Shifting this debt one £ at a time.

jwil

Well I'm pleased to see my overall totals have gone down this month, though no thanks to one of my accounts which is still charging fees and interest, though all of the others have stopped! I'm going to put in a complaint and see if they can be stopped and hopefully refunded, as it's wiping out any payments and just increasing the debt :mad:

jwil

We did a tip run yesterday to get rid of the clothes and a bag of small electrical items, and also a load of cardboard. So that's all gone. We did forget one bag, so that will be off to charity this week once some coats I have put in the wash have been added.

Going to try and sort my shoes today, then they can go as well, though I might add them to the car boot pile.

We went to a nearly new sale yesterday and managed to get some clothing for little miss in 18-24 as I've noticed some of her 12-18 is starting to get a bit snug :eek:

Popped a casserole in the slow cooker, and going to try and get organised for the week ahead by prepping lunches etc. DH might have some temp work this week so fingers crossed. If it does come off, I'll need to leave work early for nursery pickup which means I'm going to have to try and get in a lot earlier as I'll have to make up 3hrs over the week :eek:

I'm off to try and pull out everything that's selling to try and get ahead with that as well. If I have time, I'd like to get some more listing done too.

I'm feeling rubbish today, so hoping that passes and I can get on.

Hope everyone is well

jwil

Set up some new payments for savings etc, so some token payments to check they were working:

Targets for 2017

1. [STRIKE]£2000[/STRIKE] - £1991 MCA
2. [STRIKE]£13,000[/STRIKE] - £12,999 NW
3. [STRIKE]£400[/STRIKE] - £397 JOD
4. [STRIKE]£1200[/STRIKE] - £1184 ACS
5. [STRIKE]£200[/STRIKE] - £200 ABC
6. [STRIKE]£430[/STRIKE] - £430 HS
7. [STRIKE]£280[/STRIKE] - £280 AS

Total: [STRIKE]£17,510[/STRIKE] - £17,481

Total mortgage/debt: [STRIKE]£190,975[/STRIKE] - £190,622

Decluttering:
Books: 153
Magazines/papers: 12
Ebay parcels: 164
Other: 77

Total: 406

Ebay listings: 161

Survey/other earnings:
Amazon: £5
Paypal/cash: £18
Other vouchers:

jwil

I've been listing away today and photo'd a load more to get on. Hoping to do a bit more before the day is out, but I'm going to have a break now for a while.

DH has taken the kids out for a bit so I'm enjoying some peace and quiet!

Kitten868

Jwil I'm in awe of how well you do just jumping back on the horse. You have such power in you. You amaze me. If you're not fighting against interest i can see you just powering through this debt. You have so much fire in you you put some up my bum. Keep up the listings.
Is there any way you can get the interest paid back to the account? Like when people get bank charges paid back? Xxx

jwil

Kitten868 wrote: »

Jwil I'm in awe of how well you do just jumping back on the horse. You have such power in you. You amaze me. If you're not fighting against interest i can see you just powering through this debt. You have so much fire in you you put some up my bum. Keep up the listings.
Is there any way you can get the interest paid back to the account? Like when people get bank charges paid back? Xxx

Aww thanks Kitten

I'd really like to see the back of it all, so fingers crossed!

I'm hoping they'll refund me some interest and charges, I've got to get on and write that letter! It's only £1200 so anything they refund would be a bonus to getting it cleared.

jwil

DH is working tonight so I'm looking forward to an evening to myself once the kiddies are in bed.

I got up 5am this morning to do all the ebay packing. Dropped it all off on the way to work as well so that's mostly gone.

Payday tomorrow, hurrah!

abba1772

Enjoy your peace and quiet xx

jwil

abba1772 wrote: »

Enjoy your peace and quiet xx

Thanks abba, I did

jwil

Happy Payday, hurrah!

Up early again today as some more packing to do. Nursery and mortgage paid and a payment towards one of my targets. The rest of the bills come out tomorrow so will see what I've got left then.

Off to see our photos from last week later, so maybe will buy something if they got anything decent, and if they aren't too expensive. I'm due to get one free print anyway, so just hoping to get one more.