Shifting this debt one £ at a time.

jwil

Today's payment:

Targets for 2017

1. [STRIKE]£2000[/STRIKE] - £1911 MCA
2. [STRIKE]£13,000[/STRIKE] - £12,999 NW
3. [STRIKE]£400[/STRIKE] - £397 JOD
4. [STRIKE]£1200[/STRIKE] - £1184 ACS
5. [STRIKE]£200[/STRIKE] - £200 ABC
6. [STRIKE]£430[/STRIKE] - £430 HS
7. [STRIKE]£280[/STRIKE] - £280 AS

Total: [STRIKE]£17,510[/STRIKE] - £17,401

Total mortgage/debt: [STRIKE]£190,975[/STRIKE] - £190,622

Decluttering:
Books: 156
Magazines/papers: 12
Ebay parcels: 199
Other: 84

Total: 451

Ebay listings: 256

Survey/other earnings:
Amazon: £5
Paypal/cash: £24
Other vouchers:

jwil

Updated my lists. We've also decluttered: 2 bags clothing, 1 pen, 2 x dog balls, 1 belt, some bibs, some hats and 3 x coats since my last update.

I've also received £6 in paypal from a survey site.

jwil

Just sent off my complaint about the unfair charges and interest. Fingers crossed for a nice refund!

jwil

I've just spent £135 on photos of the kids from the photoshoot the other day. I feel really stupid. They are lovely pictures, but the way it worked out it was cheaper to buy a package than get a few individual ones.

Oh well, they are only young once. I've listed 11 items on ebay to try and compensate!

retiredandskint

jwil wrote: »

I've just spent £135 on photos of the kids from the photoshoot the other day. I feel really stupid. They are lovely pictures, but the way it worked out it was cheaper to buy a package than get a few individual ones.

Oh well, they are only young once. I've listed 11 items on ebay to try and compensate!

You work so hard to make extra money so to have some lovely photos of the little uns is not being stupid at all. Time passes so fast and it's good to have reminders when you're in your dotage

We very rarely regret the things we do but the things we don't do. Enjoy them.

jwil

retiredandskint wrote: »

You work so hard to make extra money so to have some lovely photos of the little uns is not being stupid at all. Time passes so fast and it's good to have reminders when you're in your dotage

We very rarely regret the things we do but the things we don't do. Enjoy them.

Thanks retired. I still feel a bit guilty as I should be using the money for savings/debts, but I do love the pictures, and all those I take of the kids have our grotty carpet/piles of stuff in the background, so it's nice to have some decent ones.

jwil

Well I've had two acknowledgements of my complaint today so now I've just got to wait for up to 8 weeks for a reply. They were supposed to have defaulted me by now as well, but don't seem to have done that either so maybe this will trigger it. It's the only one that hasn't so fingers crossed they get on with it as the sooner they do, the sooner it all falls off my credit report.

jwil

Today's payments:

Targets for 2017

1. [STRIKE]£2000[/STRIKE] - £1905 MCA
2. [STRIKE]£13,000[/STRIKE] - £12,995 NW
3. [STRIKE]£400[/STRIKE] - £396 JOD
4. [STRIKE]£1200[/STRIKE] - £1184 ACS
5. [STRIKE]£200[/STRIKE] - £200 ABC
6. [STRIKE]£430[/STRIKE] - £430 HS
7. [STRIKE]£280[/STRIKE] - £280 AS

Total: [STRIKE]£17,510[/STRIKE] - £17,390

Total mortgage/debt: [STRIKE]£190,975[/STRIKE] - £190,622

Decluttering:
Books: 158
Magazines/papers: 12
Ebay parcels: 211
Other: 84

Total: 465

Ebay listings: 267

Survey/other earnings:
Amazon: £5
Paypal/cash: £24
Other vouchers:

jwil

A few sales overnight so some small payments made. I now have a grand total of £5 savings :rotfl: :T It's a start though!

Going to try and get some more listings done later today.

I'm feeling really rough today, have been all week. Fingers crossed it clears soon. I've not been sleeping due to coughing which probably doesn't help.

jwil

Just applied for new savings accounts for the children. The ones they have at the moment don't have online access so I can never see the balance. I don't like paying in money without checking that it's arrived safely, and as I don't go into town very often that makes it difficult.