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Shifting this debt one £ at a time.

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  • Kitten868
    Kitten868 Posts: 1,785 Forumite
    Sixth Anniversary 1,000 Posts
    Wowee all that and colic. You're magic! What's your age difference? Mines 22 months. Plus I ebf which is apparently the 'problem'.
    It's good to have that as its like a little income and challenge to set yourself all in one go. Have you been released from your hoarding demons now? Now I sell my stuff I feel a lot freer and I really view stuff a different way. When you think about value definitely. Never considered resale value before. It's going to be weird when I can afford things again. X
    Loan 1 £5200/£8000
    Loan 2 £300/£5800
    Total £5500/£13800
  • jwil
    jwil Posts: 22,031 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Kitten868 wrote: »
    Wowee all that and colic. You're magic! What's your age difference? Mines 22 months. Plus I ebf which is apparently the 'problem'.
    It's good to have that as its like a little income and challenge to set yourself all in one go. Have you been released from your hoarding demons now? Now I sell my stuff I feel a lot freer and I really view stuff a different way. When you think about value definitely. Never considered resale value before. It's going to be weird when I can afford things again. X

    The age gap is 33 months. 22 months must be hard work! I combi feed and did the same with little jwil. He was rubbish at weaning and still is really picky, and did not sleep through til he was gone 2 (and still often doesn't!) so ebf is not the reason!

    I'm definitely over my hoarding demons - clearing the relatives house did that to me. I still have a long way to go though. I have hundreds if not thousands of books alone, and want to read them before I get rid of them! Not much reading going on at the moment though!

    I don't think I'll really be wanting stuff when I've got the money. I would like to be able to buy nice quality items though, rather than just buying the cheapest because 'it'll do'.

    Have you seen the KonMarie thread on here? That is addictive and very inspiring.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,031 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Little miss decided that 3am was waking up time today :cry:

    Shattered and a headache. BIL is here, so if it's the same tonight, I've not even got anywhere to go.

    Little jwil was also up several times, and then to top it all off, I came down this morning to find the dog had destroyed two Christmas presents which I had admittedly stupidly left downstairs. She also destroyed a bottle of olive oil. I was very much not impressed!

    Had to go out to replace the presents and drop a parcel at the sorting office.

    Otherwise not doing an awful lot today. DH has a load of stuff going out on ebay today, but at least I don't have to worry about posting it for a couple of days :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,031 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Anyway, I hope you all have an absolutely fabulous Christmas!

    :xmastree: :santa2: :xmastree: :xmassign: :xmastree: :snow_laug :xmastree: :snow_grin :xmastree: :xmassign:
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,031 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well Christmas is over, DH is back to work so it all begins in earnest now!

    Nursery is closed this week, so may not achieve huge amounts, but we'll see how it goes.

    We had a lot of sales over the last few days, so a good number of parcels to go out when the post office opens again. Some more going out today.

    DH has given me amazon prime and a tv stick so will be making an effort to declutter dvds that I can watch on there instead.

    I have also pulled out a few items ready to go on ebay, and some more to go straight to car boot.

    Hope everyone is well and had a lovely Christmas :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Love your planning despite a newborn.. Good idea re DVDs. We have hundreds and am wondering if we just Music Magpie them... But it'll be a wrench. Big movie watchers in our house.

    Would make the front room look less cluttered though :think: maybe I can swing it with the family that way!

    Have a great time off work and enjoy. Smell the lilies where and when you can!

    Xx
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • jwil
    jwil Posts: 22,031 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Payday, so today's payments:

    1.[STRIKE]£291[/STRIKE] - £286C1
    2.[STRIKE]£268[/STRIKE] - £263 MI
    3.[STRIKE]£2880[/STRIKE] - £2875 LI
    4.[STRIKE]£75[/STRIKE] -£75 HA
    5.[STRIKE]£1141[/STRIKE] - £580 BCM


    Total: [STRIKE]£4655[/STRIKE] - £4079
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Good start for the New Year jwil. Hope you and your lovely family have a good one.
  • jwil
    jwil Posts: 22,031 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks retired, and Happy New Year to you all as well :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,031 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 31 December 2015 at 6:46PM
    The Great Declutter 2016

    Books (car boot) - 2
    Magazines/Newspapers (recycled) - 3
    Ebay sales (posted) - 65


    Other:
    1. Paperwork (shredded and recycled)
    2. 3 bottles of oven cleaner (used and recycled)
    3. Bottle of drain cleaner (used and recycled)
    4. Bottle of window cleaner (poured away and recycled)
    5. Packet of tea lights (given away)
    6. Paperwork (shredded and recycled)
    7. Salt and pepper set (car boot)
    8. Microscope (car boot)
    9. Salt and pepper set (car boot)
    10. Book (recycling, damaged)
    11. Paperwork (recycling)
    12. Cards (car boot)
    13. Bag (car boot)
    14. Bag (binned, destroyed by dog!)
    15. Baby bottles and teats (binned)

    Ebay listings (not counting towards declutter total) - 71
    Survey earnings: Amazon Vouchers - £5, Paypal/cash £61.80, Other vouchers - £0
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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