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The £1,000 emergency fund challenge. - Page 330

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The £1,000 emergency fund challenge.

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  • edited 14 July at 1:39PM
    ceremonyceremony Forumite
    105 posts
    100 Posts Name Dropper
    edited 14 July at 1:39PM
    #324 checking in. I'm up to £44. Slow progress, getting paid late this week which is frustrating, but getting there :)
    @PositiveBalance - congratulations!
    Start Debt Jun 2020 = £10,036 - Current £8,014 | #324 £1,000 Emergency Fund Member - £115
  • A_Random_ManA_Random_Man Forumite
    804 posts
    500 Posts Second Anniversary Photogenic
    ✭✭✭
    Due to a family emergency I have had to dip into the fund by quite a bit so now am at £223.57, I am disappointed that I had to dip into the fund but that's what it is there for 

    EF - £191.58
    Matched Betting £7690.44|eBay £356.40|Quidco £133.24|Surveys £212.56|Interest & Cashback £506.75
    Debt Remaining: £5977.22 - Debt Free Date: 20/07/2024 (46 Months)
  • patman99patman99 Forumite
    8.5K posts
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    ✭✭✭✭
    That is what the EF is for. You had a family emergency, so instead of having to borow money or make yourself short, you were able to use the money you had put aside for just such an emergancy.
    Never Knowingly Understood.

    Member #1 of £1,000 challenge - £13.74/ £1000 (that's 1.374%)


    3-6 month EF £0/£3600 (that's 0 days worth)


  • ceremonyceremony Forumite
    105 posts
    100 Posts Name Dropper
    Due to a family emergency I have had to dip into the fund by quite a bit so now am at £223.57, I am disappointed that I had to dip into the fund but that's what it is there for 
    I hope the emergency is sorted! It's good you had the funds to draw on. Hopefully it won't take long to build them back up!
    #324 checking in, up to £50 now. Slowly getting there.

    Start Debt Jun 2020 = £10,036 - Current £8,014 | #324 £1,000 Emergency Fund Member - £115
  • ditty1234ditty1234 Forumite
    953 posts
    500 Posts Name Dropper First Anniversary
    ✭✭✭
    Hi I do have my EF - but as it's all dedicated to a specific purpose I had to save up for - and I can only really save for one thing at a time. So I'm back at £10 which is me getting started on a new fund before the other one is gone, so I am feeling quite smug being that organised. I also now have my housing deposit as an extra EF and it has over £200 in it, but I don't want to count it as it's for the long term. 
    LBM Jan 2019 - £25.928/-£23.683 8.6% paid off - On hold, EF 2020 - July £100/1000
    Housing fund 2020-2022 £240/6000 : Citizenship £1350/£1350 : Weight -8/12 kg
    Run 10k in 1h 10m 1h 07m 16.7.2020: £10 a day Sept £0/300
  • A_Random_ManA_Random_Man Forumite
    804 posts
    500 Posts Second Anniversary Photogenic
    ✭✭✭
    Quick update EF now at £256.24

    EF - £191.58
    Matched Betting £7690.44|eBay £356.40|Quidco £133.24|Surveys £212.56|Interest & Cashback £506.75
    Debt Remaining: £5977.22 - Debt Free Date: 20/07/2024 (46 Months)
  • SuperSavingDSuperSavingD Forumite
    186 posts
    100 Posts Name Dropper
    #319
    Having my start my EF again as got wiped out with building works, now at £26
    Debt currently £15,405 
    #319 - 2020 EF £1000 
    #64 - Save Xmas £333
    #46 - 1% Challenge @ 0%
  • ceremonyceremony Forumite
    105 posts
    100 Posts Name Dropper
    #324 checking in, up to £68 now. Creeping up.
    Start Debt Jun 2020 = £10,036 - Current £8,014 | #324 £1,000 Emergency Fund Member - £115
  • ditty1234ditty1234 Forumite
    953 posts
    500 Posts Name Dropper First Anniversary
    ✭✭✭
    EF is now £13
    LBM Jan 2019 - £25.928/-£23.683 8.6% paid off - On hold, EF 2020 - July £100/1000
    Housing fund 2020-2022 £240/6000 : Citizenship £1350/£1350 : Weight -8/12 kg
    Run 10k in 1h 10m 1h 07m 16.7.2020: £10 a day Sept £0/300
  • edited 5 August at 6:38PM
    BetharooniBetharooni Forumite
    185 posts
    100 Posts Name Dropper First Anniversary
    edited 5 August at 6:38PM
    #300 reporting with EF of £450. Will be halfway there next month and have budgeted that I should exceed £1000 before the end of the year.
    Save £15K in 2020 #6 £ £10,583.81/£15,000
    Make £2020 in 2020 #11 £1,135.60/£2,020
    Saving for House Deposit £3,266.49/£40,000
    £1000 Emergency Fund Challenge #300 £500/£1,000
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