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Shifting this debt one £ at a time.
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The Great Declutter 2016
Books (car boot) - 388
Magazines/Newspapers (recycled) - 265
Ebay sales (posted) - 1083
Other:
1. Paperwork (shredded and recycled)
2. 3 bottles of oven cleaner (used and recycled)
3. Bottle of drain cleaner (used and recycled)
4. Bottle of window cleaner (poured away and recycled)
5. Packet of tea lights (given away)
6. Paperwork (shredded and recycled)
7. Salt and pepper set (car boot)
8. Microscope (car boot)
9. Salt and pepper set (car boot)
10. Book (recycling, damaged)
11. Paperwork (recycling)
12. Cards (car boot)
13. Bag (car boot)
14. Bag (binned, destroyed by dog!)
15. Baby bottles and teats (binned)
16. Baby clothes (charity/recycling)
17. Baby clothes (car boot)
18. DVD (car boot)
19. DVD (car boot)
20. Bumper (charity)
21. Pyjamas (recycling)
22. Sock (recycling)
23. Plaque (car boot)
24. Wash bag (car boot)
25. Cushion (bin)
26. Clothing bundle (recycling)
27. Pet bed (bin)
28. Paperwork (recycling)
29. Soft toy (car boot)
30. 2 x phone chargers (car boot)
31. Assorted toys (car boot)
32. Embroidery kit (car boot)
33. Phone accessory (car boot)
34 - 75. Children's books (car boot)
76. Toy lorry (car boot)
77-78. Children's books (car boot)
79-80. Puzzles (Given to neighbour)
81. Boxes from various electrical items (recycled)
82. Organiser (Car boot)
83. Printer cable (Car boot)
84. Box of floppy discs (Car boot)
85. Degraded pot of hair gel (bin)
86. Bag of batteries (recycling)
87-88. bags of soft toys (charity shop)
89-90. bags of needlework items (neighbour)
91. Childrens brush and comb set (car boot)
92. Box of books (charity)
93. Bag of stained/damaged clothing (recycling)
94-101. Pans/Trays (scrap)
102-105. Plastic bowls (bin)
106-109. Cooking accessories (car boot)
110. Broken Toy train (bin)
111. Toy car (car boot)
112. Gardening gloves (car boot)
113. 4 x cds (car boot)
114. Odd string (bin)
115. Wicker basket (car boot)
116. 2 x empty perfume bottles (recycling)
117. Childs cup (car boot)
118. Sweets (left over from our wedding!) (Bin)
119. Pen (bin)
120. Broken bowl (bin)
121. Computer and accessories (car boot)
122. Papier mache box (relative)
123. 2 x hairbrushes (relative)
124. Pram liner (car boot)
125. Plastic tub (car boot)
126. 2 x pairs 3d glasses (car boot)
127. Misshapen pillow (bin)
128. Assorted food (recycling)
129. Tea pot stand (relative)
130. 2 x hats (relative)
131. Stool (relative)
132. Cushion (relative)
133. Model car (relative)
134. Jumper (car boot)
135. Assorted clothing (recycling)
136. Paperwork (recycling)
137. 6 x pairs underwear (recycling)
138. Bag of clothing (recycling)
139. Breast pads (car boot)
140. Lanyard (car boot)
141 - 142. Body lotion (used up, recycled)
143. Body spray (used up, recycled)
144 - 149. Bottles of alcohol (to be sold)
150. Assorted packaging (bin)
151. Mirror (car boot)
152. Washbag (car boot)
153. Cloth bag (car boot)
154. Wrapping paper (recycling)
155. 18 x mixed items (passed to relative)
156. Bag of assorted items (passed to relative)
157. 6 x plants (dead
)
158. 2 x perfume bottles (recycling)
159. Oven gloves (bin)
160. Shoes (recycling)
161. Toilet brush (bin)
162. 2 x candle holders (car boot)
163. 2 x candles (bin)
164. Assorted bits and pieces (bin)
165. Razors (bin)
166. Gym ball (car boot)
167. Scart lead extension (car boot)
168. Small jug (car boot)
169. Bottles oil/perfume (recycling)
170. Body lotion (used up, bottle recycled)
171. Diary (recycled)
172. 6 x packets seeds (bin)
173. Laminated document (bin)
174. 2 x bags shredded paper (recycling)
175. Huge pile paperwork (recycling)
176. DVD (car boot)
177. Assorted electric cables (car boot)
178. Wool offcuts (bin)
179. Assorted toiletries (used up and recycled)
180. Box full of assorted makeup (bin)
181. 6 x bottles of part used suncream (recycled)
182. 1997 Diary (recycled)
183 - 184. DVDs (car boot)
185. Big bag fabric (charity)
186. Big bag clothes (charity)
187-188. 2 bags assorted needlework booklets (charity)
189-192. DVDs (car boot)
193-194. 2 bags clothes (charity)
195. DVD (Car boot)
196. DVD (car boot)
197. Socks (recycling)
198. Crate (car boot)
199. Pillow (Bin)
200. Ice scraper (bin)
201. Greaseproof paper (recycling)
202. 3 x sweet/biscuit tins (recycling)
203. Bag of assorted used shoelaces/string (bin)
204. Assorted pet bits and pieces (bin/recycling)
205. Cooking tray (car boot)
206. Dummies (car boot)
207. Bag of baby clothes (friend)
208. Cat scratcher (bin)
209. Plastic crate (bin)
210. Plastic crate (bin)
211. Underwear (recycling)
212. Selection of hats (charity)
213. 18 x bibs (charity)
214. Play arch (charity)
215. Plastic crate (bin)
216. 2 bags of clothes (charity)
217. Kettle (relative)
218. 2 x boxes full of bars of soap(!) (car boot)
219. Novelty gift (bin)
220. Pram toy (car boot)
221. Cot mobile (car boot)
222. 2 x raidator airers (car boot)
223. Note cards and case (car boot)
224. Pregnancy test unused (car boot)
225. Fabric (car boot)
226. Baby Socks (car boot)
227. Moses basket and stand (friend)
228. Moses basket sheets (friend)
229. Baby clothes (friend)
230. Pillow (bin)
231. Carpet offcut (bin)
232. Doormat (bin)
233. Belt (bin)
234. Hat (charity)
235. 2 x tops (charity)
236. Shoes (recycling)
237. 2 x videos (car boot)
238. 2 x teddies (car boot)
239. 2 x pillows (bin)
240. Dog toy (bin)
241. Computer chair (broken, so bin)
242. Pen (bin)
243. Playing cards (car boot)
244. Bag of clothes (friend)
245. Bag of clothes (charity)
246. 7 x pairs socks (recycling)
247. 16 x books (recycling)
248. 2 x phone books (recycling)
249. Assorted dog bones (food waste)
250. Assorted destroyed dog toys (bin)
251. Pair shoes (recycling)
252. Mirror (friend)
253. Dog toys (bin)
254. Dog cushion (bin)
255. Assorted clothing (charity)
256. Assorted bric a brac (charity)
257. Plastic crate (bin)
258. Socks (recycling)
259. Travel system (car boot)
260. Motorbike boots (recycling)
262. Underwear (recycling)
263. 10 x puzzles (neighbour)
264. Trainers (recycling
265. Bag (bin)
266. Shoes (car boot)
267. 2 x photo frames (car boot)
268. Stationary set (car boot)
269. Cable (car boot)
270. Cd Cases (car boot)
271. Blank CDs (car boot)
272. Bottle case (car boot)
273. Spring toy (car boot)
274. Mug (car boot)
275. 3 x snowglobes (car boot)
276. 2 x incense holders (car boot)
277. Craft print (car boot)
278. Keyring (car boot)
279. CD storage case (car boot)
280. Decorative rock (car boot)
281. Hat (car boot)
282. Teddy (car boot)
283. 3 x bags clothes (charity)
284. 6 x cloth bags (car boot)
285. Trainers (recycling)
286. Trainers (car boot)
287. Slippers (car boot)
288. Shoes (car boot)
289. Make up bag (car boot)
290. 2 x bags (car boot)
291. 2 x cloth bags (car boot)
Ebay listings (not counting towards declutter total) - 1176
Survey earnings: Amazon Vouchers - £100, Paypal/cash £213.01, Other vouchers - £20"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Over 2000 items gone now :T"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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Today's payments:
1.[STRIKE]£150[/STRIKE] - £149C1
2.[STRIKE]£663[/STRIKE] - £566 BCM 664
3.[STRIKE]£990[/STRIKE] -£659 TDBC133
4.[STRIKE]£630[/STRIKE] -£629 WW
5.[STRIKE]£30[/STRIKE] -£29 BC
6.[STRIKE]£30[/STRIKE] -£29 SA
7.[STRIKE]£30[/STRIKE] -£29 HA
8.[STRIKE]£30[/STRIKE] -£29 LI
9.[STRIKE]£30[/STRIKE] -£28 CQ
10.[STRIKE]£20[/STRIKE] -£19 MI
Total: [STRIKE]£2603[/STRIKE] - £2166"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Can I ask does anyone know if I have a money transfer card but haven't it totally paid off within the 0% period can I do a balance transfer to another 0% before the high charges kick in??0
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Can I ask does anyone know if I have a money transfer card but haven't it totally paid off within the 0% period can I do a balance transfer to another 0% before the high charges kick in??
Yeah you can if you have another 0% card available xNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Cheers jwill will think about it good luck with the reduced hours ,I think my hours are about to be rejogged as starting a new course .good luck with term time hours would have loved that but mines are now almost out of school so no need . Would love a four day week would love monday to thursday ...would most love not to workSo finally debt free and it feels amazing however continuing here to stay debt free.Next declutter house and body and finally swim under that waterfall x0
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Cheers jwill will think about it good luck with the reduced hours ,I think my hours are about to be rejogged as starting a new course .good luck with term time hours would have loved that but mines are now almost out of school so no need . Would love a four day week would love monday to thursday ...would most love not to work
I'd love not to work at all :rotfl: or part time would be good too
Good luck with the new course, are you doing anything exciting?"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Another boot sale done at the weekend, so some more stuff cleared. We took a load to the tip as well.
Lots of sales as well which is good. I've just cleared another bill so can get back to my targets now.
I've had to refund someone as well :mad: Not convinced it is genuine, but I'll just have to claim from RM. That's taken a chunk away from paying. Someone else says a part is missing from an item I sent them. I can't see how as it's definitely there in the pictures, but I'll have a good look and see if I can find it. They are quite happy without it, but I don't like to think I've not sent everything.
I've pulled out some more stuff to list so must get that sorted too.
Little jwil is having a day off from nursery today and we are off for a picnic in the park with their cousin. Hope everyone else has a good day "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
This week's payments:
1.[STRIKE]£150[/STRIKE] - £149C1
2.[STRIKE]£663[/STRIKE] - £516 BCM 664
3.[STRIKE]£990[/STRIKE] -£659 TDBC133
4.[STRIKE]£630[/STRIKE] -£629 WW
5.[STRIKE]£30[/STRIKE] -£29 BC
6.[STRIKE]£30[/STRIKE] -£29 SA
7.[STRIKE]£30[/STRIKE] -£29 HA
8.[STRIKE]£30[/STRIKE] -[STRIKE]£29[/STRIKE] LI:T
9.[STRIKE]£30[/STRIKE] -£28 CQ
10.[STRIKE]£20[/STRIKE] -£19 MI
Total: [STRIKE]£2603[/STRIKE] - £2087"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Hope you get the term time you agreed jwil.. A friend of mine does this and it's been brilliant for her. Financially tough at times but worth it.
You could also see if you could do a reduction in two stages? Part time and then term time when DS goes to school? Maybe do same hours part time as annualised term time would be? If you can do it on a temporary basis that's great - don't change your actual contract otherwise if they do a redundancy calculation (worse case scenario) they will do it from your reduced hours.
Your decluttering is excellent and you have inspired me to try and sell some bits of clothing that no longer spark joy rather than just chuck to the CS!!MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0
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