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Shifting this debt one £ at a time.

1…8182848687…149

Comments

  • retiredandskint
    retiredandskint Posts: 852 Forumite
    Part of the Furniture 500 Posts Debt-free and Proud!
    If it helps I was under 5 ft, weighed 7 1\2 stone (wish I did now) and my first was 9lbs. Like shelling peas.

    How stupid of the creditor. Have they agreed to stop interest yet and surely any offer of a payment is better than none.

    Had a bad night with OH on top of everything else he now has a chest infection.
  • jwil
    jwil Posts: 22,036 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    retiredandskint wrote: »
    If it helps I was under 5 ft, weighed 7 1\2 stone (wish I did now) and my first was 9lbs. Like shelling peas.

    How stupid of the creditor. Have they agreed to stop interest yet and surely any offer of a payment is better than none.

    Had a bad night with OH on top of everything else he now has a chest infection.

    I'm 5'6 and a lot heavier so I'm not overly concerned, it's just the thought makes me wince :o

    No, they haven't agreed to anything. I'll just carry on and see what happens. Stupid idiots. I've been with them for probably nearly 20 years without problems before. I'm hardly a scatty payer.

    Sorry to hear about OH, hope he recovers soon, and hope you manage to get some rest xx
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Just popping by..well done on all the decluttering, clearing and sales. No mean feat at your stage of pregnancy and with a 3 year old in tow (can't believe he's that old..where does the time go?!!)

    Hope your joints etc hold out...I know my skeleton felt like jelly after No. 2. (Good incentive not to have a third though!!).

    Have a great weekend
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • jwil
    jwil Posts: 22,036 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Decluttering: aim - 1000 items

    1-8. Ebay parcels (posted)
    9-17. Books (car boot)
    18-63. Ebay parcels (posted)
    64. Book (car boot)
    65. Magazine (recycling)
    66. Set of plates (car boot)
    67. Small pot (car boot)
    68. Biscuit tin (recycling)
    69-76. Ebay parcels (posted)
    77-93. Ebay parcels (posted)
    94. Piggy Bank (binned - broken by little jwil)
    95-99. Books (car boot)
    100-114. Ebay parcels (posted)
    116. Breast pump parts (binned)
    117-118. Books (car boot)
    119-124. Ebay parcels (posted)
    125. Pile of newspaper/magazines (recycled)
    126. Book (car boot)
    127-128. Ebay parcels (posted)
    129. Changing bag (binned, not recyclable)
    130. Ebay parcel (posted)
    131. Book (car boot)
    132. Book (car boot)
    133 - 136. Ebay parcels (posted)
    137- 139. Books (car boot)
    140 - 178. Ebay parcels (posted)
    179. 24 x pairs unused socks (car boot)
    180. Magazine (recycling)
    181. Book (car boot)
    182. Newspaper (recycling)
    183. Phone book (recycling)
    184. Book (recycling, damaged)
    185. Magazine (recycling)
    186. Assorted paperwork (recycling)
    187. Toy train (car boot)
    188. Toy truck (car boot)
    189 - 190. 2 x DVDs (car boot)
    191. DVD (bin, damaged)
    192. 4 x toy cars (car boot)
    193. Book (car boot)
    194-195. 2 x OOD sauces (poured away, bottles recycled)
    196. Magazine (recycled)
    197-220. Books (car boot)
    221 - 270. Books (car boot)
    271 - 293. Toy cars (car boot)
    294 - 295. Magazine (recycling)
    296 - 299. Magazines (recycling)
    300. Watch packaging (recycling)
    301 - 305. Magazines (recycling)
    306 - 310. Plastic crates (car boot)
    311. Road atlas (recycling, damaged)
    312. Plastic tub (bin, damaged)
    313 - 315. Books (car boot)
    316. Book (car boot)
    317- 338. Ebay parcels (posted)
    339. Bag of toy bricks (car boot)
    340. Plastic tub (bin, damaged)
    341. Plastic crate (bin, damaged)
    342 - 345. Slot cars (car boot)
    346 - 351. Books (car boot)
    352 - 365. Books (car boot)
    366 - 380. Ebay sales (posted)
    381 - 382. Model kits (car boot)
    383. Biscuit tin (recycling)
    384. Toy train stuff (car boot)
    385. Camera battery (recycling)
    386 - 375. Ebay parcels (posted)
    376. Toy car (car boot)
    377. Magazine (recycling)
    378. Box of books (relative)
    379. Tupperware container (relative)
    380. Bag of baby clothes (car boot)
    381. Bag of baby clothes (recycling, stained etc)
    382 - 407. Ebay parcels (posted)
    408 - 413. Books (car boot)
    414 - 418. Tubs bricks (car boot)
    419. Bag of small puzzles (car boot)
    420 - 421. Plastic crates (car boot)
    422. Banana box full of costume jewellery(!) (charity)
    423. Bundle of paperwork (shredded, recycled)
    424-478. Ebay parcels (posted)
    479-480. Books (car boot)
    481. Pieces of guttering (car boot)
    482. Loads of hoarded boxes (packaging for ebay parcels)
    483. Paperwork (recycled)
    484. Envelopes (too small for use, glue gone, recycled)
    485-486. Books (car boot)
    487-488. Magazines (recycled)
    489. Ebay parcel (posted)
    490. Vase and fake flower (given away)
    491. Magazine (recycled)
    492-496. Books (car boot)
    497-549. Ebay parcels (posted)
    550. Plastic crate (binned, damaged)
    551. Big bag of baby clothes (car boot)
    552. Selection of takeaway containers (binned)
    553. Paperwork (shredded and recycled)
    554-560. Newspapers (recycled)
    561-562. Pans (car boot)
    563 - 566. Magazines (recycled)
    567-570. Books (car boot)
    571. Magazine (recycled)
    572. Book (car boot)
    573. Instruction manual (recycled).
    574 - 598. Ebay parcels (posted)
    599. Bundle of baby clothes (recycled, eaten by washing machine :( )
    600 - 605. Magazines (recycled)
    606 - 608. Books (car boot)
    609 - 612. Plastic crates (car boot)
    613. Paperwork (shredded, recycled)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,036 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    brizzledfw wrote: »
    Just popping by..well done on all the decluttering, clearing and sales. No mean feat at your stage of pregnancy and with a 3 year old in tow (can't believe he's that old..where does the time go?!!)

    Hope your joints etc hold out...I know my skeleton felt like jelly after No. 2. (Good incentive not to have a third though!!).

    Have a great weekend

    Thanks Brizzle, I know I can't believe he's nearly 3.

    I'm really hoping that everything will settle quickly again after birth.

    This is definitely it for me!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,036 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well it's only a week until the end of November and not long to reach my targets. Not doing particularly well!

    I will be happy that I reached the 1000 items decluttered, even if I don't get there according to the list as some things are bundles which I couldn't be bothered to count individually.

    Payments have been dire. Haven't had any success with that. Will have to try and do better once baby is here (!)

    Have agreed with DH that I will carry on sticking stuff on ebay for a couple of weeks, but he will have to manage the packing and posting if I'm not up to it.

    We'll then stop first week in December to avoid postage issues around Xmas as we normally do. Will then put stuff on again once last posting dates have passed.

    Trying to get a bit tidied up and organised this weekend.

    Hope everyone is well!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Sounds like a plan. Have a good day, but don't overdo it :)
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • LAM2011
    LAM2011 Posts: 1,432 Forumite
    PPI Party Pooper Debt-free and Proud!
    jwil wrote: »
    I know, it's very annoying. I was offering a reasonable amount too, it wasn't pennies! They said it won't cover the minimum payment required. *doh* That's why it's an arrangement, not the payment :wall:

    I think 9lb is around 4kg. Little jwil talks about his sister and pats my belly but I'm not sure how much he understands. I think it will be a shock to the system! He is 3 in February.

    I didnt mean to imply you were actually paying off pennies just less than the minimum amount. I call them all pennies. :o I am trying to save my pennies but not doing too well.

    cant believe he is 3 - seems like just the other day you were wondering why you felt unwell! :)

    I managed to declutter and ebay ....... 4 items :rotfl: which have all sold so some pennies into the pot. I have joined the sealed pot challenge again to try and motivate myself to remain focussed.

    I too am going to wait now till after xmas due to potential postage problems.

    Hope you are not in too much discomfort today x
  • jwil
    jwil Posts: 22,036 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    1.[STRIKE]£232[/STRIKE] - £232C1
    2.[STRIKE]£203[/STRIKE] - £203 MI
    3.[STRIKE]£2602[/STRIKE] - £2602 LI
    4.[STRIKE]£76[/STRIKE] -£76 HA
    5.[STRIKE]£363[/STRIKE] - £363 BCM


    Total: [STRIKE]£3476[/STRIKE] - £3476
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,036 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    LAM2011 wrote: »
    I didnt mean to imply you were actually paying off pennies just less than the minimum amount. I call them all pennies. :o I am trying to save my pennies but not doing too well.

    cant believe he is 3 - seems like just the other day you were wondering why you felt unwell! :)

    I managed to declutter and ebay ....... 4 items :rotfl: which have all sold so some pennies into the pot. I have joined the sealed pot challenge again to try and motivate myself to remain focussed.

    I too am going to wait now till after xmas due to potential postage problems.

    Hope you are not in too much discomfort today x

    I didn't think you meant pennies. I just thought I'd made a reasonable offer, it wasn't a pittance!

    It's still 4 items gone and some extra cash :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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