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The £1,000 emergency fund challenge.
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May I join also?
I have been following (very loosely) Dave Ramsey's baby steps. And have about £600 in my Emergency Fund.Debt free 24/03/2015./ On Dave Ramsey's Baby Step 3./Full Emergency Fund 2500/6000./ Got mortgage on the 28/08/15./ 2015 MFW #117 1242.89/20000 -
Sorry I am a bit late in the day for this, but I would like to join please!!!
I recently just posted on my own diary about Dave Ramsay and I am already on my way to building an emergency fund, originally I planned £641 which is kind of $1000 but I will upt it to £1000 instead.
I have £100 saved so far:)Total debt to pay: £14,071.41/ Remaining debt: £12,884.12: Amount Paid: £1,187.29
Survey xmas 2018 savings: £10 / £1500 -
Late to the party but here!
I'm a bit of a lurker (I get caught up in work etc) so if I don't post very regularly you'll know why. I'm aiming for 1000.00 in the savings and have done my year-end housekeeping for finances, food stocktake and what not and have moved 121.00 into my Emergency Saving account. It's a start!MSE-ing since 20070 -
WElcome onboard the Thread.
You are never to late to join. It's not a race, more like a slow stroll.Never Knowingly Understood.
Member #1 of £1,000 challenge - £13.74/ £1000 (that's 1.374%)
3-6 month EF £0/£3600 (that's 0 days worth)0 -
Thanks patman99!!!
I have £100 so far, good job really as I now need a new wheel bearing on my car, just goes to show how important it is to have an emergency fund
Total debt to pay: £14,071.41/ Remaining debt: £12,884.12: Amount Paid: £1,187.29
Survey xmas 2018 savings: £10 / £1500 -
Count me in, I have added this to my New Years resolutions. I might not manage it in 12 months but i will get there eventually.0
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Inthedoghouse wrote: »Count me in, I have added this to my New Years resolutions. I might not manage it in 12 months but i will get there eventually.
It is quite a bit to save especially if you have other things to pay off or to save for, but as long as you get there eventually that's the main thing Total debt to pay: £14,071.41/ Remaining debt: £12,884.12: Amount Paid: £1,187.29
Survey xmas 2018 savings: £10 / £1500 -
#37 checking in here! I have pushed a bit more over in the last couple of days, now standing at £402.24Debt Free - October 20220
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Hello!
#60- Just an update that I'm now up to £626.34 in my emergency fund as i resisted buying anything in any of the sales.
MOT and Car Tax is due in January so i wanted to try and add as much as possible, that way i'll still have atleast alittle something left at the end of Jan!Mortgage Feb 2023- £249,210 MFW 2023 #20: £524.05/£500 (104.81%)0 -
I have added £10 today I know it isnt loads but I am getting there slowly,
so member #63 ,now at £110
also i have avoided all of the sales this year so I am feeling I am making progress Total debt to pay: £14,071.41/ Remaining debt: £12,884.12: Amount Paid: £1,187.29
Survey xmas 2018 savings: £10 / £1500
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