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Shifting this debt one £ at a time.

18586889091149

Comments

  • Huge congratulations to you and your family.
    April £5 a day challenge- £15.05/£150
  • kavics17 wrote: »
    Congratulations here as well, loved the picture of master and little miss Jwil!

    Picture, what picture? Did I miss it, Jwil :sad:?
  • Wow jwill congratulations that's fantastic news and what a whopper glad she was early..rest up and take care :) x
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • jwil
    jwil Posts: 22,036 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Picture, what picture? Did I miss it, Jwil :sad:?

    No it was on facebook :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,036 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks for the good wishes everyone. Little miss jwil is a sweetie, but it would be nice if she'd sleep at night!

    Shattered. DH is back to work next week so hoping to get a bit more organised.

    My pelvis is much better apart from at night, so it's nice to be able to move again!

    MOT wasn't too bad, just shy of £300 in the end. Including 3 new tyres! I was expecting 1 but not 3. It could have been worse.

    We've had lots of free listing offers on ebay, so have been making use of them, which means we haven't had the break from it that was expected. Another one at the moment, so will do all listings for 10 days on the 14th meaning it's too late for Xmas postage.

    DH has made a lot of progress with sorting stuff out over the last couple of weeks, I've not done a lot fairly understandably :)

    I hope to get back to posting more regularly once DH is back to work.

    Hope everyone is well :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Kitten868
    Kitten868 Posts: 1,785 Forumite
    Sixth Anniversary 1,000 Posts
    You sound amazingly zen having just had a baby! Especially number 2. I didn't know what to do with myself. Baby 2 is easier I grant you but number 1.... Aaahhh! Well done you. Glad it's all going so well for you :) xxx
    Loan 1 £5200/£8000
    Loan 2 £300/£5800
    Total £5500/£13800
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    YAY!!! Congratulations!! Brilliant news that she arrived safely and you are already beginning to feel a bit better

    Take it easy though..after the positive labour and birth hormones level off you may feel a tad shattered ;)
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • jwil
    jwil Posts: 22,036 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks guys, I am absolutely shattered, but still better than before.

    DH back to work today, so first day on my own. Managing pretty well today, let's see how long it lasts :D

    Packed 27 parcels today so that's another load gone.

    Have also been discharged by the midwife today, so that should be the end of all the people coming round the house. I hate that! Much rather go out for appointments.

    Going to try and start getting on with things now.

    Hope everyone is well :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,036 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Have been doing lots of admin type jobs today. Shredded a load of paperwork and put that out for recycling.

    Have been having a think about what I am going to try and achieve while I am off. Going to aim for a £10k debt repayment and just declutter as much as I can without setting a big target.

    The debt repayment is going to be a huge task considering I'll be on reduced/no wages, but we'll see how it goes.

    Redeemed £15 Paypal yesterday from a survey site and just cashed in a whole £1.04 from topcashback. That has all been swallowed up by Christmas spending, but I'm going to make a small token payment so I've done something.

    I've taken photos of each room in the house, so that this time next year I can see how I've managed to progress things.

    DH has left me a big pile of notes for ebay listings. I'll get on and make a start with listing those I think. 3 big sacks of parcels went to the delivery office this morning. I couldn't park outside, so had to struggle in with those and a newborn. That was fun! Thank goodness for slings. Luckily a nice postie spotted me and helped me with them.

    Have prepped a cottage pie for dinner tomorrow. That can be heated in the microwave, so the plan for tomorrow is to clean the oven _pale_ It's really grotty so needs it badly.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,036 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Have redone my sig. I'll use my diary to log what I declutter but just have a running total in my sig. It will be nice to look back on!

    I'm going to have separate categories for books, magazines/newspapers and ebay sales as they constitute a lot of what goes out. Then I'll have an 'other' category so I can see a bit easier what's gone.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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