NST November: battening down the hatches!

Fmess

Stewby - I think there are two ways to go moneywise where OHs are concerned. If you both want to, you both share all your money, pay your bills, save/pay off debts and then spend the rest on your everyday spends. Alternatively, you keep your own money (and have some privacy over what you spend it on) and both pay into a joint account (whether this is a set amount or a percentage of your income) to pay the bills/savings/debt. I guess it depends on whether you and your OH want your own financial privacy, I certainly wouldn't want to OH to know everything I spend my money on and wouldn't want to know what he does with his.

apple_muncher

Get well soon Lilty xx

Fmess - hope new mattress is womderful!

Calling - well done getting that meat. I simply can't watch programmes like the one you mentioned. Get too upset

soa - thank you so much for this month's challenge(s)! (trying to insert clapping smilie but tablet isn't playing nicely!)

thrifty - dd is growing so fast - already planning for her 1st bday!

Dotty - that was a comprehensive breakdown - well done you.

Aphidgirl - we can all do with a bit more strictness. If ypu find a good suply, please let us know!


Today I am grateful for the sunshine, for the rugby, for a lovely dd and dh, for cheerful friends, for my duvet.

thriftylass

Looking into new mattresses atm too. Got £200 j0hn l3wis vouchers and some other money from the wedding. Decided too look in January in case there is a sale and put the new front door on hold. A good nights sleep is more important and the door might be improved with a new lock. Also got some D3benh@ms vouchers and will replace our ancient bedding (the duvet at least is 13yo :eek:)

DD (8.5m) must have a high pain threshold. Not a peep with the teething and discovered a leaky ear this morning, suspecting an ear infection, again not a peep.

Anyway, off to bed ...nighty night

Fmess

Evening all

Very spendy day today however I now only have 2.5 presents to buy and it will be done. Was very naughty and ate lunch out, bought some gluten free M&S food and some gorgeous fudge from a local producer (I may also have purchased 2 Christmas jumpers!!) However I have underspent on Christmas presents so far and will ensure I make it up with more tutoring.

No exercise, except dog walking, but going swimming first thing tomorrow morning. Also going to a gorgeous shop tomorrow but promise to only browse, unless I can get any of the final presents.

Looking forward to starting the December challenge, even though I've spent a lot of the budget already!

ilovetea

Very quiet on here today. That's good coming from me who only posts twice a week!!!!
Up-dated my sig. Totals are better than I'd hoped for. Would be a lot better if I didn't eat ;-).
This month has gone soooo quickly. Have joined the December thread,not sure how I'll manage that one as family are coming for a week and I get very tempted to treat them!

ilovetea xx

apple_muncher

The end is nigh! Land is in sight!

And I finish the month with 2 more NSDs, so reach my target of 18/18. Yay!

Hoping to make a good start to December with some NSDs, as I don't usually spend when I'm working... (famous last words...?)

Huge thank yous to speakingofart for November!

LoveaDove

Hi all,

Last November check-in! Finishing up the month on 13 sfds falling short by 2- doh! I have commenced with my personal challenge, which was to begin application for Uni in September, I need to write a personal statement and acquire 2 references then it will be ready to be sent.

I can not believe that it December tomorrow already! This month has flown by! Looking forward to seeing you all in the December challenge- thank you once again SOA for leading the thread this month- you have done a spiffing job!

PS. Lilt hope you feel better soon!

See you next month!

speakingofart

Hi everyone!

Glad to announce (a little early as I'm afraid I'm not really good at staying up late) that we have safely reached land; please disembark using the lifeboats provided. Thank you very much for your support, humour and encouragement during this voyage, may I point you in the direction of fmess's excellent December NST challenge as you de-ship.

Thank you and we hope you have a pleasant onward journey.

stewby

Thank you heaps for this month Speaking-Of-Art. It's been a great month.


Although I think the mini challenges went by the wayside a little bit (sorry).


Roll on December's challenge.
:j

traveller

Another thank you from me SOA :T Although I came on target for everything but exercise I have spent toady and yesterday. I got eldest son a satnav for christmas and my youngest two jackets reduced to 7.50 each as he needs this, so nothing of waste. Thanks for all the encouragement guys.Means a lot Well I guess I'll see you all on the other side for the last month of the year Have a good Sunday evening everyone :T