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NST November: battening down the hatches!

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  • NSD no 4


    £200 gone out of current account for monthly amount to Blycrd. Only 2 payments to go on this card, not very What's the cost but I want to see one at 0. If my daughter pays me for the vet fees that will bring down Tesimo card.


    Still not got enough vege food for DD3 for the month but other than milk etc enough food for DD2 and myself.


    Looking at Debenhams sale and a gift card I found in the drawer to pay with, wanting my grandsons first birthday present for Jan 1st.icon7.gif


    Had veggie Bolognese tonight, used up left over mushrooms, onion and peppers. Not thrown any left overs out yet.


    Night,night Dotty
    NSD 1/3,
    My mantra is After I ....I will. eg After I make my morning coffee, I will take my medication. Eventually this will become a habit,
  • Evening all!

    6SFDs including today- yay!

    moohound hope hound of the moo feels better soon!

    I am unbelievabubbly sleepy so only a mini post from me this eve! N'night all x
    :coffee:
    *Do More of What Makes You Happy*
  • Morning everyone! Just a very quick check in as I need to be in work early to try and scale the mountain of my inbox...

    calling - you WILL get there! You've come so far and one day this will all be just a memory :D

    lilt - it's really hard when everything changes, isn't it? I always find everyone's really unsettled for a while. Hope things look up soon!

    £150/ £150 groceries till 15th November
    £0/0 petrol till 15th november
    Outings £20/£20 (takeaway with friend, trip to see Levellers play)
    NSDs 4/20
    6/20 exercise sessions (lunchtime walks)
    Proud to be debt free September 2014. :j

    Sisu.
  • thriftylass
    thriftylass Posts: 4,088
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
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    Good morning. Fell asleep briefly while putting baby to bed so OH set up the rice for dinner. Well, I'll be buying more rice soon and be eating fried rice for a while, lol.
    Today should be SFD number 8. Liddl started selling wild boar but luckily the weather will keep me out if the shop.

    Happy Wednesday
    03/26: OD £1200 600 500, CC £3914 3317, family £3100, loan £5618 5306 5036- total: £13832 12323 12003, mortgage £58,243 £57,766 57114
  • Fmess
    Fmess Posts: 2,920
    Seventh Anniversary 1,000 Posts Photogenic Combo Breaker
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    Morning all

    Sorry I've been MIA. On Monday, OH crashed his car (he is ok but car is not and might be a right off, awaiting it's collection by the insurers), school got the midday call to say the dreaded O would be inspecting us Tues and We'd and got a NIC demand letter for money �� Not a great start to the week. So in betwee lesson planning, driving OH and still doing my tutoring, I have been up to my eyeballs. Just woke up half an hour before my alarm so thought I'd pop on here to explain my absence.

    Better go get dressed and take OHS to work before the second day of inspection. Hopefully I'll be back on after 6 tonight when it'll all be over.

    Have a good day
    LBM = 07/09/13 Debt = £13339 (100% cleared)
    New roof and car £8557/£19003 New kitchen £396/£5039 Credit card Paid Student loan Paid
  • apple_muncher
    apple_muncher Posts: 15,564
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
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    Fmess hope life settles down for you soon. And that O are nice!
    remove 7/100; read 3/10; ex 27/100; make /100; lose /10; save /1000; improve 12/100; protein 30/100
  • sazzlebgood
    sazzlebgood Posts: 154 Forumite
    edited 12 November 2014 at 12:10PM
    FmessGlad OH ok after crash. hope O goes well
    2 spendy days. Yesterday to a £1 donation at DD2 school for poppies and £4 donation to a talk we went to last on climate change, very interesting and useful for my course.
    Today used Tessi vouchers to buy DD1 and DD2 Christmas presents. Would of maintained a NSD if i'd not spotted their buy 2 get 3rd free on baking items. Weakened and bourght chocolate as finding current essay hard work. Stupid really as its given me a migraine and can't feel half my face. Self sabotage not good.:mad: Also new hiking boots arrived got them through link MSE reduced by 60%. Failed my clothes diet but they were needed as my current boots leak and I use them everyday.
    budgets = food gone:eek:/ petrol almost gone:eek:/nsd:mad:/ Treats: where the money gone? far far away:mad:/exercise not happening/declutter: only my purse:(
    time for me :fat chance
  • stewby
    stewby Posts: 1,206
    1,000 Posts Combo Breaker Debt-free and Proud!
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    Spendy day yesterday but am feeling awesome for it. I was looking at advent calendars but they were 2 for £3 so I would only have been able to afford three or four for my donation... so I bought chocolate pennies instead. This allowed me to buy 10 packets for my donation so more kids will benefit.
    :D

    Glad to hear your OH is okay fmess.
    :)

    Not really much else to report. I have been off for a few days but not really done anything.
    Today I am writing out our xmas cards.
    :o

    Hope everyone is doing okay.
    Hugs.
    Mortgage: £0/£80,329.91
    Savings: £0/£6400
    :love:
  • if any of you have small children just to let you know sing a long a frozen is touring the country. Just booked tickets to Take DD2 and a friend as part of her Christmas present. :cool:
    budgets = food gone:eek:/ petrol almost gone:eek:/nsd:mad:/ Treats: where the money gone? far far away:mad:/exercise not happening/declutter: only my purse:(
    time for me :fat chance
  • apple_muncher
    apple_muncher Posts: 15,564
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
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    Ooh ooh ooh - the portable north pole have sent me an email!!

    www.portablenorthpole.com.
    remove 7/100; read 3/10; ex 27/100; make /100; lose /10; save /1000; improve 12/100; protein 30/100
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