We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
The £1,000 emergency fund challenge.
Comments
-
Can I join too please, I'll be focusing on debt but want to build up a EF, so far I have £150 but would like to get to £1000 by the end of next yearPennies starts again...........2022 - £13,579.220
-
Managed to add quite a bit to my emergency fund recently and it's now sitting at £660 which is making me feel a bit better.Emergency Fund: £500/£1000
Christmas fund 2023: £94.60/£500
House fund: £ 11188. 321 -
Please can I join too?? Really need to sort out a ef as dont want to use cc anymore. I have been paying off my cc . I've got £70 in ef now. Better than nothing. Must leave it in there!!1 /10 nsd 😀1
-
£500/£1000
What a year!
Happy Christmas.Penny wise pound foolish. 366 days 1p challenge 2020/21/22/23/24/25 completed.
No.12 52 week envelope challenge 2026
No.12 1p a day savings challenge 2026.0 -
No.112, just sorted out my EF and now have £67.00 in it. Hope to add weekly to this total. Merry Christmas everyone.x:j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.000
-
No. 123 calling in, I will be drawing out of my ef next week as I have a white good needing to be replaced, but Im so glad there is enough in there. Then the saving starts again!!!
Nannyg
0 -
Have been paid and EF now at £500/£1000Debt Free as of December 2020 👏
Save 12k in 2025 #6 - £300 / £3000
MFW - 26 months shaved off the mortgage0 -
Please can I join. Starting at zero
£2 Savers club £0/£150
1p a day £/0 -
Hi just on here with a quick update, while I am starting the month with an EF of over £500 it is with fingers crossed, as car is having wobbles and there is a bus pass that will need purchasing.Isa help to buy: 1000/3000 33%
Emergency fund: 100/1000 10%
Weight loose 8.6 kg - while having fun. 0/8.6 0%
Focus debt to clear HSBC £10/1111, 0% updated May 251 -
Can I join please, not being paid this week from work and having no spare money to see me through until next when when I receive double wages has given me a light bulb moment! (something about two bank holidays in one week and happens every Christmas apparently)I have an 'empty' savings account, which I have renamed EF and it has £3.54 already in it so starting at £3.54
3.54/1,000Aspiring to be financially independent.... from my parents!3
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.8K Spending & Discounts
- 246K Work, Benefits & Business
- 602.1K Mortgages, Homes & Bills
- 177.8K Life & Family
- 260K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards



