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Shifting this debt one £ at a time.

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  • jwil
    jwil Posts: 22,031 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope everyone is well. I've made a start this week, but not achieved a lot with both kiddies at home.

    I have thrown all of little jwil's bottles away. Decided to be brave and do it. He wasn't overly impressed, but has managed fine. I was expecting him to be upset overnight, but he was fine, it was more in the day he was bothered.

    No such luck with potty training though which I was also hoping to do this week. I'll leave it for a bit and try again in a few weeks.

    Payday today, so bills paid and a bit towards my targets. Much more to go, so I'm going to get some listing done. There appears to be a free listing offer, but I haven't had any notification on any of our accounts. It seems that others haven't too, but still have the offer, so fingers crossed we've got it as well.

    I've received a £5 amazon voucher from surveys and also got my £50 from YouGov. That was quick!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,031 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Have managed to do 36 listings today :T The free listings are working on DH's account at least, so I've also relisted his unsold items.

    Haven't managed to do anything for me.

    I was offered a survey which paid out £30 for haggling with my insurance renewal. Thought I'd give it a go, and not only has the £30 credited, I got a discount of £90 on our home insurance :T :T :T That was well worth it and saves me moving elsewhere!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,031 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Anyway, Happy New Year to everyone, here's hoping 2016 is a good one for us all :)

    I'm likely to be in bed by 9pm the hardened partier that I am :rotfl:

    Have a good one everyone!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,031 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today's payments:

    1.[STRIKE]£291[/STRIKE] - £285C1
    2.[STRIKE]£268[/STRIKE] - £260 MI
    3.[STRIKE]£2880[/STRIKE] - £2870 LI
    4.[STRIKE]£75[/STRIKE] -£75 HA
    5.[STRIKE]£1141[/STRIKE] - £570 BCM


    Total: [STRIKE]£4655[/STRIKE] - £4060
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,031 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I've been sorting DVDs and baby clothes today. I looked at all of my dvds to see which were available for free on amazon prime. All of those have been pulled out and listed for sale One has sold already! Sadly it was only a small proportion of them so still loads to go. My next sort will be to pick out all of them that I have watched and am not that fussed about. Those I'll also list and see if they sell. The ones that I haven't watched and the ones I love will stay for now.

    I'm going to give them one or two goes on ebay, then facebook or car boot, and then I'll probably sell them to one of the buying sites. I can't face getting 20p or so for them until I've tried to sell them otherwise.

    I've also been through a load of baby clothes and have a some bundles to sell on ebay, some to go straight to car boot, and some for charity/recycling.

    I also listed a piece of baby equipment that sold within minutes. Although I'm happy with the price, if something sells that quickly I always wonder if I should have priced it a bit higher!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,031 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The Great Declutter 2016

    Books (car boot) - 2
    Magazines/Newspapers (recycled) - 3
    Ebay sales (posted) - 65


    Other:
    1. Paperwork (shredded and recycled)
    2. 3 bottles of oven cleaner (used and recycled)
    3. Bottle of drain cleaner (used and recycled)
    4. Bottle of window cleaner (poured away and recycled)
    5. Packet of tea lights (given away)
    6. Paperwork (shredded and recycled)
    7. Salt and pepper set (car boot)
    8. Microscope (car boot)
    9. Salt and pepper set (car boot)
    10. Book (recycling, damaged)
    11. Paperwork (recycling)
    12. Cards (car boot)
    13. Bag (car boot)
    14. Bag (binned, destroyed by dog!)
    15. Baby bottles and teats (binned)
    16. Baby clothes (charity/recycling)
    17. Baby clothes (car boot)
    18. DVD (car boot)


    Ebay listings (not counting towards declutter total) - 94
    Survey earnings: Amazon Vouchers - £5, Paypal/cash £61.80, Other vouchers - £0
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Well done jwil..looking at MM I was wondering the same thing..think I will try Am8zon first.. £19 for 12 DVDs and an old phone and an ipod touch seemed pretty carp - albeit the touch has a cracked screen.

    Have listed 6 items today so thats a relief.

    Just need a nice rush of PC surveys now!!

    Have a good weekend - hope little Miss Jwil is kind to you sleep wise this eve

    x
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    PS. Hate to say this.. but a week to do potty training :eek:..that might be a tad ambitious..seem to recall it took a lot longer than that..sorry to break it to you! :o
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • jwil
    jwil Posts: 22,031 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 6 January 2016 at 11:56AM
    Today's payment:

    1.[STRIKE]£291[/STRIKE] - £285C1
    2.[STRIKE]£268[/STRIKE] - £260 MI
    3.[STRIKE]£2880[/STRIKE] - £2870 LI
    4.[STRIKE]£75[/STRIKE] -£75 HA 172
    5.[STRIKE]£1141[/STRIKE] - £500 BCM


    Total: [STRIKE]£4655[/STRIKE] - £3990
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    well done :T
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
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