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Baby steps to mortgage freedom for beanielou.

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Comments

  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
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    I'm sorry you're being assessed Beanie :(. I hate the benefits system in this country, it's cruel and unfair :mad:.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • tunathe_cat
    tunathe_cat Posts: 462 Forumite
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    Pooky wrote: »
    I dread those assessment envelopes. DH was assessed twice in 9 months a couple of years ago...funnily enough his spine hadn't repaired itself and his autoimmune and neurological disorders hadn't cured themselves either. We'd only just had the results from the first assessment when the next letter arrived. Luckily sense prevailed and they didn't ask for a face to face assessment 2nd time round, they just went on medical evidence.

    Hi Beanie will pm you/email you . I have through voluntary work had access to laymans guide to appeals in u/c . It is a lot of pages..from memory. Its been put to gether by friendly legal bods and peeps who specialise in reading acts terms and conditions!!. With love Andrea aka Tuna the cat
  • milann
    milann Posts: 10,690 Forumite
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    Rubbish news re the assessment - try not to get too stressed about it - easily said I know. My ds expected bad news but nothing changed for him.
    New friends and champagne sound really good - glad you enjoyed your evening with like minded folk :beer:
    January spends - £587.58
  • jwil
    jwil Posts: 19,496 Forumite
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    Sorry to hear about the assessment. Hope it goes ok. x
    "If you can dream it, you can do it". Walt Disney
  • milann
    milann Posts: 10,690 Forumite
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    Hope all is well Beanie.
    January spends - £587.58
  • beanielou
    beanielou Posts: 90,961 Ambassador
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    milann wrote: »
    Hope all is well Beanie.

    Plodding on.
    Nothing of any interest to say.

    Got medical evidence from my GP.
    Had a meltdown when I read it.
    Grim reading.

    Fell in a puddle earlier.
    Two folk came & helped me up.

    My MH is just dipping & dipping.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • doingitanyway
    doingitanyway Posts: 8,917 Forumite
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    It seems silly to review the benefits for people who have a condition that will not improve. I'm sorry they are doing this and causing you stress. Any news on the SAD box?
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them.

    Solicitor/survey savings 300/1700
    Emergency fund 0/1000
    Buffer fund 0/200
  • beanielou
    beanielou Posts: 90,961 Ambassador
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    doingitanyway wrote: »
    It seems silly to review the benefits for people who have a condition that will not improve. I'm sorry they are doing this and causing you stress. Any news on the SAD box?

    If I dident have this other thing to deal with I would think it was helping but...........
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • milann
    milann Posts: 10,690 Forumite
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    Oh no to the fall again Beanie.
    It’s horrible when you see a medical condition written down by the medics - I think we spend so long convincing ourselves we can manage and do things - which you do remarkably well lovely lady:T:T it’s an absolute shock when we see things in black and white. I used to feel gutted when I went into school reviews and saw things written down for ds. I think we take what we can do for our normal- which indeed it is.
    I hope you’ve photographed your bumps and recorded your falls to submit to them.
    A virtual hug and raspberry gin :beer::beer:
    January spends - £587.58
  • beanielou
    beanielou Posts: 90,961 Ambassador
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    No havent taken any pictures Milan.
    Thanks for the hug & the gin.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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