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Shifting this debt one £ at a time.

19192949697149

Comments

  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Good progress jwil.

    Have a good weekend
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Hi Jwil, just wanted to say congratulations on your new little one, sorry I missed it I've been off the site for a little while.


    I hope you are all well, take care.


    PWPS.x.
  • jwil
    jwil Posts: 22,031 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks guys.

    Nice to see you penny, how are you doing? Hope everything is well :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,031 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I'm absolutely shattered. Little jwil and little miss are tag teaming at night, so very little sleep at the moment.

    Oh well must plod on.

    Sold a couple more items overnight. Rather annoyingly I seem to be getting two emails for everything, so it looks as though I've sold a lot more than I have!

    DH has a load going out tonight, hoping for a few more bids as not a lot going at the moment.

    DH has been doing stupid hours recently and today is his first day off, so finally will have some company and help with the kiddies. Hopefully the Christmas rush is over now so we'll get back to more normal (and he can get on with decluttering ;) )

    I haven't checked my lottery ticket yet so am hoping that I might be one of the big winners :D
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Fingers crossed the sleep settles soon enough, your doing so well with all the decluttering and eBaying! Hats off to you. We are doing touch up painting and deep cleaning getting rid of things, it feels very good haha
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • jwil wrote: »
    I'm absolutely shattered. Little jwil and little miss are tag teaming at night, so very little sleep at the moment.

    Oh well must plod on.

    Sold a couple more items overnight. Rather annoyingly I seem to be getting two emails for everything, so it looks as though I've sold a lot more than I have!

    DH has a load going out tonight, hoping for a few more bids as not a lot going at the moment.

    DH has been doing stupid hours recently and today is his first day off, so finally will have some company and help with the kiddies. Hopefully the Christmas rush is over now so we'll get back to more normal (and he can get on with decluttering ;) )

    I haven't checked my lottery ticket yet so am hoping that I might be one of the big winners :D

    Well, were you? I wasn't :( but it would be great if you were :j.

    I can remember those zombie-days of toddler plus newborn, the exhaustion is something else, I truly do not know how I functioned at all at the time. And my toddler was a great little sleeper, in fact all the children were from about 6-7 months. But my God, those first 6-7 months were a killer. Thing is, with a toddler, you can't snooze when the newborn snoozes :(.

    Hope you had a nice day today with DH off work :). And that you allowed yourself some rest and relaxation!
  • jwil
    jwil Posts: 22,031 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well, were you? I wasn't :( but it would be great if you were :j.

    I can remember those zombie-days of toddler plus newborn, the exhaustion is something else, I truly do not know how I functioned at all at the time. And my toddler was a great little sleeper, in fact all the children were from about 6-7 months. But my God, those first 6-7 months were a killer. Thing is, with a toddler, you can't snooze when the newborn snoozes :(.

    Hope you had a nice day today with DH off work :). And that you allowed yourself some rest and relaxation!

    Sadly not :(

    That's the thing, it's relentless with two of them. I knew it would be hard, but still! Little jwil has never been a great sleeper but improved lots when he went into his own room. It's a fight at the moment though getting him to bed. I think he's just been unsettled.

    I did buy a Gro Clock the other day, to see if it would help with the night light, and also stop him trying to get up for the day when DH does (DH leaves the house at 6am). It seems to have helped a lot, if not completely solved the issue.

    It's quite sweet though because as soon as the clock changes, I get 'wake up Mummy, the sun's come out'.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,031 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Fingers crossed the sleep settles soon enough, your doing so well with all the decluttering and eBaying! Hats off to you. We are doing touch up painting and deep cleaning getting rid of things, it feels very good haha

    It is very satisfying clearing the house I must say. I'm making plans of little bits of decorating/cleaning up I want to do, but not much point until a lot more has gone.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,031 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today's payments:

    1.[STRIKE]£291[/STRIKE] - £280C1 381
    2.[STRIKE]£268[/STRIKE] - £250 MI
    3.[STRIKE]£2880[/STRIKE] - £2860 LI
    4.[STRIKE]£75[/STRIKE] -£70 HA 167
    5.[STRIKE]£1141[/STRIKE] - £250 BCM


    Total: [STRIKE]£4655[/STRIKE] - £3710
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,031 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 12 January 2016 at 4:16PM
    The Great Declutter 2016

    Books (car boot) - 15
    Magazines/Newspapers (recycled) - 13
    Ebay sales (posted) - 126


    Other:
    1. Paperwork (shredded and recycled)
    2. 3 bottles of oven cleaner (used and recycled)
    3. Bottle of drain cleaner (used and recycled)
    4. Bottle of window cleaner (poured away and recycled)
    5. Packet of tea lights (given away)
    6. Paperwork (shredded and recycled)
    7. Salt and pepper set (car boot)
    8. Microscope (car boot)
    9. Salt and pepper set (car boot)
    10. Book (recycling, damaged)
    11. Paperwork (recycling)
    12. Cards (car boot)
    13. Bag (car boot)
    14. Bag (binned, destroyed by dog!)
    15. Baby bottles and teats (binned)
    16. Baby clothes (charity/recycling)
    17. Baby clothes (car boot)
    18. DVD (car boot)
    19. DVD (car boot)
    20. Bumper (charity)
    21. Pyjamas (recycling)
    22. Sock (recycling)
    23. Plaque (car boot)
    24. Wash bag (car boot)
    25. Cushion (bin)
    26. Clothing bundle (recycling)
    27. Pet bed (bin)
    28. Paperwork (recycling)


    Ebay listings (not counting towards declutter total) - 241
    Survey earnings: Amazon Vouchers - £15, Paypal/cash £100.99, Other vouchers - £0
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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