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The £1,000 emergency fund challenge.
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That is fantastic news @PositiveBalance...Huge Congratulations!!!!
323 - Plodding on - EF is now £135.
It will take me a long time but I am ok with that because actually I am budgeting for all sorts as so that I don’t go back using credit for things.Starting Total in September 2019 = £38287.77
Current Total = £25534.10
33% of debt paid off so far
Debt Free by Christmas September August July June 2023!1 -
Still putting small amounts away, I usually do it at the end of my month by dividing the left overs into 5 separate accounts but I think I will do it at the beginning of the month as a regular amounts, so off to amend some figures
Nannyg
£1 a day 2025: £90.00/365 Xmas fund0 -
Well done PB.I will admit than when MSE changed their forum platform, they initially had it set up so badly that the majority of useful functions were missing and I found this too frustrating, so 'walked' away from it.Anyway, now in the process of finalizing the purchase of my brother's 50% share of the family home, so I will have a nice(ish) 3 bed semi in the countryside totally mortgage free.Never Knowingly Understood.
Member #1 of £1,000 challenge - £13.74/ £1000 (that's 1.374%)
3-6 month EF £0/£3600 (that's 0 days worth)0 -
Hi there, I’m new here could someone fill me in? Looks like we’re helping each other which I’m all for0
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Welcome rorymcqueen123. you are #325.
Never Knowingly Understood.
Member #1 of £1,000 challenge - £13.74/ £1000 (that's 1.374%)
3-6 month EF £0/£3600 (that's 0 days worth)0 -
#324 checking in, up to £42 now.
Start Debt Jun 2020 = £10,036 - Current £5,894 | #324 £1,000 Emergency Fund Member - £2050 -
Hi all my EF is now actually over £1000 and I am about to spend all of it on my citizenship payment. This leave me with pretyt much nothing (again) but lo and behold if I can do it once I can do it again! But for now EF £1300, it might leave my housing fund which is just an overflow project at the moment but I have managed to scrape £200 into it, as a back up.Isa help to buy: 1000/3000 33%
Emergency fund: 100/1000 10%
Weight loose 8.6 kg - while having fun. 0/8.6 0%
Focus debt to clear HSBC £10/1111, 0% updated May 250 -
Currently at £470.60 but I am going to add some money in very soon as I get paid in a weeks time so EF should increased then
Mortgage Amount Outstanding £116,682.20
2025 Mortgage-Free Wannabes #49 £1401.29/£1,250 (104.74%/100.00%)
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Common sense is not common
Small progress is still progress
Weight Loss Challenge 2025 - 30.8lbs/73lbs0 -
Well, been a busy week. Glad to see everyone is still adding to their EF. Must start adding to mine as I haven't been in a position to do so for quite some time.
Never Knowingly Understood.
Member #1 of £1,000 challenge - £13.74/ £1000 (that's 1.374%)
3-6 month EF £0/£3600 (that's 0 days worth)1
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