58k in debt to frugal living..

debtfreeoneday

Things that have made me happy today:

* another 25p on Y0ug0v - 75p to go!

* few others surveys completed so totals going up.

* I can check my wages tomorrow to know what my pay rise has actually meant in terms of pay so then I can jiggle the pennies about and hopefully pay some more off the loan!

I'm not even going to mention work.. is it the weekend yet?

debtfreeoneday

Things that have made me happy today:

* work stress finally dealt with

* another 25p on y0ug0v and a bit on OP and VO.. all building up

* pay day tomorrow and my £24 ish pay rise :-( is all accounted for. . lots of jiggling with YNAb tomorrow and I should be sorted for a few days.

betsycat

Ooh so close with Y0uG0v, only 50p to go! I had a £1 survey on P0pulusL1ve earlier... think that's a £50 payout too so will be a long time before I see any of that!

debtfreeoneday

Hooray it's Friday.. so all pennies moved around.

Just realised I can convert Nectar points into ebay vouchers and I have enough for £20 - need to get a new rucksack for one of the little people this week, so will use the voucher and what I would have spent from their account can go towards the loan!

As it's end of the money we get our spends, we have £100 a month, but I've already spent £20 of mine and am saving £20, so hopefully I will be ok with £60.. Both of us are really going to try to be more aware of how we spent this money as we don't have much to show for it at the end of the month!

Quiet evening planned I'm knackered after this week!

mummytogirls

Afternoon DF1D,

Good thinking about the voucher conversion thing, I didnt know you could do that but TBH I dont have many nectar points.

We get £100 spending money too, enjoy!! xx

debtfreeoneday

Things that have made me happy today:

* I lost 5 pound this week - whoop!

* Another £10.09 sent as an overpayment to the loan

* it's the weekend!

debtfreeoneday

Typical Saturday here.. kids swimming lessons and another £44 paid for next term's lessons..

DH has done some more decorating, the coat hooks are up in the hall and the walls are all done, we just have to start the glossing and do all the skirting and SEVEN door frames. Also need to paint all of the picture frames that we have up in the hall as we are having them all white, so that's about 20 frames that need painting as well!

Got 12p interest in one of the bank accounts, so will send that as an overpayment to the loan, like to think I am making my bank work for their interest here!

I made some almond milk this morning, first time I have had it.. definitely converted to that on my weetabix, but need to find a cheaper supplier of blanched almonds as I just bought a small packet at first to try it.

I have no work to do this weekend for the first time in ages, so looking forward to a night of chilling in front of the fire, surfing the web for a few bits and catching up with diaries on here.

Have a lovely Saturday evening all. :-)

debtfreeoneday

Quiet day planned here, we have the thinnest covering of snow here so will get out in a bit to a local hill where we can have some fun in the fresh air.

Apart from that, a home day planned with making soup, flapjacks and a bit of glossing if I can be bothered!!

Must get three items on ebay today as well. and maybe move some ebay items to a facebook selling page as I am having no luck!

debtfreeoneday

Soup making has eluded me so far, but I have got 6 items on fleabay.. gloss paint is still in the garage.. Not much in the way of achievement going on here today.. we are all knackered!

Mr T came just before 1 as we were all on the brink of starving (!!) as I had literally nothing in the cupboards for lunch. Guess I need to stockpile some food just in case!

Things that have made me happy today:

* food shopping is £59.62 (38p under target!)

* beautiful weather here today, the sun is shining

* my kids showing me it's the small things in life that matter.

betsycat

Sounds like a lovely quiet weekend df1d! It's not the weekend if you get everything on your list ticked off