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Baby steps to mortgage freedom for beanielou.
Comments
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Thank you so much xxteafor2 said:Hi Beanie, sorry to hear you're not feeling well. Hope you get a good nights rest and wake up feeling a bit better. Take care of yourself. xxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Hope you're feeling better
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1245 -
Thank you Lucille.lucielle said:Hope you're feeling better
LI feel more human today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
So basically our little family for various reasons are buying no presents this year. Feels very strange. We have no wee ones in our family.It is what it is.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
Christmas 🎄 is going to be very different this year. I do hope you are allowed and get an invitation to Christmas lunch xx2025 Decluttering 13021⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
2024 Decluttering 11728⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️5 -
Thank youMrs_Money_Penny said:Christmas 🎄 is going to be very different this year. I do hope you are allowed and get an invitation to Christmas lunch xx
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
So.
As this is a MSE diary i thought I would do a quick money round up.
Mortgage will be gone in March. May or may not have to pay an exit fee due to the OP's.
Interest free credit card is gone as off last week.
The day to day credit card is fine.
The home improvement loan is ticking over & I need to make a couple more OP's this year to get to where I want to be for the end of the year.
I have achieved a lot this year including the major work to the conservatory.
I have a new cooker & a new to me fridge freezer.
So lots to be very very thankful for.
I need to remind myself of this when I am not feeling at my best & finding things hard.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.9 -
That is an amazing result, and not long now til mortgage free!beanielou said:So.
As this is a MSE diary i thought I would do a quick money round up.
Mortgage will be gone in March. May or may not have to pay an exit fee due to the OP's.
Interest free credit card is gone as off last week.
The day to day credit card is fine.
The home improvement loan is ticking over & I need to make a couple more OP's this year to get to where I want to be for the end of the year.
I have achieved a lot this year including the major work to the conservatory.
I have a new cooker & a new to me fridge freezer.
So lots to be very very thankful for.
I need to remind myself of this when I am not feeling at my best & finding things hard."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee5 -
That is fantastic, well done 🥳 Sometimes we think we’re not doing very well but on looking back over the year find we’ve achieved quite a lot 👏I get knocked down but I get up again (Chumbawamba, Tubthumping)6
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jwil said:
That is an amazing result, and not long now til mortgage free!beanielou said:So.
As this is a MSE diary i thought I would do a quick money round up.
Mortgage will be gone in March. May or may not have to pay an exit fee due to the OP's.
Interest free credit card is gone as off last week.
The day to day credit card is fine.
The home improvement loan is ticking over & I need to make a couple more OP's this year to get to where I want to be for the end of the year.
I have achieved a lot this year including the major work to the conservatory.
I have a new cooker & a new to me fridge freezer.
So lots to be very very thankful for.
I need to remind myself of this when I am not feeling at my best & finding things hard.
Thank you both.Sun_Addict said:That is fantastic, well done 🥳 Sometimes we think we’re not doing very well but on looking back over the year find we’ve achieved quite a lot 👏
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3
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