was quite shocked.
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • milann
    milann Posts: 11,426 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Hiya Beanie - hope you’re ok 👋👋
    January spends - £587.58
  • beanielou
    beanielou Posts: 95,790 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    milann said:
    Hiya Beanie - hope you’re ok 👋👋
    Yes, thanks.
    The FB is busy busy & I always find it slightly more difficult in the cold weather.
    I have lost my fingerless gloves  :(
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • milann
    milann Posts: 11,426 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Boo to loosing your gloves.
    I bet the food bank is really busy. Does it run right until Christmas?
    January spends - £587.58
  • beanielou
    beanielou Posts: 95,790 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    milann said:
    Boo to loosing your gloves.
    I bet the food bank is really busy. Does it run right until Christmas?
    Yes.
    We are really busy with Winter Warmers & then right into Christmas next week which is busy enough at the best of times.
    4 weeks to go & then 2 weeks off & no doubt some emergency parcels thrown in!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Morning Beanie :) I'm intrigued. What are Winter Warmers? We've had a text from DS's school asking for donations so they can provide food and gifts for pupils at Christmas. In the 10 years both mine have been at the school that's never happened before. Sadly, a sign of the times and I think just the beginning of things to come. Have a lovely day. xx
  • beanielou
    beanielou Posts: 95,790 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    teafor2 said:
    Morning Beanie :) I'm intrigued. What are Winter Warmers? We've had a text from DS's school asking for donations so they can provide food and gifts for pupils at Christmas. In the 10 years both mine have been at the school that's never happened before. Sadly, a sign of the times and I think just the beginning of things to come. Have a lovely day. xx
    Basically a slow cooker , winter vegetables & local butcher vouchers. xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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