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Baby steps to mortgage freedom for beanielou.
Comments
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 :eek::rotfl::rotfl:This has made me laugh.....as I read Sue Perkin's autobiography not long ago.
 A hoodie, it appears, is very handy to go out in with a taller friend (or even in your scooter Beanie).
 You can look like this :A while your friend lifts things and puts them in your hoodie! :T:T:T
 Only joking....but it did make me think of Sue Perkins using her little brother's duffle coat when he was about five and him wondering why he was being dragged backwards and strangled by the toggle!!!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
 Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
 "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
 ***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
 One debt remaining. Home improvement loan.1
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            Hope you’re nice and snuggly in your hoody Beanie.Your are worth a new hoody every day :TJanuary spends - £587.581
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            Hope you’re nice and snuggly in your hoody Beanie.Your are worth a new hoody every day :T
 Thank you Milan.
 I have slept for most of the day!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
 Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
 "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
 ***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
 One debt remaining. Home improvement loan.1
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            Sleep is good - glad you listened to your body. You must have needed it.January spends - £587.581
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            Am I wrong to want to put getting my hair cut on my credit card :think:I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
 Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
 "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
 ***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
 One debt remaining. Home improvement loan.1
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            Only if it doesn’t actually need cutMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.1
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            Or if you can't say when you will pay it off - if it is just to push it into next month, it is fine, and actually good budgeting Save £12k in 2025 #2 I am at £10,020.92 out of £6000 after September Save £12k in 2025 #2 I am at £10,020.92 out of £6000 after September
 OS Grocery Challenge in 2025 I am at £2234.63/£3000 or 74.49% of my annual spend so far (not going to be much of a Christmas at this rate as no spare after 9 months!
 I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
 My new diary is here1
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            Hi Beanie If you can pay it off sooner rather than later then I'd say do it. I'm a terrible influence aren't I but also a great believer that sometimes it's the little things that get us down the most. If it's going to make you feel better, for the little bit extra it's going to cost I'd book an appt. If you can pay it off sooner rather than later then I'd say do it. I'm a terrible influence aren't I but also a great believer that sometimes it's the little things that get us down the most. If it's going to make you feel better, for the little bit extra it's going to cost I'd book an appt. Unless it's a £100 job - then I'd think about!                        1 Unless it's a £100 job - then I'd think about!                        1
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            Thank you both.
 WE have a VIP visitor at the food bank next week.
 I have left it too late to do anything about my hair & I currently have no clue what I am going to wear.
 I am so shallow I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert. I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
 Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
 "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
 ***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
 One debt remaining. Home improvement loan.1
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            You're not shallow, you're human! Of course you think about what you're going to wear when there's a fuss on for a VIP!2023: the year I get to buy a car1
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