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The £1,000 emergency fund challenge.
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#300 reporting in with EF of £700. Will reach my £1000 target in December and can then progress from there.
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No112, ef is currently £178. due to a couple of unexpected bills. My aim is to get to £500 by the end of the year, fingers crossed.:j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.000
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My DD for £25 has gone out adding £25 to my EF. So #232 is now up to £957£2 coin savings club 2025 #1 £166 (2024 £692; 2023 £754; 2022 £472; 2021 £256; 2020 £358; 2019 £512; 2018 £404; 2017 640)Saving for Xmas 202 £1 a day #4 £365 / £365 3-6 month emergency fund challenge #48 £10,030 Save a penny a day 2024 #32 £ . / £667.95 £1000 emergency fund challenge #232 £1,007/ £1,000 (achieved Nov 2020)1
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Not sure if I updated ty is thread previously, but I’m now at £600. I’m adding £100 per month whilst also paying off other debt. As I’m also saving sinking funds for annual and less regularly spends, it means I don’t really have to touch my EF, until I have a real emergency!
https://forums.moneysavingexpert.com/discussion/6086606/debt-free-by-23/p1True LBM, December 2019 = £32934. Current Debt = £12762. 1% Challenge = 61.1%. #51 3-6 Month EF Challenge = £1200/£6000
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#288 reporting in. I haven't been active on here for a while as we've been so busy. I have though been keeping up with my regular payments of £20 a week and I now have £845 in my+hubby's Help2Save accounts. Not many more payments and I will have £1k in there.
Changing my Family's Future!! - Starting again!!!!
Current Progress -
Debt - Start date 14/4/25 = £14,880.45
Savings Goal = £1000 EF - £0/£1000 = 0%1 -
Hi there, is it OK if I join?
Currently have £367 in my emergency fund and trying to get it to £1,000.
I have a separate pot for Christmas/birthdays/special occasions and one for annual bills (eg car insurance). Have only got £300 debt left (owed to MIL for years as she hasn’t been in a hurry for it, but we have paid back £950 since June and a £200 credit card bill then too ☺️ So aiming to pay off the £300 in full husband’s next payday if I can be very frugal and then will really work on building the emergency fund plus want to save for the future (eg we will need a new car in the next year or two). My bank account rounds up all debit card transactions and puts the extra in the emergency fund so that’s a start.Part time working mum | Married in 2014 | DS born 2015 & DD born 2018
https://forums.moneysavingexpert.com/discussion/6542225/stopping-the-backsliding-a-family-of-four-no-longer-living-beyond-their-means/p1?new=1
Consumer debt free!
Mortgage: -£128,033
Savings: £6,050
- Emergency fund £1,515
- New kitchen £556
- December £420
- Holiday £3,427
- Bills £132
Total joint pension savings: £55,4250 -
#319
My EF got a battering recently with paying for caravan insurance and £689 shortfall on Gas/Electric bill. EF is currently at £358.71 but due a holiday refund any day so will replace when it arrives and make it back up to £1k.0 -
#319
Refund received so now back up to £1k 😀 and hoping it stays that way (fingers crossed).1 -
Can I join in, i'm trying to set up an emergency fund. I'm currently at £206.97 i'll definitely be adding little and often to the account but hopefully it will start to add up.Emergency Fund: £500/£1000
Christmas fund 2023: £94.60/£500
House fund: £ 11188. 320 -
It's finally started. £50/£1000
Pay Off Debts by Xmas 2025 debt £0/74001
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