NatWest Debit card cannot be used a Pay at Pump ?

According to one of the staff members at my local branch my NatWest Debit card will not work at Pay at Pump, nor on a train etc.

I was quite surprised by this as I thought it would, she said only Credit cards will work at these places and not Debit Cards.

I have not tried it as I don't want to be embarrassed so I just wondered if it was true or something has been changed ?.

My account is a NatWest Platinum account and Debit card is purple and begins 4751 29, it is also contactless.

Many Thanks.
«13

Comments

  • zerog
    zerog Posts: 2,478 Forumite
    Why would you be embarrassed as you are not interacting with a human when paying at the pump?

    However you should not use a debit card to pay at the pump because it will eat up £99 or £150 of your money, even if you only pump £5 of fuel. It will then take up to 7 days for your money to be released.

    As pay at pump is an online transaction, I would think that all debit cards would work. If buying on the train then Visa Electrons tend not to work, so it would depend on what type of Natwest card you had (I'm not familiar with any Natwest products)
  • reclusive46
    reclusive46 Posts: 2,698 Forumite
    zerog wrote: »
    Why would you be embarrassed as you are not interacting with a human when paying at the pump?

    However you should not use a debit card to pay at the pump because it will eat up £99 or £150 of your money, even if you only pump £5 of fuel. It will then take up to 7 days for your money to be released.

    This is wrong, UK pumps check the card and do a £1 test charge.
  • chambta
    chambta Posts: 2,770 Forumite
    Part of the Furniture Combo Breaker
    zerog wrote: »
    Why would you be embarrassed as you are not interacting with a human when paying at the pump?

    However you should not use a debit card to pay at the pump because it will eat up £99 or £150 of your money, even if you only pump £5 of fuel. It will then take up to 7 days for your money to be released.

    As pay at pump is an online transaction, I would think that all debit cards would work. If buying on the train then Visa Electrons tend not to work, so it would depend on what type of Natwest card you had (I'm not familiar with any Natwest products)

    Wrong. And wrong again.
  • Dobbibill
    Dobbibill Posts: 4,176 Ambassador
    Tenth Anniversary 1,000 Posts Mortgage-free Glee! Name Dropper
    I've copied this from Natwest T&C's......................

    15.3.4 If you have a Debit card that displays the Visa Debit logo and starts with the numbers 4751
    27, 4751 28, 4757 55 or 4757 54, you will only be able to use your card at a retailer or supplier
    of services where they can authorise the transaction with us at the time of the transaction
    being made. If this is not possible the transaction will be declined.

    This may have been what the staff member was referring to, although pay at pump transactions generally test the account by putting £1 pending at the time (although the full amount of fuel used will debit the account when the payment is taken)

    Try the pay at pump, you will just have to go to the kiosk if it declines, at least you will know for sure then.

    Hope this helps

    DB
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

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  • stclair
    stclair Posts: 6,849 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Ryan101 wrote: »
    According to one of the staff members at my local branch my NatWest Debit card will not work at Pay at Pump, nor on a train etc.

    I was quite surprised by this as I thought it would, she said only Credit cards will work at these places and not Debit Cards.

    I have not tried it as I don't want to be embarrassed so I just wondered if it was true or something has been changed ?.

    My account is a NatWest Platinum account and Debit card is purple and begins 4751 29, it is also contactless.

    Many Thanks.

    As a safety measure make sure you have some cash or another method of payment with you.

    However to answer the question:

    Its only the NatWest debit cards that start with the following can not be used a pay pumps:

    * 4751 27
    * 4751 28
    * 4757 55
    * 4757 54


    For RBS Customers its:

    * 4751 16
    * 4762 30
    * 4762 31
    * 4762 34
    Im an ex employee RBS Group
    However Any Opinion Given On MSE Is Strictly My Own
  • knack92
    knack92 Posts: 465 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Dobbibill wrote: »
    I've copied this from Natwest T&C's......................

    15.3.4 If you have a Debit card that displays the Visa Debit logo and starts with the numbers 4751
    27, 4751 28, 4757 55 or 4757 54, you will only be able to use your card at a retailer or supplier
    of services where they can authorise the transaction with us at the time of the transaction
    being made. If this is not possible the transaction will be declined.

    This may have been what the staff member was referring to, although pay at pump transactions generally test the account by putting £1 pending at the time (although the full amount of fuel used will debit the account when the payment is taken)

    Try the pay at pump, you will just have to go to the kiosk if it declines, at least you will know for sure then.

    Hope this helps

    DB

    Unless it's an Asda with no kiosk!
  • dr_adidas01
    dr_adidas01 Posts: 2,148 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    knack92 wrote: »
    Unless it's an Asda with no kiosk!

    If it was an Asda with no kiosk it wouldn't matter as your card would be declined so no fuel would be dispensed!
    Time is a path from the past to the future and back again. The present is the crossroads of both. :cool:
  • HI if you have the basic natwest account then you can not use it - if you have select restriceted silver account same as.

    if you have a select account if you ring up and ask for a debit card they should replace yours for a new contact less one?
  • zerog
    zerog Posts: 2,478 Forumite
    This is wrong, UK pumps check the card and do a £1 test charge.

    I stand corrected
  • dr_adidas01
    dr_adidas01 Posts: 2,148 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    kpearsoncj wrote: »
    HI if you have the basic natwest account then you can not use it - if you have select restriceted silver account same as.

    if you have a select account if you ring up and ask for a debit card they should replace yours for a new contact less one?

    The OP has already stated that it is a contactless card and is the purple one.

    Ryan101
    post_new.gif Yesterday, 10:26 PM MoneySaving Convert
    1_star.gif

    Join Date: Sep 2009
    Posts: 195
    Thanked 14 Times in 14 Posts


    icon1.gifNatWest Debit card cannot be used a Pay at Pump ?
    According to one of the staff members at my local branch my NatWest Debit card will not work at Pay at Pump, nor on a train etc.

    I was quite surprised by this as I thought it would, she said only Credit cards will work at these places and not Debit Cards.

    I have not tried it as I don't want to be embarrassed so I just wondered if it was true or something has been changed ?.

    My account is a NatWest Platinum account and Debit card is purple and begins 4751 29, it is also contactless.

    Many Thanks.
    Time is a path from the past to the future and back again. The present is the crossroads of both. :cool:
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