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The £1,000 emergency fund challenge.
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Hi everyone
Im still putting a little in the EF but on such a low income its difficult sometimes, so when I pay for something on my card (bank) the make it up to the next pound and put the difference into the EF, the only thing at the moment is Im not using my card very often!! but I have managed to increase a little from last time. 'From little acorns big oaks grow' and all that.
Hope everybody is keeping safe and well.
Nannyg
£1 a day 2025: £90.00/365 Xmas fund6 -
Just had the ISA statements through, well I completely forgot about the money saved in there so it’s rather cheating but we actually have a couple of thousand saved in there now.So I used what was my emergency fund to clear a credit card ❤️❤️Incredibly chuffed!No Spend Days 2020 Jul 24 / 28 Jun 20/25 May 22/25 Apr 20/25 Mar 16/25 Feb 20/20 Jan 20/15
Clear all Debt in 2020 #97 WE DID IT!! DFD June20204 -
Small increase for me, now at £102.50.Starting Total in September 2019 = £38287.77
Current Total = £25534.10
33% of debt paid off so far
Debt Free by Christmas September August July June 2023!2 -
Sorry for being so rubbish to update but I completed my EF last month and technically exceeded it buy adding another £250 to it over my regular savings account which means if I take the £200 I'm my NSI account thar appear to be at £1200 for my EF!
Debt: £11,640.02 paid in full! DFD: 30/06/20
Starter Emergency Fund (#187): £1000/£1000
3 month Emergency Fund (#45): £3300/£33002 -
Congratulations, very well done!PositiveBalance said:Sorry for being so rubbish to update but I completed my EF last month and technically exceeded it buy adding another £250 to it over my regular savings account which means if I take the £200 I'm my NSI account thar appear to be at £1200 for my EF!Starting Total in September 2019 = £38287.77
Current Total = £25534.10
33% of debt paid off so far
Debt Free by Christmas September August July June 2023!3 -
My EF just took a hit yesterday as paid an other bunch for language recognition for citizenship, will report details back later in the week. But - I was able to do that and still stay over the magic 500 mark.Isa help to buy: 1000/3000 33%
Emergency fund: 100/1000 10%
Weight loose 8.6 kg - while having fun. 0/8.6 0%
Focus debt to clear HSBC £10/1111, 0% updated May 251 -
#305
Up to £150.22. Baby steps
Common sense is not common
Small progress is still progress
Weight Loss Challenge 2025 - 30.8lbs/73lbs4 -
Hi sorry I've been AWOL since Xmas the washing machine/dryer died, the hoover, the TV and this month 3 visits to the vet they charged £100 to cremate the rabbit so we could have her Ashe's back (not yet back) then the dog wasn't covered on insurance for ear trouble pre existing conditions!
Hopefully back on track now!
Post soon. ☹️👍
Penny wise pound foolish. 366 days 1p challenge 2020/21/22/23 completed.
No.13 1p a day challenge 2024
No. 24 52 week savings challenge completed August 24
No.16 1p a day savings challenge.0 -
#232 has added a further £80 to her total, bringing it up to £807.00. Getting there £2 coin savings club 2025 #1 £166 (2024 £692; 2023 £754; 2022 £472; 2021 £256; 2020 £358; 2019 £512; 2018 £404; 2017 640)Saving for Xmas 202 £1 a day #4 £365 / £365 3-6 month emergency fund challenge #48 £10,030 Save a penny a day 2024 #32 £ . / £667.95 £1000 emergency fund challenge #232 £1,007/ £1,000 (achieved Nov 2020)2 -
I'd like to join this please! Slowly paying down my debts but have no savings at the moment
Start Debt Jun 2020 = £10,036 - Current £5,894 | #324 £1,000 Emergency Fund Member - £2051
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