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Shifting this debt one £ at a time.

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Comments

  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hey everyone, hope you are well. Haven't been on much recently. DH was off last week, so trying to do stuff and a couple of days out as well. It was nice, but not as much done around the house as hoped.

    We've had loads of sales, so some nice payments made :T

    I've got to step it up now, as I'll be on the non pay part of maternity leave soon, so want to keep it going down.

    I've booked the car in for MOT at the end of next month as normally it's due in December and I won't be getting any pay :eek: It will be nice to have that permanently moved to a better date. Fingers crossed it won't need too much doing to it!

    This week my plan is to prep as much for listing as possible even if I don't get it on, I'll have it prepared so I can list as and when.

    Posted 30 odd parcels today so that's good.

    Will catch up with everyone soon. We've all got stinking colds so it's not great here at the moment.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The Great Declutter 2016

    Books (car boot) - 277
    Magazines/Newspapers (recycled) - 157
    Ebay sales (posted) - 846


    Other:
    1. Paperwork (shredded and recycled)
    2. 3 bottles of oven cleaner (used and recycled)
    3. Bottle of drain cleaner (used and recycled)
    4. Bottle of window cleaner (poured away and recycled)
    5. Packet of tea lights (given away)
    6. Paperwork (shredded and recycled)
    7. Salt and pepper set (car boot)
    8. Microscope (car boot)
    9. Salt and pepper set (car boot)
    10. Book (recycling, damaged)
    11. Paperwork (recycling)
    12. Cards (car boot)
    13. Bag (car boot)
    14. Bag (binned, destroyed by dog!)
    15. Baby bottles and teats (binned)
    16. Baby clothes (charity/recycling)
    17. Baby clothes (car boot)
    18. DVD (car boot)
    19. DVD (car boot)
    20. Bumper (charity)
    21. Pyjamas (recycling)
    22. Sock (recycling)
    23. Plaque (car boot)
    24. Wash bag (car boot)
    25. Cushion (bin)
    26. Clothing bundle (recycling)
    27. Pet bed (bin)
    28. Paperwork (recycling)
    29. Soft toy (car boot)
    30. 2 x phone chargers (car boot)
    31. Assorted toys (car boot)
    32. Embroidery kit (car boot)
    33. Phone accessory (car boot)
    34 - 75. Children's books (car boot)
    76. Toy lorry (car boot)
    77-78. Children's books (car boot)
    79-80. Puzzles (Given to neighbour)
    81. Boxes from various electrical items (recycled)
    82. Organiser (Car boot)
    83. Printer cable (Car boot)
    84. Box of floppy discs (Car boot)
    85. Degraded pot of hair gel (bin)
    86. Bag of batteries (recycling)
    87-88. bags of soft toys (charity shop)
    89-90. bags of needlework items (neighbour)
    91. Childrens brush and comb set (car boot)
    92. Box of books (charity)
    93. Bag of stained/damaged clothing (recycling)
    94-101. Pans/Trays (scrap)
    102-105. Plastic bowls (bin)
    106-109. Cooking accessories (car boot)
    110. Broken Toy train (bin)
    111. Toy car (car boot)
    112. Gardening gloves (car boot)
    113. 4 x cds (car boot)
    114. Odd string (bin)
    115. Wicker basket (car boot)
    116. 2 x empty perfume bottles (recycling)
    117. Childs cup (car boot)
    118. Sweets (left over from our wedding!) (Bin)
    119. Pen (bin)
    120. Broken bowl (bin)
    121. Computer and accessories (car boot)
    122. Papier mache box (relative)
    123. 2 x hairbrushes (relative)
    124. Pram liner (car boot)
    125. Plastic tub (car boot)
    126. 2 x pairs 3d glasses (car boot)
    127. Misshapen pillow (bin)
    128. Assorted food (recycling)
    129. Tea pot stand (relative)
    130. 2 x hats (relative)
    131. Stool (relative)
    132. Cushion (relative)
    133. Model car (relative)
    134. Jumper (car boot)
    135. Assorted clothing (recycling)
    136. Paperwork (recycling)
    137. 6 x pairs underwear (recycling)
    138. Bag of clothing (recycling)
    139. Breast pads (car boot)
    140. Lanyard (car boot)
    141 - 142. Body lotion (used up, recycled)
    143. Body spray (used up, recycled)
    144 - 149. Bottles of alcohol (to be sold)
    150. Assorted packaging (bin)
    151. Mirror (car boot)
    152. Washbag (car boot)
    153. Cloth bag (car boot)
    154. Wrapping paper (recycling)
    155. 18 x mixed items (passed to relative)
    156. Bag of assorted items (passed to relative)
    157. 6 x plants (dead :o )
    158. 2 x perfume bottles (recycling)
    159. Oven gloves (bin)
    160. Shoes (recycling)
    161. Toilet brush (bin)
    162. 2 x candle holders (car boot)
    163. 2 x candles (bin)
    164. Assorted bits and pieces (bin)
    165. Razors (bin)
    166. Gym ball (car boot)
    167. Scart lead extension (car boot)
    168. Small jug (car boot)
    169. Bottles oil/perfume (recycling)
    170. Body lotion (used up, bottle recycled)
    171. Diary (recycled)
    172. 6 x packets seeds (bin)
    173. Laminated document (bin)
    174. 2 x bags shredded paper (recycling)
    175. Huge pile paperwork (recycling)
    176. DVD (car boot)
    177. Assorted electric cables (car boot)
    178. Wool offcuts (bin)
    179. Assorted toiletries (used up and recycled)
    180. Box full of assorted makeup (bin)
    181. 6 x bottles of part used suncream (recycled)
    182. 1997 Diary (recycled)
    183 - 184. DVDs (car boot)
    185. Big bag fabric (charity)
    186. Big bag clothes (charity)
    187-188. 2 bags assorted needlework booklets (charity)
    189-192. DVDs (car boot)
    193-194. 2 bags clothes (charity)
    195. DVD (Car boot)
    196. DVD (car boot)
    197. Socks (recycling)
    198. Crate (car boot)
    199. Pillow (Bin)
    200. Ice scraper (bin)
    201. Greaseproof paper (recycling)
    202. 3 x sweet/biscuit tins (recycling)
    203. Bag of assorted used shoelaces/string (bin)
    204. Assorted pet bits and pieces (bin/recycling)
    205. Cooking tray (car boot)
    206. Dummies (car boot)
    207. Bag of baby clothes (friend)
    208. Cat scratcher (bin)
    209. Plastic crate (bin)
    210. Plastic crate (bin)
    211. Underwear (recycling)
    212. Selection of hats (charity)
    213. 18 x bibs (charity)
    214. Play arch (charity)
    215. Plastic crate (bin)
    216. 2 bags of clothes (charity)
    217. Kettle (relative)
    218. 2 x boxes full of bars of soap(!) (car boot)
    219. Novelty gift (bin)
    220. Pram toy (car boot)
    221. Cot mobile (car boot)
    222. 2 x raidator airers (car boot)
    223. Note cards and case (car boot)
    224. Pregnancy test unused (car boot)
    225. Fabric (car boot)
    226. Baby Socks (car boot)
    227. Moses basket and stand (friend)
    228. Moses basket sheets (friend)
    229. Baby clothes (friend)
    230. Pillow (bin)
    231. Carpet offcut (bin)
    232. Doormat (bin)
    233. Belt (bin)
    234. Hat (charity)
    235. 2 x tops (charity)
    236. Shoes (recycling)
    237. 2 x videos (car boot)
    238. 2 x teddies (car boot)
    239. 2 x pillows (bin)
    240. Dog toy (bin)
    241. Computer chair (broken, so bin)
    242. Pen (bin)
    243. Playing cards (car boot)


    Ebay listings (not counting towards declutter total) - 988
    Survey earnings: Amazon Vouchers - £70, Paypal/cash £161.24, Other vouchers - £10
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Targets for July:

    1.[STRIKE]£88[/STRIKE] - [STRIKE]£0[/STRIKE]C1 :T
    2.[STRIKE]£1248[/STRIKE] - £1064 BCM
    3.[STRIKE]£200[/STRIKE] -£140 BCMILILIHA
    6.[STRIKE]£999[/STRIKE] -£999 TDBC133
    7.[STRIKE]£630[/STRIKE] -£630 WW

    Total: [STRIKE]£3165[/STRIKE] - £2833
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    Well done jwil! You're doing so well! :)
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 1 July 2016 at 3:42PM
    Today's payments:

    1.[STRIKE]£88[/STRIKE] - [STRIKE]£0[/STRIKE]C1 :T
    2.[STRIKE]£1248[/STRIKE] - £1054 BCM
    3.[STRIKE]£200[/STRIKE] -£140 BCMILILIHA
    4.[STRIKE]£999[/STRIKE] -£990 TDBC133
    5.[STRIKE]£630[/STRIKE] -£630 WW

    Total: [STRIKE]£3165[/STRIKE] - £2794
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hey everyone :)

    Some sales so more payments made today :T

    I've so lost my mojo it's unreal :( I can't be bothered. Fed up with struggling all the time. I'm continuing with the listing etc, but it's such an effort. I was looking around the house, and it just doesn't seem to ever get any better. I take sacks of stuff out each week to the sorting office, and yet you still can't move!

    It's such an effort to reach everything that I just can't be bothered half the time as I have to do most of it when little miss is napping so time is limited.

    As a result I've spent a lot of time [STRIKE]reading[/STRIKE] decluttering books ;) which is badly needed, and I no longer have books stacked on the floor, and am getting towards the stage where they will all be in bookcases (albeit double stacked), but it doesn't help a lot with getting the wider house done.

    DH does do stuff, but he is so slow at getting anything done I just want to scream sometimes!

    It is so true that clutter sucks the life out of you :(

    Little miss has started sleeping through on occasion :j, so fingers crossed if I start getting more sleep I might get some energy and enthusiasm back! :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    Yes, I can relate to clutter sucking the life out of you. I'm having to force myself together stuff done.
    Just keep telling yourself, it will all be worth it. That's what I do.
    Hugs jwil
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    Do you sell on other platforms apart from eb@y and carboots jwil? Trying to think of other places I can get rid of stuff and get some money...
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    tattycath wrote: »
    Yes, I can relate to clutter sucking the life out of you. I'm having to force myself together stuff done.
    Just keep telling yourself, it will all be worth it. That's what I do.
    Hugs jwil

    Thanks Tattycath. It's got to get better sometime!
    tattycath wrote: »
    Do you sell on other platforms apart from eb@y and carboots jwil? Trying to think of other places I can get rid of stuff and get some money...

    Not really, I've sold a few things on Facebook, but I find people want something for nothing, so I might as well just take it to the car boot. Also I don't like people coming to the house, so I'd rather just ebay or car boot.

    People moan about the fees (including me!) but I make way more on ebay than I would elsewhere, even taking fees into account, so nearly everything goes on there.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well last night DH had to store some stuff in his car as he couldn't find anywhere to put it! Hopefully that will give him a kick to get on with things.

    I'm still plodding along. Have prepped a load of stuff so will get on with that. We were hoping to do a car boot on Saturday - it's a fete so it gets a different audience and we've sold really well there before, but the weather is looking rubbish so that's not looking good at the moment.

    I've had some money paid into my account so it looks like I'll be getting some tax credits while I'm off. That will really help so takes some worry off and means I should be able to pay more of my sales towards the debt and carry on knocking that down. I'm waiting for confirmation as to exactly what it is.

    I've cashed out a few times on surveys, so will count that as and when it arrives.

    Sales are still trickling in which is good. I've had a pang at some of the stuff I've sold recently, but it needs to go really so I'll get over it.

    Another big bag of baby clothes and sleeping bags off to a friend, and some more off to charity.

    Hope everyone is well :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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