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Shifting this debt one £ at a time.

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Comments

  • jwil
    jwil Posts: 22,012 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks guys :)

    Not much achieved over the last week or so as I've been pretty ill. On the mend now and nearly finished medication so that's all good.

    Planning on getting back into it this week and having a listing marathon.

    Just finished all the packing for this weekends sales. Everyone has paid up for once, hurrah!

    Made a nice payment towards one of my targets.

    Only two paydays left so I must get on with things.

    Hope everyone is well :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,012 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 22 July 2016 at 11:26AM
    Today's payment:

    1.[STRIKE]£88[/STRIKE] - [STRIKE]£0[/STRIKE]C1 73 :T
    2.[STRIKE]£1248[/STRIKE] - £714 BCM55 1247
    3.[STRIKE]£200[/STRIKE] -£140 BCSAMILILIHA170
    4.[STRIKE]£999[/STRIKE] -£990 TDBC133 323
    5.[STRIKE]£630[/STRIKE] -£630 WW

    Total: [STRIKE]£3165[/STRIKE] - £2474
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Sorry you've been ill...hope alls better now x

    PS. Just re- reading your post..only 2 paydays?? What's up?

    Xx
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • jwil
    jwil Posts: 22,012 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    brizzledfw wrote: »
    Sorry you've been ill...hope alls better now x

    PS. Just re- reading your post..only 2 paydays?? What's up?

    Xx

    Thanks Brizzle :)

    I go on to the unpaid part of maternity leave so it's only temporary :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,012 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 26 July 2016 at 8:31AM
    The Great Declutter 2016

    Books (car boot) - 337
    Magazines/Newspapers (recycled) - 249
    Ebay sales (posted) - 968


    Other:
    1. Paperwork (shredded and recycled)
    2. 3 bottles of oven cleaner (used and recycled)
    3. Bottle of drain cleaner (used and recycled)
    4. Bottle of window cleaner (poured away and recycled)
    5. Packet of tea lights (given away)
    6. Paperwork (shredded and recycled)
    7. Salt and pepper set (car boot)
    8. Microscope (car boot)
    9. Salt and pepper set (car boot)
    10. Book (recycling, damaged)
    11. Paperwork (recycling)
    12. Cards (car boot)
    13. Bag (car boot)
    14. Bag (binned, destroyed by dog!)
    15. Baby bottles and teats (binned)
    16. Baby clothes (charity/recycling)
    17. Baby clothes (car boot)
    18. DVD (car boot)
    19. DVD (car boot)
    20. Bumper (charity)
    21. Pyjamas (recycling)
    22. Sock (recycling)
    23. Plaque (car boot)
    24. Wash bag (car boot)
    25. Cushion (bin)
    26. Clothing bundle (recycling)
    27. Pet bed (bin)
    28. Paperwork (recycling)
    29. Soft toy (car boot)
    30. 2 x phone chargers (car boot)
    31. Assorted toys (car boot)
    32. Embroidery kit (car boot)
    33. Phone accessory (car boot)
    34 - 75. Children's books (car boot)
    76. Toy lorry (car boot)
    77-78. Children's books (car boot)
    79-80. Puzzles (Given to neighbour)
    81. Boxes from various electrical items (recycled)
    82. Organiser (Car boot)
    83. Printer cable (Car boot)
    84. Box of floppy discs (Car boot)
    85. Degraded pot of hair gel (bin)
    86. Bag of batteries (recycling)
    87-88. bags of soft toys (charity shop)
    89-90. bags of needlework items (neighbour)
    91. Childrens brush and comb set (car boot)
    92. Box of books (charity)
    93. Bag of stained/damaged clothing (recycling)
    94-101. Pans/Trays (scrap)
    102-105. Plastic bowls (bin)
    106-109. Cooking accessories (car boot)
    110. Broken Toy train (bin)
    111. Toy car (car boot)
    112. Gardening gloves (car boot)
    113. 4 x cds (car boot)
    114. Odd string (bin)
    115. Wicker basket (car boot)
    116. 2 x empty perfume bottles (recycling)
    117. Childs cup (car boot)
    118. Sweets (left over from our wedding!) (Bin)
    119. Pen (bin)
    120. Broken bowl (bin)
    121. Computer and accessories (car boot)
    122. Papier mache box (relative)
    123. 2 x hairbrushes (relative)
    124. Pram liner (car boot)
    125. Plastic tub (car boot)
    126. 2 x pairs 3d glasses (car boot)
    127. Misshapen pillow (bin)
    128. Assorted food (recycling)
    129. Tea pot stand (relative)
    130. 2 x hats (relative)
    131. Stool (relative)
    132. Cushion (relative)
    133. Model car (relative)
    134. Jumper (car boot)
    135. Assorted clothing (recycling)
    136. Paperwork (recycling)
    137. 6 x pairs underwear (recycling)
    138. Bag of clothing (recycling)
    139. Breast pads (car boot)
    140. Lanyard (car boot)
    141 - 142. Body lotion (used up, recycled)
    143. Body spray (used up, recycled)
    144 - 149. Bottles of alcohol (to be sold)
    150. Assorted packaging (bin)
    151. Mirror (car boot)
    152. Washbag (car boot)
    153. Cloth bag (car boot)
    154. Wrapping paper (recycling)
    155. 18 x mixed items (passed to relative)
    156. Bag of assorted items (passed to relative)
    157. 6 x plants (dead :o )
    158. 2 x perfume bottles (recycling)
    159. Oven gloves (bin)
    160. Shoes (recycling)
    161. Toilet brush (bin)
    162. 2 x candle holders (car boot)
    163. 2 x candles (bin)
    164. Assorted bits and pieces (bin)
    165. Razors (bin)
    166. Gym ball (car boot)
    167. Scart lead extension (car boot)
    168. Small jug (car boot)
    169. Bottles oil/perfume (recycling)
    170. Body lotion (used up, bottle recycled)
    171. Diary (recycled)
    172. 6 x packets seeds (bin)
    173. Laminated document (bin)
    174. 2 x bags shredded paper (recycling)
    175. Huge pile paperwork (recycling)
    176. DVD (car boot)
    177. Assorted electric cables (car boot)
    178. Wool offcuts (bin)
    179. Assorted toiletries (used up and recycled)
    180. Box full of assorted makeup (bin)
    181. 6 x bottles of part used suncream (recycled)
    182. 1997 Diary (recycled)
    183 - 184. DVDs (car boot)
    185. Big bag fabric (charity)
    186. Big bag clothes (charity)
    187-188. 2 bags assorted needlework booklets (charity)
    189-192. DVDs (car boot)
    193-194. 2 bags clothes (charity)
    195. DVD (Car boot)
    196. DVD (car boot)
    197. Socks (recycling)
    198. Crate (car boot)
    199. Pillow (Bin)
    200. Ice scraper (bin)
    201. Greaseproof paper (recycling)
    202. 3 x sweet/biscuit tins (recycling)
    203. Bag of assorted used shoelaces/string (bin)
    204. Assorted pet bits and pieces (bin/recycling)
    205. Cooking tray (car boot)
    206. Dummies (car boot)
    207. Bag of baby clothes (friend)
    208. Cat scratcher (bin)
    209. Plastic crate (bin)
    210. Plastic crate (bin)
    211. Underwear (recycling)
    212. Selection of hats (charity)
    213. 18 x bibs (charity)
    214. Play arch (charity)
    215. Plastic crate (bin)
    216. 2 bags of clothes (charity)
    217. Kettle (relative)
    218. 2 x boxes full of bars of soap(!) (car boot)
    219. Novelty gift (bin)
    220. Pram toy (car boot)
    221. Cot mobile (car boot)
    222. 2 x raidator airers (car boot)
    223. Note cards and case (car boot)
    224. Pregnancy test unused (car boot)
    225. Fabric (car boot)
    226. Baby Socks (car boot)
    227. Moses basket and stand (friend)
    228. Moses basket sheets (friend)
    229. Baby clothes (friend)
    230. Pillow (bin)
    231. Carpet offcut (bin)
    232. Doormat (bin)
    233. Belt (bin)
    234. Hat (charity)
    235. 2 x tops (charity)
    236. Shoes (recycling)
    237. 2 x videos (car boot)
    238. 2 x teddies (car boot)
    239. 2 x pillows (bin)
    240. Dog toy (bin)
    241. Computer chair (broken, so bin)
    242. Pen (bin)
    243. Playing cards (car boot)
    244. Bag of clothes (friend)
    245. Bag of clothes (charity)
    246. 7 x pairs socks (recycling)
    247. 16 x books (recycling)
    248. 2 x phone books (recycling)
    249. Assorted dog bones (food waste)
    250. Assorted destroyed dog toys (bin)
    251. Pair shoes (recycling)
    252. Mirror (friend)
    253. Dog toys (bin)
    254. Dog cushion (bin)
    255. Assorted clothing (charity)
    256. Assorted bric a brac (charity)
    257. Plastic crate (bin)
    258. Socks (recycling)
    259. Travel system (car boot)
    260. Motorbike boots (recycling)
    262. Underwear (recycling)


    Ebay listings (not counting towards declutter total) - 1116
    Survey earnings: Amazon Vouchers - £85, Paypal/cash £192.01, Other vouchers - £10
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • peaceandfreedom
    peaceandfreedom Posts: 2,005 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi Jwil - just wanted to pop in and say hello and marvel at your usual industrious activity :D.

    Sorry to hear you've not been well, hope you are properly on the mend.

    Will it be OK managing without your pay cheque for a couple of months? No doubt you have planned and catered for this. When are scheduled to go back to work and what childcare have you got lined up?

    Hope you and the family are enjoying this little bit of summer we are having :).
  • jwil
    jwil Posts: 22,012 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today's payment:

    1.[STRIKE]£88[/STRIKE] - [STRIKE]£0[/STRIKE]C1 73 :T
    2.[STRIKE]£1248[/STRIKE] - £659 BCM 1192
    3.[STRIKE]£200[/STRIKE] -£140 BCSAMILILIHA170
    4.[STRIKE]£999[/STRIKE] -£990 TDBC133 323
    5.[STRIKE]£630[/STRIKE] -£630 WW

    Total: [STRIKE]£3165[/STRIKE] - £2419
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,012 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi Jwil - just wanted to pop in and say hello and marvel at your usual industrious activity :D.

    Sorry to hear you've not been well, hope you are properly on the mend.

    Will it be OK managing without your pay cheque for a couple of months? No doubt you have planned and catered for this. When are scheduled to go back to work and what childcare have you got lined up?

    Hope you and the family are enjoying this little bit of summer we are having :).

    Thanks P&F :) Nice to see you again!

    I'm ok now thanks. It's going to be a big struggle for the next few months, but I think it will be ok. I'm not quite where I want to be but not too far off. If the worst comes to the worst I can always go back to work, they didn't cover for me while I'm off, so that's the last resort.

    I've been saving some of my better stuff to sell until this time, so hopefully that will do well. It's a big collection of stuff I decided to get rid of as I don't have the space any more. I shall keep a few bits and get rid of the rest. I know they sell well as I've already sold a few of them, so I'm hoping that that will keep me in funds :D

    I've booked my car in for MOT this week instead of December as I won't have the money then. A lot is riding on how much that costs! So I'm really hoping it won't be too painful.

    I go back to work in January. I'll be using up my leave before I go back as well. Little miss will be going to the same nursery as little jwil. It's all booked and confirmed. I'm dreading those bills though :eek:
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil wrote: »
    I've been saving some of my better stuff to sell until this time, so hopefully that will do well. It's a big collection of stuff I decided to get rid of as I don't have the space any more. I shall keep a few bits and get rid of the rest. I know they sell well as I've already sold a few of them, so I'm hoping that that will keep me in funds :D

    I've booked my car in for MOT this week instead of December as I won't have the money then. A lot is riding on how much that costs! So I'm really hoping it won't be too painful.

    I go back to work in January. I'll be using up my leave before I go back as well. Little miss will be going to the same nursery as little jwil. It's all booked and confirmed. I'm dreading those bills though :eek:

    All sounds excellent, Jwil - I knew you'd have a plan :).

    Fingers crossed that the MOT goes well.

    I know that nursery fees are enormous, I am so glad I never had to cope with those. Makes DD's uni accommodation seem a bargain in comparison :(.

    Wish I had some of your ebaying mo-jo :D.
  • jwil
    jwil Posts: 22,012 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    All sounds excellent, Jwil - I knew you'd have a plan :).

    Fingers crossed that the MOT goes well.

    I know that nursery fees are enormous, I am so glad I never had to cope with those. Makes DD's uni accommodation seem a bargain in comparison :(.

    Wish I had some of your ebaying mo-jo :D.

    Thanks P&F :)

    Mot went well, only a couple of minor things to do. All in £125. Not bad for a 16 year old car, hurrah :j

    Nursery fees are a killer. Our bill is going to be over 1k a month just for 3.5 days a week :eek: Saying that I'm not sure uni costs will be a lot better!

    Once my house is decluttered, my ebay mojo will be well and truly gone :D
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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