📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Shifting this debt one £ at a time.

18283858788149

Comments

  • jwil
    jwil Posts: 22,036 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    1.[STRIKE]£232[/STRIKE] - £232C1
    2.[STRIKE]£203[/STRIKE] - £203 MI
    3.[STRIKE]£2602[/STRIKE] - £2602 LI
    4.[STRIKE]£76[/STRIKE] -£76 HA
    5.[STRIKE]£363[/STRIKE] - £363 BCM


    Total: [STRIKE]£3476[/STRIKE] - £3476

    I've written off November now and set some new targets for December. Will have to see how MOT etc goes as to how well I get on. Oh, and the whole baby thing too :D

    I expect most if any progress will be made at the end of Dec once Christmas is past.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,036 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I've built up a new spreadsheet of the debt so I can keep track of things better. Last month, despite not doing a lot, it still reduced overall by £173. So that's pretty good. Hopefully can improve on that.

    I finish work this week, can't wait now! Had physio yesterday, they were annoyed that I hadn't been referred earlier :mad: I've been given crutches and some exercises to do, and advice for labour and after the birth.

    Just packing some ebay sales now, another few items gone this weekend. I put some BINs on on Sunday, and sold 2 almost straight away and another one yesterday. Very pleased with that as I can use that for fuel for the car. Hopefully my fuel bill will go down significantly now once I'm not commuting any more which should save some pennies.

    I'm going to take some pics of the house I think, and then do the same next year so I can see how far I've come. I think I may have done the same last year, so will have to have a look and see if I can find them.

    DH was on fire this weekend, he went on with sorting his stuff out and has now pulled out a load more to get rid of. I listed some more for him at the weekend, got to keep the momentum going ;)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,036 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Can't find any pictures of the house, but whilst looking have deleted 300 odd photos off the laptop so a bit of decluttering there :D
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Kitten868
    Kitten868 Posts: 1,785 Forumite
    Sixth Anniversary 1,000 Posts
    9lb... We shall see those scans are always way off. Just go by last baby and add a bit. Dd2s head circumference was over 99.6th at birth. That's the bit that hurts :(
    Sorry they just gave you crutches. More of a hindrance than a help. They tried to get me a wheelchair and I just laughed. Then cried.
    I would stop worrying :) get the tree up so that's done in time and have some time off. Xxx
    Loan 1 £5200/£8000
    Loan 2 £300/£5800
    Total £5500/£13800
  • jwil
    jwil Posts: 22,036 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Kitten868 wrote: »
    9lb... We shall see those scans are always way off. Just go by last baby and add a bit. Dd2s head circumference was over 99.6th at birth. That's the bit that hurts :(
    Sorry they just gave you crutches. More of a hindrance than a help. They tried to get me a wheelchair and I just laughed. Then cried.
    I would stop worrying :) get the tree up so that's done in time and have some time off. Xxx

    I agree, they thought little jwil was going to be big and he wasn't. All of the measurements are off the scale at the moment.

    I don't think I'll be using the crutches, but they told me to take them and if I need them I've got them.

    I do plan on having some time off, but keep getting edgy at home when I see all that needs to be done. It will be enforced when baby gets here I'm sure :D
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Blimey..crutches. Not much help with a 3 year old though hey!!

    Well done on being so focussed. You're both amazingly consistent. Take those photos when you can, think thats a great idea

    Decluttered 10 items today. well put in hall ready for the 'wall' (what lots of people do around here, it usually goes) or the CS. CBA to put on Bay of E and at least they are now out of my kitchen :)
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • jwil
    jwil Posts: 22,036 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    brizzledfw wrote: »
    Blimey..crutches. Not much help with a 3 year old though hey!!

    Well done on being so focussed. You're both amazingly consistent. Take those photos when you can, think thats a great idea

    Decluttered 10 items today. well put in hall ready for the 'wall' (what lots of people do around here, it usually goes) or the CS. CBA to put on Bay of E and at least they are now out of my kitchen :)

    Thanks Brizzle, I agree, it's a bit difficult to use crutches with a small one!

    I'm going to try and get the photos done today I think.

    Well done on the decluttering!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,036 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy first day of maternity leave to me!

    It's started so well, rubbish sleep last night due to pelvis pain. Little jwil has been up since 4am, DH is at work and it's not a nursery day. I'm absolutely shattered!

    Happy days :D
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil wrote: »
    Happy first day of maternity leave to me!

    It's started so well, rubbish sleep last night due to pelvis pain. Little jwil has been up since 4am, DH is at work and it's not a nursery day. I'm absolutely shattered!

    Happy days :D

    Oh well - hope you get an early night instead :D.
  • Kitten868
    Kitten868 Posts: 1,785 Forumite
    Sixth Anniversary 1,000 Posts
    Ooh maternity leave. Yay! During my leave I've accrued enough holiday for another month off!! So I don't go back til March 29th yay :) that'll help you out too, right?
    I have a box and put all my eBay stuff in it as I decide to sell it then when I get a chance I get it all out and schedule it all and put it back in the box so it's out of the way. But if I don't get a chance it's still out the way. Away from my little hands.
    Xxx
    Loan 1 £5200/£8000
    Loan 2 £300/£5800
    Total £5500/£13800
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.