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Baby steps to mortgage freedom for beanielou.

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  • beanielou
    beanielou Posts: 95,790 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Boo to not being able to see your mum or DS. How do they know if you’ve travelled outside your council area?
    Good point. 
    Someone from the local supermarket was cautioned the other night travelling home from work in their work uniform. Unfortunately we are quite near the borders for 2 council areas. 
    I will make no further comment as it is stressing me out. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • So difficult with the restrictions, keep plodding lovely xx
  • Sun_Addict
    Sun_Addict Posts: 24,144 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I’m like you Beanie and on the cusp of the next council area so it would be very easy to stray into it without realising 😩 Hopefully not too much longer to go before we can all get the vaccine and get back to normal 🤞
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • beanielou
    beanielou Posts: 95,790 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    So difficult with the restrictions, keep plodding lovely xx
    Thank you xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 95,790 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I’m like you Beanie and on the cusp of the next council area so it would be very easy to stray into it without realising 😩 Hopefully not too much longer to go before we can all get the vaccine and get back to normal 🤞
    I am not sure if we will ever get back to normal as we knew it. 
    I think so many things have changed so much. 🤔
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • sashybo
    sashybo Posts: 4,595 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Oh your MF date is so close now, you must be looking forward to that. 🥂 

    Sorry to hear that you can't see your mum or DS, the restrictions are so difficult. As you know I'm in tier 4 now, my DH was saying the police were setting up roadblocks into Glasgow, pulling people over and fining them if they didn't have good reason to be out. DH was on his way to work so that was ok but it's all very strict now. 
    Success is not final, failure is not fatal: it is the courage to continue that counts. Car loan 1 £11,174, Car loan 2 £5,532, CC 0% BT £780. Debt Free Diary to try & keep spending in check.
  • beanielou
    beanielou Posts: 95,790 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    sashybo said:
    Oh your MF date is so close now, you must be looking forward to that. 🥂 

    Sorry to hear that you can't see your mum or DS, the restrictions are so difficult. As you know I'm in tier 4 now, my DH was saying the police were setting up roadblocks into Glasgow, pulling people over and fining them if they didn't have good reason to be out. DH was on his way to work so that was ok but it's all very strict now. 
    Hope it’s not too long til you are down in tier 3 again. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Suffolk_lass
    Suffolk_lass Posts: 10,331 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Even if the Police pull just 1 or 2 over at a busy time it deters lots of people from being naughty. I think the App could say where you've been too @Sun_Addict, but not being used for enforcement.

    In the East Midlands (Leicester and Nottingham) there are lots of extended family "I was just" breaches and sadly the elderly Asian communities are really suffering. On our East news there was a teenager who had "just" met some friends and infected her parents, who were her grandparents' carers and both grandparents had died - terrible thing for her, she was saying she was responsible for their deaths. 

    My Mum's the same as you beanie - on her own with my Sis as her carer in East Ayrshire - so sis can shop in Killie but not Ayr - you just have to make the best of it don't you.
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • jwil
    jwil Posts: 22,082 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou said:
    jwil said:
    Hope you are having a lovely weekend :)
    A nice quiet weekend. 
    We are not allowed to travel out of our council areas. So no seeing my mum or my DS sadly. 
    I have caught up with a couple of friends on Zoom & have been reading Blunt Force by Lynda de Plante from the library. 
    It's a shame you can't see your Mum or DS, but glad you've been able to catch up with friends. Enjoy the book!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • beanielou
    beanielou Posts: 95,790 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Even if the Police pull just 1 or 2 over at a busy time it deters lots of people from being naughty. I think the App could say where you've been too @Sun_Addict, but not being used for enforcement.

    In the East Midlands (Leicester and Nottingham) there are lots of extended family "I was just" breaches and sadly the elderly Asian communities are really suffering. On our East news there was a teenager who had "just" met some friends and infected her parents, who were her grandparents' carers and both grandparents had died - terrible thing for her, she was saying she was responsible for their deaths. 

    My Mum's the same as you beanie - on her own with my Sis as her carer in East Ayrshire - so sis can shop in Killie but not Ayr - you just have to make the best of it don't you.
    Yes,  as you say you just have to make the best of it. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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